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Side-by-side financial comparison of Regions Financial Corporation (RF) and Construction Partners, Inc. (ROAD). Click either name above to swap in a different company.

Regions Financial Corporation is the larger business by last-quarter revenue ($1.3B vs $809.5M, roughly 1.6× Construction Partners, Inc.). Regions Financial Corporation runs the higher net margin — 41.7% vs 2.1%, a 39.6% gap on every dollar of revenue. On growth, Construction Partners, Inc. posted the faster year-over-year revenue change (44.1% vs 4.1%). Over the past eight quarters, Construction Partners, Inc.'s revenue compounded faster (47.6% CAGR vs 4.0%).

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

Alexander Construction Company was a Palm Springs, California, residential development company that built over 2,200 houses in the Coachella Valley of Riverside County, California, between 1955 and 1965.

RF vs ROAD — Head-to-Head

Bigger by revenue
RF
RF
1.6× larger
RF
$1.3B
$809.5M
ROAD
Growing faster (revenue YoY)
ROAD
ROAD
+40.0% gap
ROAD
44.1%
4.1%
RF
Higher net margin
RF
RF
39.6% more per $
RF
41.7%
2.1%
ROAD
Faster 2-yr revenue CAGR
ROAD
ROAD
Annualised
ROAD
47.6%
4.0%
RF

