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Side-by-side financial comparison of R F INDUSTRIES LTD (RFIL) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
R F INDUSTRIES LTD is the larger business by last-quarter revenue ($22.7M vs $13.5M, roughly 1.7× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs 0.8%, a 24.4% gap on every dollar of revenue. On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 13.6%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 3.0%).
Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
RFIL vs UBFO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $22.7M | $13.5M |
| Net Profit | $173.0K | $3.4M |
| Gross Margin | 36.8% | — |
| Operating Margin | 4.0% | 31.5% |
| Net Margin | 0.8% | 25.2% |
| Revenue YoY | 22.9% | 13.6% |
| Net Profit YoY | 172.7% | 36.8% |
| EPS (diluted) | $0.01 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $22.7M | $13.5M | ||
| Q3 25 | $19.8M | $14.0M | ||
| Q2 25 | $18.9M | $12.6M | ||
| Q1 25 | $19.2M | $13.7M | ||
| Q4 24 | $18.5M | $11.9M | ||
| Q3 24 | $16.8M | $13.8M | ||
| Q2 24 | $16.1M | $13.0M | ||
| Q1 24 | $13.5M | $12.8M |
| Q4 25 | $173.0K | $3.4M | ||
| Q3 25 | $392.0K | $4.0M | ||
| Q2 25 | $-245.0K | $2.2M | ||
| Q1 25 | $-245.0K | $2.7M | ||
| Q4 24 | $-238.0K | $2.5M | ||
| Q3 24 | $-705.0K | $3.8M | ||
| Q2 24 | $-4.3M | $4.3M | ||
| Q1 24 | $-1.4M | $4.2M |
| Q4 25 | 36.8% | — | ||
| Q3 25 | 34.0% | — | ||
| Q2 25 | 31.5% | — | ||
| Q1 25 | 29.8% | — | ||
| Q4 24 | 31.3% | — | ||
| Q3 24 | 29.5% | — | ||
| Q2 24 | 29.9% | — | ||
| Q1 24 | 24.5% | — |
| Q4 25 | 4.0% | 31.5% | ||
| Q3 25 | 3.6% | 40.3% | ||
| Q2 25 | 0.6% | 24.0% | ||
| Q1 25 | 0.3% | 27.5% | ||
| Q4 24 | 0.5% | 27.5% | ||
| Q3 24 | -2.5% | 37.1% | ||
| Q2 24 | -2.6% | 46.4% | ||
| Q1 24 | -15.5% | 45.9% |
| Q4 25 | 0.8% | 25.2% | ||
| Q3 25 | 2.0% | 28.7% | ||
| Q2 25 | -1.3% | 17.2% | ||
| Q1 25 | -1.3% | 19.6% | ||
| Q4 24 | -1.3% | 20.9% | ||
| Q3 24 | -4.2% | 27.7% | ||
| Q2 24 | -26.7% | 33.0% | ||
| Q1 24 | -10.1% | 32.6% |
| Q4 25 | $0.01 | $0.18 | ||
| Q3 25 | $0.04 | $0.23 | ||
| Q2 25 | $-0.02 | $0.13 | ||
| Q1 25 | $-0.02 | $0.16 | ||
| Q4 24 | $-0.02 | $0.14 | ||
| Q3 24 | $-0.07 | $0.22 | ||
| Q2 24 | $-0.41 | $0.25 | ||
| Q1 24 | $-0.13 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $5.1M | $264.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $35.2M | $139.7M |
| Total Assets | $73.0M | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.1M | $264.2M | ||
| Q3 25 | $3.0M | $211.1M | ||
| Q2 25 | $3.6M | $199.5M | ||
| Q1 25 | $1.3M | $198.4M | ||
| Q4 24 | $839.0K | $216.9M | ||
| Q3 24 | $1.8M | $216.8M | ||
| Q2 24 | $1.4M | $166.3M | ||
| Q1 24 | $4.5M | $168.6M |
| Q4 25 | $35.2M | $139.7M | ||
| Q3 25 | $34.8M | $137.4M | ||
| Q2 25 | $34.2M | $134.3M | ||
| Q1 25 | $34.2M | $132.9M | ||
| Q4 24 | $34.1M | $130.4M | ||
| Q3 24 | $34.1M | $132.9M | ||
| Q2 24 | $34.6M | $127.3M | ||
| Q1 24 | $38.7M | $124.2M |
| Q4 25 | $73.0M | $1.2B | ||
| Q3 25 | $73.2M | $1.2B | ||
| Q2 25 | $72.7M | $1.2B | ||
| Q1 25 | $70.4M | $1.2B | ||
| Q4 24 | $71.0M | $1.2B | ||
| Q3 24 | $71.9M | $1.3B | ||
| Q2 24 | $72.8M | $1.2B | ||
| Q1 24 | $79.1M | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.1M | $22.1M |
| Free Cash FlowOCF − Capex | $2.0M | $19.8M |
| FCF MarginFCF / Revenue | 9.0% | 146.0% |
| Capex IntensityCapex / Revenue | 0.3% | 16.8% |
| Cash ConversionOCF / Net Profit | 12.13× | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | $4.3M | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.1M | $22.1M | ||
| Q3 25 | $-311.0K | $7.0M | ||
| Q2 25 | $2.2M | $8.7M | ||
| Q1 25 | $601.0K | $3.0M | ||
| Q4 24 | $-244.0K | $19.6M | ||
| Q3 24 | $2.4M | $5.4M | ||
| Q2 24 | $197.0K | $2.3M | ||
| Q1 24 | $840.0K | $7.4M |
| Q4 25 | $2.0M | $19.8M | ||
| Q3 25 | $-419.0K | $6.1M | ||
| Q2 25 | $2.2M | $8.1M | ||
| Q1 25 | $574.0K | $2.9M | ||
| Q4 24 | $-418.0K | $18.6M | ||
| Q3 24 | $2.1M | $5.3M | ||
| Q2 24 | $28.0K | $2.0M | ||
| Q1 24 | $697.0K | $7.0M |
| Q4 25 | 9.0% | 146.0% | ||
| Q3 25 | -2.1% | 43.7% | ||
| Q2 25 | 11.4% | 64.3% | ||
| Q1 25 | 3.0% | 21.2% | ||
| Q4 24 | -2.3% | 156.0% | ||
| Q3 24 | 12.6% | 38.1% | ||
| Q2 24 | 0.2% | 15.5% | ||
| Q1 24 | 5.2% | 54.8% |
| Q4 25 | 0.3% | 16.8% | ||
| Q3 25 | 0.5% | 6.0% | ||
| Q2 25 | 0.2% | 4.6% | ||
| Q1 25 | 0.1% | 0.9% | ||
| Q4 24 | 0.9% | 8.7% | ||
| Q3 24 | 1.5% | 0.7% | ||
| Q2 24 | 1.0% | 2.2% | ||
| Q1 24 | 1.1% | 3.6% |
| Q4 25 | 12.13× | 6.46× | ||
| Q3 25 | -0.79× | 1.73× | ||
| Q2 25 | — | 4.01× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 7.87× | ||
| Q3 24 | — | 1.40× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
UBFO
Segment breakdown not available.
