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Side-by-side financial comparison of RLI CORP (RLI) and Seneca Foods Corp (SENEB). Click either name above to swap in a different company.

Seneca Foods Corp is the larger business by last-quarter revenue ($508.3M vs $465.7M, roughly 1.1× RLI CORP). RLI CORP runs the higher net margin — 19.6% vs 8.8%, a 10.8% gap on every dollar of revenue. On growth, RLI CORP posted the faster year-over-year revenue change (6.1% vs 1.1%). RLI CORP produced more free cash flow last quarter ($155.0M vs $22.9M). Over the past eight quarters, Seneca Foods Corp's revenue compounded faster (77.1% CAGR vs 2.3%).

RLI Corp. is an American insurance company specializing in property insurance and casualty insurance. It is headquartered in Peoria, Illinois.

Seneca Foods Corporation is an American food processor and distributor headquartered in Fairport, New York, United States. Seneca Foods Corporation conducts its business almost entirely in food packaging, which contributed to about 98% of the company's fiscal year net sales in 2017. Canned vegetables represented 65%, fruit products represented 23%, frozen fruit and vegetables represented 11% and fruit chip products represented 1% of the total food packaging net sales. Non-food packaging sales...

RLI vs SENEB — Head-to-Head

Bigger by revenue
SENEB
SENEB
1.1× larger
SENEB
$508.3M
$465.7M
RLI
Growing faster (revenue YoY)
RLI
RLI
+5.0% gap
RLI
6.1%
1.1%
SENEB
Higher net margin
RLI
RLI
10.8% more per $
RLI
19.6%
8.8%
SENEB
More free cash flow
RLI
RLI
$132.1M more FCF
RLI
$155.0M
$22.9M
SENEB
Faster 2-yr revenue CAGR
SENEB
SENEB
Annualised
SENEB
77.1%
2.3%
RLI

