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Side-by-side financial comparison of REGIS CORP (RGS) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
REGIS CORP is the larger business by last-quarter revenue ($57.1M vs $35.3M, roughly 1.6× UNITY BANCORP INC). UNITY BANCORP INC runs the higher net margin — 43.9% vs 0.8%, a 43.1% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs 22.3%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $891.0K). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs 7.8%).
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
RGS vs UNTY — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $57.1M | $35.3M |
| Net Profit | $456.0K | $15.5M |
| Gross Margin | — | — |
| Operating Margin | 10.8% | 55.8% |
| Net Margin | 0.8% | 43.9% |
| Revenue YoY | 22.3% | 24.2% |
| Net Profit YoY | -94.0% | 34.5% |
| EPS (diluted) | $0.16 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $57.1M | $35.3M | ||
| Q3 25 | $59.0M | $32.8M | ||
| Q2 25 | $60.4M | $34.4M | ||
| Q1 25 | $57.0M | $29.4M | ||
| Q4 24 | $46.7M | $28.4M | ||
| Q3 24 | $46.1M | $27.7M | ||
| Q2 24 | $49.4M | $25.5M | ||
| Q1 24 | $49.2M | $25.6M |
| Q4 25 | $456.0K | $15.5M | ||
| Q3 25 | $1.4M | $14.4M | ||
| Q2 25 | $116.5M | $16.5M | ||
| Q1 25 | $250.0K | $11.6M | ||
| Q4 24 | $7.6M | $11.5M | ||
| Q3 24 | $-853.0K | $10.9M | ||
| Q2 24 | $91.2M | $9.5M | ||
| Q1 24 | $-2.3M | $9.6M |
| Q4 25 | 10.8% | 55.8% | ||
| Q3 25 | 10.0% | 57.5% | ||
| Q2 25 | 12.1% | 62.6% | ||
| Q1 25 | 8.8% | 52.6% | ||
| Q4 24 | 11.8% | 51.0% | ||
| Q3 24 | 4.6% | 52.7% | ||
| Q2 24 | — | 49.3% | ||
| Q1 24 | 8.3% | 50.0% |
| Q4 25 | 0.8% | 43.9% | ||
| Q3 25 | 2.3% | 43.8% | ||
| Q2 25 | 192.9% | 48.0% | ||
| Q1 25 | 0.4% | 39.5% | ||
| Q4 24 | 16.4% | 40.5% | ||
| Q3 24 | -1.9% | 39.4% | ||
| Q2 24 | 184.7% | 37.1% | ||
| Q1 24 | -4.7% | 37.5% |
| Q4 25 | $0.16 | $1.52 | ||
| Q3 25 | $0.49 | $1.41 | ||
| Q2 25 | $43.67 | $1.61 | ||
| Q1 25 | $0.08 | $1.13 | ||
| Q4 24 | $2.71 | $1.13 | ||
| Q3 24 | $-0.36 | $1.07 | ||
| Q2 24 | $38.40 | $0.92 | ||
| Q1 24 | $-1.00 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.4M | — |
| Total DebtLower is stronger | $113.3M | — |
| Stockholders' EquityBook value | $188.7M | $345.6M |
| Total Assets | $588.3M | $3.0B |
| Debt / EquityLower = less leverage | 0.60× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.4M | — | ||
| Q3 25 | $16.6M | — | ||
| Q2 25 | $17.0M | — | ||
| Q1 25 | $13.3M | — | ||
| Q4 24 | $10.2M | — | ||
| Q3 24 | $6.3M | — | ||
| Q2 24 | $10.1M | — | ||
| Q1 24 | $5.9M | — |
| Q4 25 | $113.3M | — | ||
| Q3 25 | $111.3M | — | ||
| Q2 25 | $110.8M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $111.5M | $230.8M | ||
| Q3 24 | $95.2M | — | ||
| Q2 24 | $99.5M | — | ||
| Q1 24 | $179.7M | — |
| Q4 25 | $188.7M | $345.6M | ||
| Q3 25 | $187.6M | $334.0M | ||
| Q2 25 | $185.6M | $319.8M | ||
| Q1 25 | $68.6M | $306.1M | ||
| Q4 24 | $66.7M | $295.6M | ||
| Q3 24 | $56.4M | $284.3M | ||
| Q2 24 | $56.8M | $273.4M | ||
| Q1 24 | $-35.8M | $266.8M |
| Q4 25 | $588.3M | $3.0B | ||
| Q3 25 | $592.1M | $2.9B | ||
| Q2 25 | $599.0M | $2.9B | ||
| Q1 25 | $511.2M | $2.8B | ||
| Q4 24 | $530.1M | $2.7B | ||
| Q3 24 | $508.9M | $2.6B | ||
| Q2 24 | $530.5M | $2.6B | ||
| Q1 24 | $543.7M | $2.6B |
| Q4 25 | 0.60× | — | ||
| Q3 25 | 0.59× | — | ||
| Q2 25 | 0.60× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 1.67× | 0.78× | ||
| Q3 24 | 1.69× | — | ||
| Q2 24 | 1.75× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7M | $44.9M |
| Free Cash FlowOCF − Capex | $891.0K | $44.3M |
| FCF MarginFCF / Revenue | 1.6% | 125.7% |
| Capex IntensityCapex / Revenue | 1.4% | 1.6% |
| Cash ConversionOCF / Net Profit | 3.65× | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | $14.9M | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | $44.9M | ||
| Q3 25 | $2.3M | $45.5M | ||
| Q2 25 | $6.8M | $-25.3M | ||
| Q1 25 | $6.2M | $17.9M | ||
| Q4 24 | $2.1M | $48.0M | ||
| Q3 24 | $-1.3M | $17.7M | ||
| Q2 24 | $5.1M | $-8.4M | ||
| Q1 24 | $-277.0K | $15.8M |
| Q4 25 | $891.0K | $44.3M | ||
| Q3 25 | $1.9M | $45.3M | ||
| Q2 25 | $6.2M | $-25.5M | ||
| Q1 25 | $5.9M | $17.6M | ||
| Q4 24 | $1.7M | $47.3M | ||
| Q3 24 | $-1.4M | $17.5M | ||
| Q2 24 | $5.1M | $-8.6M | ||
| Q1 24 | $-326.0K | $15.7M |
| Q4 25 | 1.6% | 125.7% | ||
| Q3 25 | 3.2% | 138.1% | ||
| Q2 25 | 10.3% | -74.2% | ||
| Q1 25 | 10.3% | 59.9% | ||
| Q4 24 | 3.6% | 166.5% | ||
| Q3 24 | -3.0% | 63.3% | ||
| Q2 24 | 10.3% | -33.7% | ||
| Q1 24 | -0.7% | 61.4% |
| Q4 25 | 1.4% | 1.6% | ||
| Q3 25 | 0.7% | 0.7% | ||
| Q2 25 | 0.9% | 0.5% | ||
| Q1 25 | 0.6% | 1.0% | ||
| Q4 24 | 0.9% | 2.4% | ||
| Q3 24 | 0.0% | 0.5% | ||
| Q2 24 | 0.0% | 0.5% | ||
| Q1 24 | 0.1% | 0.3% |
| Q4 25 | 3.65× | 2.90× | ||
| Q3 25 | 1.68× | 3.16× | ||
| Q2 25 | 0.06× | -1.54× | ||
| Q1 25 | 24.80× | 1.54× | ||
| Q4 24 | 0.28× | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | 0.06× | -0.89× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
UNTY
Segment breakdown not available.
