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Side-by-side financial comparison of REGIS CORP (RGS) and UNIVEST FINANCIAL Corp (UVSP). Click either name above to swap in a different company.
UNIVEST FINANCIAL Corp is the larger business by last-quarter revenue ($87.5M vs $57.1M, roughly 1.5× REGIS CORP). UNIVEST FINANCIAL Corp runs the higher net margin — 31.0% vs 0.8%, a 30.2% gap on every dollar of revenue. Over the past eight quarters, UNIVEST FINANCIAL Corp's revenue compounded faster (10.2% CAGR vs 7.8%).
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
Univest Financial Corp is a U.S. regional financial services holding company based in Pennsylvania. It offers banking, wealth management, insurance, and lending solutions for individual consumers, SMEs, and institutional clients across its Mid-Atlantic operating regions.
RGS vs UVSP — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $57.1M | $87.5M |
| Net Profit | $456.0K | $27.1M |
| Gross Margin | — | — |
| Operating Margin | 10.8% | — |
| Net Margin | 0.8% | 31.0% |
| Revenue YoY | 22.3% | — |
| Net Profit YoY | -94.0% | — |
| EPS (diluted) | $0.16 | $0.96 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $87.5M | ||
| Q4 25 | $57.1M | $84.6M | ||
| Q3 25 | $59.0M | $83.2M | ||
| Q2 25 | $60.4M | $81.0M | ||
| Q1 25 | $57.0M | $79.2M | ||
| Q4 24 | $46.7M | $76.8M | ||
| Q3 24 | $46.1M | $73.4M | ||
| Q2 24 | $49.4M | $72.0M |
| Q1 26 | — | $27.1M | ||
| Q4 25 | $456.0K | $22.7M | ||
| Q3 25 | $1.4M | $25.6M | ||
| Q2 25 | $116.5M | $20.0M | ||
| Q1 25 | $250.0K | $22.4M | ||
| Q4 24 | $7.6M | $18.9M | ||
| Q3 24 | $-853.0K | $18.6M | ||
| Q2 24 | $91.2M | $18.1M |
| Q1 26 | — | — | ||
| Q4 25 | 10.8% | 34.0% | ||
| Q3 25 | 10.0% | 38.5% | ||
| Q2 25 | 12.1% | 30.9% | ||
| Q1 25 | 8.8% | 34.8% | ||
| Q4 24 | 11.8% | 30.9% | ||
| Q3 24 | 4.6% | 31.9% | ||
| Q2 24 | — | 31.4% |
| Q1 26 | — | 31.0% | ||
| Q4 25 | 0.8% | 26.9% | ||
| Q3 25 | 2.3% | 30.8% | ||
| Q2 25 | 192.9% | 24.7% | ||
| Q1 25 | 0.4% | 28.3% | ||
| Q4 24 | 16.4% | 24.7% | ||
| Q3 24 | -1.9% | 25.3% | ||
| Q2 24 | 184.7% | 25.1% |
| Q1 26 | — | $0.96 | ||
| Q4 25 | $0.16 | $0.78 | ||
| Q3 25 | $0.49 | $0.89 | ||
| Q2 25 | $43.67 | $0.69 | ||
| Q1 25 | $0.08 | $0.77 | ||
| Q4 24 | $2.71 | $0.64 | ||
| Q3 24 | $-0.36 | $0.63 | ||
| Q2 24 | $38.40 | $0.62 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.4M | $222.4M |
| Total DebtLower is stronger | $113.3M | $201.2M |
| Stockholders' EquityBook value | $188.7M | $952.0M |
| Total Assets | $588.3M | $8.1B |
| Debt / EquityLower = less leverage | 0.60× | 0.21× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $222.4M | ||