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
RLI
RLI
SENEB
SENEB
Revenue
$465.7M
$508.3M
Net Profit
$91.2M
$44.8M
Gross Margin
16.4%
Operating Margin
24.4%
11.8%
Net Margin
19.6%
8.8%
Revenue YoY
6.1%
1.1%
Net Profit YoY
123.1%
205.4%
EPS (diluted)
$1.00
$6.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RLI
RLI
SENEB
SENEB
Q4 25
$465.7M
$508.3M
Q3 25
$509.3M
$460.0M
Q2 25
$499.8M
$297.5M
Q1 25
$407.7M
$345.8M
Q4 24
$439.1M
$502.9M
Q3 24
$470.0M
$425.5M
Q2 24
$416.4M
$304.7M
Q1 24
$444.8M
$162.2M
Net Profit
RLI
RLI
SENEB
SENEB
Q4 25
$91.2M
$44.8M
Q3 25
$124.6M
$29.7M
Q2 25
$124.3M
$14.9M
Q1 25
$63.2M
$601.0K
Q4 24
$40.9M
$14.7M
Q3 24
$95.0M
$13.3M
Q2 24
$82.0M
$12.7M
Q1 24
$127.9M
Gross Margin
RLI
RLI
SENEB
SENEB
Q4 25
16.4%
Q3 25
13.4%
Q2 25
14.1%
Q1 25
4.5%
Q4 24
9.8%
Q3 24
10.1%
Q2 24
14.0%
Q1 24
Operating Margin
RLI
RLI
SENEB
SENEB
Q4 25
24.4%
11.8%
Q3 25
30.9%
9.0%
Q2 25
31.3%
7.8%
Q1 25
19.3%
0.6%
Q4 24
10.8%
5.1%
Q3 24
24.9%
5.8%
Q2 24
24.8%
8.3%
Q1 24
36.0%
2.5%
Net Margin
RLI
RLI
SENEB
SENEB
Q4 25
19.6%
8.8%
Q3 25
24.5%
6.5%
Q2 25
24.9%
5.0%
Q1 25
15.5%
0.2%
Q4 24
9.3%
2.9%
Q3 24
20.2%
3.1%
Q2 24
19.7%
4.2%
Q1 24
28.8%
EPS (diluted)
RLI
RLI
SENEB
SENEB
Q4 25
$1.00
$6.48
Q3 25
$1.35
$4.29
Q2 25
$1.34
$2.14
Q1 25
$0.68
$0.10
Q4 24
$-2.87
$2.10
Q3 24
$2.06
$1.90
Q2 24
$1.78
$1.80
Q1 24
$2.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RLI
RLI
SENEB
SENEB
Cash + ST InvestmentsLiquidity on hand
$33.3M
Total DebtLower is stronger
$275.8M
Stockholders' EquityBook value
$1.8B
$713.9M
Total Assets
$6.2B
$1.2B
Debt / EquityLower = less leverage
0.39×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RLI
RLI
SENEB
SENEB
Q4 25
$33.3M
Q3 25
$18.1M
Q2 25
$12.1M
Q1 25
$42.7M
Q4 24
$5.3M
Q3 24
$9.5M
Q2 24
$5.5M
Q1 24
$4.5M
Total Debt
RLI
RLI
SENEB
SENEB
Q4 25
$275.8M
Q3 25
$100.0M
$280.2M
Q2 25
$100.0M
$293.9M
Q1 25
$100.0M
$369.9M
Q4 24
$100.0M
$416.2M
Q3 24
$100.0M
$504.6M
Q2 24
$100.0M
$572.1M
Q1 24
$100.0M
$604.8M
Stockholders' Equity
RLI
RLI
SENEB
SENEB
Q4 25
$1.8B
$713.9M
Q3 25
$1.9B
$672.9M
Q2 25
$1.7B
$644.2M
Q1 25
$1.6B
$633.0M
Q4 24
$1.5B
$612.8M
Q3 24
$1.7B
$598.9M
Q2 24
$1.6B
$588.9M
Q1 24
$1.5B
$582.9M
Total Assets
RLI
RLI
SENEB
SENEB
Q4 25
$6.2B
$1.2B
Q3 25
$6.2B
$1.4B
Q2 25
$6.0B
$1.2B
Q1 25
$5.7B
$1.2B
Q4 24
$5.6B
$1.2B
Q3 24
$5.8B
$1.5B
Q2 24
$5.5B
$1.4B
Q1 24
$5.3B
$1.4B
Debt / Equity
RLI
RLI
SENEB
SENEB
Q4 25
0.39×
Q3 25
0.05×
0.42×
Q2 25
0.06×
0.46×
Q1 25
0.06×
0.58×
Q4 24
0.07×
0.68×
Q3 24
0.06×
0.84×
Q2 24
0.06×
0.97×
Q1 24
0.07×
1.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RLI
RLI
SENEB
SENEB
Operating Cash FlowLast quarter
$156.8M
$31.1M
Free Cash FlowOCF − Capex
$155.0M
$22.9M
FCF MarginFCF / Revenue
33.3%
4.5%
Capex IntensityCapex / Revenue
0.4%
1.6%
Cash ConversionOCF / Net Profit
1.72×
0.70×
TTM Free Cash FlowTrailing 4 quarters
$608.7M
$168.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RLI
RLI
SENEB
SENEB
Q4 25
$156.8M
$31.1M
Q3 25
$179.2M
$29.3M
Q2 25
$174.7M
$53.7M
Q1 25
$103.5M
$91.9M
Q4 24
$128.1M
$117.7M
Q3 24
$219.4M
$75.5M
Q2 24
$141.8M
$50.3M
Q1 24
$70.9M
Free Cash Flow
RLI
RLI
SENEB
SENEB
Q4 25
$155.0M
$22.9M
Q3 25
$177.8M
$21.8M
Q2 25
$173.4M
$42.4M
Q1 25
$102.5M
$81.4M
Q4 24
$127.6M
$108.7M
Q3 24
$219.0M
$70.0M
Q2 24
$139.1M
$38.3M
Q1 24
$69.9M
FCF Margin
RLI
RLI
SENEB
SENEB
Q4 25
33.3%
4.5%
Q3 25
34.9%
4.7%
Q2 25
34.7%
14.3%
Q1 25
25.1%
23.5%
Q4 24
29.0%
21.6%
Q3 24
46.6%
16.4%
Q2 24
33.4%
12.6%
Q1 24
15.7%
Capex Intensity
RLI
RLI
SENEB
SENEB
Q4 25
0.4%
1.6%
Q3 25
0.3%
1.6%
Q2 25
0.3%
3.8%
Q1 25
0.3%
3.0%
Q4 24
0.1%
1.8%
Q3 24
0.1%
1.3%
Q2 24
0.7%
4.0%
Q1 24
0.2%
Cash Conversion
RLI
RLI
SENEB
SENEB
Q4 25
1.72×
0.70×
Q3 25
1.44×
0.99×
Q2 25
1.41×
3.61×
Q1 25
1.64×
152.87×
Q4 24
3.13×
8.03×
Q3 24
2.31×
5.68×
Q2 24
1.73×
3.98×
Q1 24
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RLI
RLI

Casualty Segment$246.8M53%
Property Insurance Segment$122.5M26%
Other$59.3M13%
Surety Insurance Segment$37.1M8%

SENEB
SENEB

Canned Vegetables$430.2M85%
Fruit$34.6M7%
Frozen$29.3M6%
Manufactured Product Other$10.8M2%
Snack$3.4M1%

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