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
RF
RF
ROAD
ROAD
Revenue
$1.3B
$809.5M
Net Profit
$534.0M
$17.2M
Gross Margin
15.0%
Operating Margin
55.3%
6.2%
Net Margin
41.7%
2.1%
Revenue YoY
4.1%
44.1%
Net Profit YoY
0.0%
663.9%
EPS (diluted)
$0.59
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RF
RF
ROAD
ROAD
Q4 25
$1.3B
$809.5M
Q3 25
$1.3B
$899.8M
Q2 25
$1.3B
$779.3M
Q1 25
$1.2B
$571.6M
Q4 24
$1.2B
$561.6M
Q3 24
$1.2B
$538.2M
Q2 24
$1.2B
$517.8M
Q1 24
$1.2B
$371.4M
Net Profit
RF
RF
ROAD
ROAD
Q4 25
$534.0M
$17.2M
Q3 25
$569.0M
$56.6M
Q2 25
$563.0M
$44.0M
Q1 25
$490.0M
$4.2M
Q4 24
$534.0M
$-3.1M
Q3 24
$490.0M
$29.3M
Q2 24
$501.0M
$30.9M
Q1 24
$368.0M
$-1.1M
Gross Margin
RF
RF
ROAD
ROAD
Q4 25
15.0%
Q3 25
17.7%
Q2 25
16.9%
Q1 25
12.5%
Q4 24
13.6%
Q3 24
15.6%
Q2 24
16.1%
Q1 24
10.4%
Operating Margin
RF
RF
ROAD
ROAD
Q4 25
55.3%
6.2%
Q3 25
56.3%
11.2%
Q2 25
56.1%
10.6%
Q1 25
52.0%
4.8%
Q4 24
53.4%
2.5%
Q3 24
49.9%
8.5%
Q2 24
52.7%
8.8%
Q1 24
39.2%
0.8%
Net Margin
RF
RF
ROAD
ROAD
Q4 25
41.7%
2.1%
Q3 25
45.3%
6.3%
Q2 25
44.7%
5.7%
Q1 25
41.0%
0.7%
Q4 24
43.4%
-0.5%
Q3 24
40.2%
5.4%
Q2 24
42.2%
6.0%
Q1 24
31.1%
-0.3%
EPS (diluted)
RF
RF
ROAD
ROAD
Q4 25
$0.59
$0.31
Q3 25
$0.61
$1.03
Q2 25
$0.59
$0.79
Q1 25
$0.51
$0.08
Q4 24
$0.55
$-0.06
Q3 24
$0.49
$0.55
Q2 24
$0.52
$0.59
Q1 24
$0.37
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RF
RF
ROAD
ROAD
Cash + ST InvestmentsLiquidity on hand
$104.1M
Total DebtLower is stronger
$4.1B
Stockholders' EquityBook value
$19.0B
$969.1M
Total Assets
$158.8B
$3.4B
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RF
RF
ROAD
ROAD
Q4 25
$104.1M
Q3 25
$156.1M
Q2 25
$114.3M
Q1 25
$101.9M
Q4 24
$132.5M
Q3 24
$74.7M
Q2 24
$56.3M
Q1 24
$48.0M
Total Debt
RF
RF
ROAD
ROAD
Q4 25
$4.1B
Q3 25
$4.8B
$1.6B
Q2 25
$5.3B
Q1 25
$6.0B
Q4 24
$6.0B
Q3 24
$6.0B
$515.0M
Q2 24
$5.1B
Q1 24
$3.3B
Stockholders' Equity
RF
RF
ROAD
ROAD
Q4 25
$19.0B
$969.1M
Q3 25
$19.0B
$912.0M
Q2 25
$18.7B
$853.3M
Q1 25
$18.5B
$807.9M
Q4 24
$17.9B
$811.1M
Q3 24
$18.7B
$573.7M
Q2 24
$17.2B
$552.9M
Q1 24
$17.0B
$525.0M
Total Assets
RF
RF
ROAD
ROAD
Q4 25
$158.8B
$3.4B
Q3 25
$159.9B
$3.2B
Q2 25
$159.2B
$2.9B
Q1 25
$159.8B
$2.8B
Q4 24
$157.3B
$2.6B
Q3 24
$157.4B
$1.5B
Q2 24
$154.1B
$1.4B
Q1 24
$154.9B
$1.3B
Debt / Equity
RF
RF
ROAD
ROAD
Q4 25
0.22×
Q3 25
0.25×
1.78×
Q2 25
0.28×
Q1 25
0.32×
Q4 24
0.34×
Q3 24
0.32×
0.90×
Q2 24
0.30×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RF
RF
ROAD
ROAD
Operating Cash FlowLast quarter
$-319.0M
$82.6M
Free Cash FlowOCF − Capex
$47.1M
FCF MarginFCF / Revenue
5.8%
Capex IntensityCapex / Revenue
4.4%
Cash ConversionOCF / Net Profit
-0.60×
4.80×
TTM Free Cash FlowTrailing 4 quarters
$186.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RF
RF
ROAD
ROAD
Q4 25
$-319.0M
$82.6M
Q3 25
$861.0M
$112.0M
Q2 25
$573.0M
$83.0M
Q1 25
$1.1B
$55.6M
Q4 24
$-220.0M
$40.7M
Q3 24
$1.3B
$95.9M
Q2 24
$161.0M
$34.6M
Q1 24
$396.0M
$18.2M
Free Cash Flow
RF
RF
ROAD
ROAD
Q4 25
$47.1M
Q3 25
$78.9M
Q2 25
$46.4M
Q1 25
$14.2M
Q4 24
$13.8M
Q3 24
$78.4M
Q2 24
$19.7M
Q1 24
$-10.6M
FCF Margin
RF
RF
ROAD
ROAD
Q4 25
5.8%
Q3 25
8.8%
Q2 25
5.9%
Q1 25
2.5%
Q4 24
2.5%
Q3 24
14.6%
Q2 24
3.8%
Q1 24
-2.8%
Capex Intensity
RF
RF
ROAD
ROAD
Q4 25
4.4%
Q3 25
3.7%
Q2 25
4.7%
Q1 25
7.2%
Q4 24
4.8%
Q3 24
3.3%
Q2 24
2.9%
Q1 24
7.7%
Cash Conversion
RF
RF
ROAD
ROAD
Q4 25
-0.60×
4.80×
Q3 25
1.51×
1.98×
Q2 25
1.02×
1.88×
Q1 25
2.18×
13.20×
Q4 24
-0.41×
Q3 24
2.57×
3.27×
Q2 24
0.32×
1.12×
Q1 24
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

ROAD
ROAD

Segment breakdown not available.

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