| Q4 25 | $18.4M | — | ||
| Q3 25 | $16.6M | — | ||
| Q2 25 | $17.0M | — | ||
| Q1 25 | $13.3M | — | ||
| Q4 24 | $10.2M | — | ||
| Q3 24 | $6.3M | — | ||
| Q2 24 | $10.1M | — |
| Q1 26 | — | $201.2M | ||
| Q4 25 | $113.3M | — | ||
| Q3 25 | $111.3M | — | ||
| Q2 25 | $110.8M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $111.5M | — | ||
| Q3 24 | $95.2M | — | ||
| Q2 24 | $99.5M | — |
| Q1 26 | — | $952.0M | ||
| Q4 25 | $188.7M | $943.3M | ||
| Q3 25 | $187.6M | $933.2M | ||
| Q2 25 | $185.6M | $916.7M | ||
| Q1 25 | $68.6M | $903.5M | ||
| Q4 24 | $66.7M | $887.3M | ||
| Q3 24 | $56.4M | $877.1M | ||
| Q2 24 | $56.8M | $854.1M |
| Q1 26 | — | $8.1B | ||
| Q4 25 | $588.3M | $8.4B | ||
| Q3 25 | $592.1M | $8.6B | ||
| Q2 25 | $599.0M | $7.9B | ||
| Q1 25 | $511.2M | $8.0B | ||
| Q4 24 | $530.1M | $8.1B | ||
| Q3 24 | $508.9M | $8.2B | ||
| Q2 24 | $530.5M | $7.9B |
| Q1 26 | — | 0.21× | ||
| Q4 25 | 0.60× | — | ||
| Q3 25 | 0.59× | — | ||
| Q2 25 | 0.60× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 1.67× | — | ||
| Q3 24 | 1.69× | — | ||
| Q2 24 | 1.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7M | — |
| Free Cash FlowOCF − Capex | $891.0K | — |
| FCF MarginFCF / Revenue | 1.6% | — |
| Capex IntensityCapex / Revenue | 1.4% | — |
| Cash ConversionOCF / Net Profit | 3.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $14.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.7M | $101.5M | ||
| Q3 25 | $2.3M | $32.0M | ||
| Q2 25 | $6.8M | $23.3M | ||
| Q1 25 | $6.2M | $15.6M | ||
| Q4 24 | $2.1M | $75.1M | ||
| Q3 24 | $-1.3M | $38.9M | ||
| Q2 24 | $5.1M | $-3.4M |
| Q1 26 | — | — | ||
| Q4 25 | $891.0K | $96.9M | ||
| Q3 25 | $1.9M | $31.4M | ||
| Q2 25 | $6.2M | $21.9M | ||
| Q1 25 | $5.9M | $13.7M | ||
| Q4 24 | $1.7M | $72.0M | ||
| Q3 24 | $-1.4M | $38.3M | ||
| Q2 24 | $5.1M | $-4.2M |
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | 114.6% | ||
| Q3 25 | 3.2% | 37.7% | ||
| Q2 25 | 10.3% | 27.0% | ||
| Q1 25 | 10.3% | 17.2% | ||
| Q4 24 | 3.6% | 93.8% | ||
| Q3 24 | -3.0% | 52.2% | ||
| Q2 24 | 10.3% | -5.9% |
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 5.4% | ||
| Q3 25 | 0.7% | 0.7% | ||
| Q2 25 | 0.9% | 1.7% | ||
| Q1 25 | 0.6% | 2.5% | ||
| Q4 24 | 0.9% | 4.0% | ||
| Q3 24 | 0.0% | 0.8% | ||
| Q2 24 | 0.0% | 1.1% |
| Q1 26 | — | — | ||
| Q4 25 | 3.65× | 4.46× | ||
| Q3 25 | 1.68× | 1.25× | ||
| Q2 25 | 0.06× | 1.16× | ||
| Q1 25 | 24.80× | 0.70× | ||
| Q4 24 | 0.28× | 3.97× | ||
| Q3 24 | — | 2.09× | ||
| Q2 24 | 0.06× | -0.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
UVSP
| Net Interest Income | $63.4M | 72% |
| Noninterest Income | $24.1M | 28% |
