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Side-by-side financial comparison of RLI CORP (RLI) and SELECTIVE INSURANCE GROUP INC (SIGI). Click either name above to swap in a different company.
SELECTIVE INSURANCE GROUP INC is the larger business by last-quarter revenue ($1.4B vs $465.7M, roughly 2.9× RLI CORP). RLI CORP runs the higher net margin — 19.6% vs 7.2%, a 12.4% gap on every dollar of revenue. On growth, RLI CORP posted the faster year-over-year revenue change (6.1% vs 5.7%). Over the past eight quarters, SELECTIVE INSURANCE GROUP INC's revenue compounded faster (6.6% CAGR vs 2.3%).
RLI Corp. is an American insurance company specializing in property insurance and casualty insurance. It is headquartered in Peoria, Illinois.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
RLI vs SIGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $465.7M | $1.4B |
| Net Profit | $91.2M | $97.7M |
| Gross Margin | — | — |
| Operating Margin | 24.4% | — |
| Net Margin | 19.6% | 7.2% |
| Revenue YoY | 6.1% | 5.7% |
| Net Profit YoY | 123.1% | -37.0% |
| EPS (diluted) | $1.00 | $1.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $465.7M | $1.4B | ||
| Q3 25 | $509.3M | $1.4B | ||
| Q2 25 | $499.8M | $1.3B | ||
| Q1 25 | $407.7M | $1.3B | ||
| Q4 24 | $439.1M | $1.3B | ||
| Q3 24 | $470.0M | $1.2B | ||
| Q2 24 | $416.4M | $1.2B |
| Q1 26 | — | $97.7M | ||
| Q4 25 | $91.2M | $155.2M | ||
| Q3 25 | $124.6M | $115.3M | ||
| Q2 25 | $124.3M | $85.9M | ||
| Q1 25 | $63.2M | $109.9M | ||
| Q4 24 | $40.9M | $95.5M | ||
| Q3 24 | $95.0M | $92.3M | ||
| Q2 24 | $82.0M | $-63.3M |
| Q1 26 | — | — | ||
| Q4 25 | 24.4% | 14.4% | ||
| Q3 25 | 30.9% | 10.7% | ||
| Q2 25 | 31.3% | 8.2% | ||
| Q1 25 | 19.3% | 10.8% | ||
| Q4 24 | 10.8% | 9.5% | ||
| Q3 24 | 24.9% | 9.4% | ||
| Q2 24 | 24.8% | -6.7% |
| Q1 26 | — | 7.2% | ||
| Q4 25 | 19.6% | 11.4% | ||
| Q3 25 | 24.5% | 8.5% | ||
| Q2 25 | 24.9% | 6.5% | ||
| Q1 25 | 15.5% | 8.6% | ||
| Q4 24 | 9.3% | 7.6% | ||
| Q3 24 | 20.2% | 7.4% | ||
| Q2 24 | 19.7% | -5.3% |
| Q1 26 | — | $1.58 | ||
| Q4 25 | $1.00 | $2.52 | ||
| Q3 25 | $1.35 | $1.85 | ||
| Q2 25 | $1.34 | $1.36 | ||
| Q1 25 | $0.68 | $1.76 | ||
| Q4 24 | $-2.87 | $1.53 | ||
| Q3 24 | $2.06 | $1.47 | ||
| Q2 24 | $1.78 | $-1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $451.8M |
| Total DebtLower is stronger | — | $901.4M |
| Stockholders' EquityBook value | $1.8B | $3.6B |
| Total Assets | $6.2B | $15.3B |
| Debt / EquityLower = less leverage | — | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $451.8M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $901.4M | ||
| Q4 25 | — | — | ||
| Q3 25 | $100.0M | — | ||
| Q2 25 | $100.0M | — | ||
| Q1 25 | $100.0M | — | ||
| Q4 24 | $100.0M | $507.9M | ||
| Q3 24 | $100.0M | $508.2M | ||
| Q2 24 | $100.0M | $508.8M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $1.8B | $3.6B | ||
| Q3 25 | $1.9B | $3.5B | ||
| Q2 25 | $1.7B | $3.4B | ||
| Q1 25 | $1.6B | $3.3B | ||
| Q4 24 | $1.5B | $3.1B | ||
| Q3 24 | $1.7B | $3.2B | ||
| Q2 24 | $1.6B | $2.9B |
| Q1 26 | — | $15.3B | ||
| Q4 25 | $6.2B | $15.2B | ||
| Q3 25 | $6.2B | $15.0B | ||
| Q2 25 | $6.0B | $14.5B | ||
| Q1 25 | $5.7B | $14.2B | ||
| Q4 24 | $5.6B | $13.5B | ||
| Q3 24 | $5.8B | $13.5B | ||
| Q2 24 | $5.5B | $12.6B |
| Q1 26 | — | 0.25× | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.05× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.07× | 0.16× | ||
| Q3 24 | 0.06× | 0.16× | ||
| Q2 24 | 0.06× | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $156.8M | — |
| Free Cash FlowOCF − Capex | $155.0M | — |
| FCF MarginFCF / Revenue | 33.3% | — |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | 1.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $608.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $156.8M | $376.3M | ||
| Q3 25 | $179.2M | $405.8M | ||
| Q2 25 | $174.7M | $166.9M | ||
| Q1 25 | $103.5M | $284.0M | ||
| Q4 24 | $128.1M | $332.2M | ||
| Q3 24 | $219.4M | $387.4M | ||
| Q2 24 | $141.8M | $266.1M |
| Q1 26 | — | — | ||
| Q4 25 | $155.0M | $366.3M | ||
| Q3 25 | $177.8M | $397.3M | ||
| Q2 25 | $173.4M | $159.7M | ||
| Q1 25 | $102.5M | $271.0M | ||
| Q4 24 | $127.6M | $324.7M | ||
| Q3 24 | $219.0M | $378.0M | ||
| Q2 24 | $139.1M | $258.4M |
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | 26.8% | ||
| Q3 25 | 34.9% | 29.2% | ||
| Q2 25 | 34.7% | 12.0% | ||
| Q1 25 | 25.1% | 21.1% | ||
| Q4 24 | 29.0% | 25.8% | ||
| Q3 24 | 46.6% | 30.4% | ||
| Q2 24 | 33.4% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 0.7% | ||
| Q3 25 | 0.3% | 0.6% | ||
| Q2 25 | 0.3% | 0.5% | ||
| Q1 25 | 0.3% | 1.0% | ||
| Q4 24 | 0.1% | 0.6% | ||
| Q3 24 | 0.1% | 0.8% | ||
| Q2 24 | 0.7% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 1.72× | 2.42× | ||
| Q3 25 | 1.44× | 3.52× | ||
| Q2 25 | 1.41× | 1.94× | ||
| Q1 25 | 1.64× | 2.58× | ||
| Q4 24 | 3.13× | 3.48× | ||
| Q3 24 | 2.31× | 4.20× | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RLI
| Casualty Segment | $246.8M | 53% |
| Property Insurance Segment | $122.5M | 26% |
| Other | $59.3M | 13% |
| Surety Insurance Segment | $37.1M | 8% |
SIGI
Segment breakdown not available.
