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Side-by-side financial comparison of Richmond Mutual Bancorporation, Inc. (RMBI) and Sol-Gel Technologies Ltd. (SLGL). Click either name above to swap in a different company.

Sol-Gel Technologies Ltd. is the larger business by last-quarter revenue ($17.3M vs $13.1M, roughly 1.3× Richmond Mutual Bancorporation, Inc.). Sol-Gel Technologies Ltd. runs the higher net margin — 67.3% vs 26.1%, a 41.1% gap on every dollar of revenue. On growth, Sol-Gel Technologies Ltd. posted the faster year-over-year revenue change (217.7% vs 18.1%).

Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.

Sol-Gel Technologies Ltd. is a specialty biopharmaceutical company focused on developing and commercializing innovative dermatology treatments. Leveraging its proprietary sol-gel delivery technology, it creates topical therapies for common skin conditions including acne, rosacea and atopic dermatitis, with primary markets across North America and Europe, partnering with established healthcare firms to expand product reach.

RMBI vs SLGL — Head-to-Head

Bigger by revenue
SLGL
SLGL
1.3× larger
SLGL
$17.3M
$13.1M
RMBI
Growing faster (revenue YoY)
SLGL
SLGL
+199.6% gap
SLGL
217.7%
18.1%
RMBI
Higher net margin
SLGL
SLGL
41.1% more per $
SLGL
67.3%
26.1%
RMBI

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
RMBI
RMBI
SLGL
SLGL
Revenue
$13.1M
$17.3M
Net Profit
$3.4M
$11.6M
Gross Margin
Operating Margin
65.1%
Net Margin
26.1%
67.3%
Revenue YoY
18.1%
217.7%
Net Profit YoY
37.7%
487.6%
EPS (diluted)
$0.35
$4.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RMBI
RMBI
SLGL
SLGL
Q4 25
$13.1M
Q3 25
$12.6M
Q2 25
$11.8M
$17.3M
Q1 25
$11.4M
Q4 24
$11.1M
Q3 24
$10.8M
Q2 24
$10.7M
$5.4M
Q1 24
$11.0M
Net Profit
RMBI
RMBI
SLGL
SLGL
Q4 25
$3.4M
Q3 25
$3.6M
Q2 25
$2.6M
$11.6M
Q1 25
$2.0M
Q4 24
$2.5M
Q3 24
$2.5M
Q2 24
$2.1M
$2.0M
Q1 24
$2.4M
Operating Margin
RMBI
RMBI
SLGL
SLGL
Q4 25
Q3 25
Q2 25
65.1%
Q1 25
Q4 24
Q3 24
Q2 24
29.9%
Q1 24
Net Margin
RMBI
RMBI
SLGL
SLGL
Q4 25
26.1%
Q3 25
28.6%
Q2 25
22.0%
67.3%
Q1 25
17.2%
Q4 24
22.4%
Q3 24
23.0%
Q2 24
19.3%
36.4%
Q1 24
21.6%
EPS (diluted)
RMBI
RMBI
SLGL
SLGL
Q4 25
$0.35
Q3 25
$0.36
Q2 25
$0.26
$4.17
Q1 25
$0.20
Q4 24
$0.25
Q3 24
$0.24
Q2 24
$0.20
$0.71
Q1 24
$0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RMBI
RMBI
SLGL
SLGL
Cash + ST InvestmentsLiquidity on hand
$33.1M
$24.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$145.8M
$31.9M
Total Assets
$1.5B
$39.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RMBI
RMBI
SLGL
SLGL
Q4 25
$33.1M
Q3 25
$34.3M
Q2 25
$27.2M
$24.3M
Q1 25
$27.0M
Q4 24
$21.8M
Q3 24
$19.6M
Q2 24
$19.0M
$26.5M
Q1 24
$20.3M
Stockholders' Equity
RMBI
RMBI
SLGL
SLGL
Q4 25
$145.8M
Q3 25
$140.0M
Q2 25
$132.3M
$31.9M
Q1 25
$130.9M
Q4 24
$132.9M
Q3 24
$140.0M
Q2 24
$131.1M
$34.9M
Q1 24
$132.4M
Total Assets
RMBI
RMBI
SLGL
SLGL
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.5B
$39.3M
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.5B
$42.0M
Q1 24
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RMBI
RMBI
SLGL
SLGL
Operating Cash FlowLast quarter
$16.0M
Free Cash FlowOCF − Capex
$14.6M
FCF MarginFCF / Revenue
111.9%
Capex IntensityCapex / Revenue
10.4%
Cash ConversionOCF / Net Profit
4.68×
TTM Free Cash FlowTrailing 4 quarters
$26.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RMBI
RMBI
SLGL
SLGL
Q4 25
$16.0M
Q3 25
$6.3M
Q2 25
$4.8M
Q1 25
$2.2M
Q4 24
$14.8M
Q3 24
$2.9M
Q2 24
$2.9M
Q1 24
$2.2M
Free Cash Flow
RMBI
RMBI
SLGL
SLGL
Q4 25
$14.6M
Q3 25
$5.8M
Q2 25
$4.2M
Q1 25
$2.1M
Q4 24
$14.3M
Q3 24
$2.8M
Q2 24
$2.8M
Q1 24
$2.0M
FCF Margin
RMBI
RMBI
SLGL
SLGL
Q4 25
111.9%
Q3 25
46.2%
Q2 25
35.6%
Q1 25
18.4%
Q4 24
129.3%
Q3 24
25.7%
Q2 24
26.2%
Q1 24
18.7%
Capex Intensity
RMBI
RMBI
SLGL
SLGL
Q4 25
10.4%
Q3 25
3.7%
Q2 25
5.3%
Q1 25
0.7%
Q4 24
4.2%
Q3 24
1.1%
Q2 24
1.1%
Q1 24
1.1%
Cash Conversion
RMBI
RMBI
SLGL
SLGL
Q4 25
4.68×
Q3 25
1.75×
Q2 25
1.86×
Q1 25
1.11×
Q4 24
5.96×
Q3 24
1.17×
Q2 24
1.42×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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