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Side-by-side financial comparison of Richmond Mutual Bancorporation, Inc. (RMBI) and Snail, Inc. (SNAL). Click either name above to swap in a different company.
Snail, Inc. is the larger business by last-quarter revenue ($25.1M vs $13.1M, roughly 1.9× Richmond Mutual Bancorporation, Inc.). Richmond Mutual Bancorporation, Inc. runs the higher net margin — 26.1% vs -3.4%, a 29.5% gap on every dollar of revenue. On growth, Richmond Mutual Bancorporation, Inc. posted the faster year-over-year revenue change (18.1% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 9.1%).
Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.
Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....
RMBI vs SNAL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.1M | $25.1M |
| Net Profit | $3.4M | $-862.2K |
| Gross Margin | — | 38.3% |
| Operating Margin | — | -6.0% |
| Net Margin | 26.1% | -3.4% |
| Revenue YoY | 18.1% | -4.2% |
| Net Profit YoY | 37.7% | -177.0% |
| EPS (diluted) | $0.35 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.1M | $25.1M | ||
| Q3 25 | $12.6M | $13.8M | ||
| Q2 25 | $11.8M | $22.2M | ||
| Q1 25 | $11.4M | $20.1M | ||
| Q4 24 | $11.1M | $26.2M | ||
| Q3 24 | $10.8M | $22.5M | ||
| Q2 24 | $10.7M | $21.6M | ||
| Q1 24 | $11.0M | $14.1M |
| Q4 25 | $3.4M | $-862.2K | ||
| Q3 25 | $3.6M | $-7.9M | ||
| Q2 25 | $2.6M | $-16.6M | ||
| Q1 25 | $2.0M | $-1.9M | ||
| Q4 24 | $2.5M | $1.1M | ||
| Q3 24 | $2.5M | $235.1K | ||
| Q2 24 | $2.1M | $2.3M | ||
| Q1 24 | $2.4M | $-1.8M |
| Q4 25 | — | 38.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 31.3% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 43.3% | ||
| Q3 24 | — | 38.6% | ||
| Q2 24 | — | 37.5% | ||
| Q1 24 | — | 14.7% |
| Q4 25 | — | -6.0% | ||
| Q3 25 | — | -71.3% | ||
| Q2 25 | — | -8.2% | ||
| Q1 25 | — | -20.4% | ||
| Q4 24 | — | 11.5% | ||
| Q3 24 | — | 1.8% | ||
| Q2 24 | — | 12.4% | ||
| Q1 24 | — | -15.6% |
| Q4 25 | 26.1% | -3.4% | ||
| Q3 25 | 28.6% | -56.9% | ||
| Q2 25 | 22.0% | -74.7% | ||
| Q1 25 | 17.2% | -9.7% | ||
| Q4 24 | 22.4% | 4.3% | ||
| Q3 24 | 23.0% | 1.0% | ||
| Q2 24 | 19.3% | 10.4% | ||
| Q1 24 | 21.6% | -12.6% |
| Q4 25 | $0.35 | — | ||
| Q3 25 | $0.36 | — | ||
| Q2 25 | $0.26 | $-0.44 | ||
| Q1 25 | $0.20 | $-0.06 | ||
| Q4 24 | $0.25 | $0.03 | ||
| Q3 24 | $0.24 | $0.01 | ||
| Q2 24 | $0.20 | $0.06 | ||
| Q1 24 | $0.23 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $33.1M | $8.6M |
| Total DebtLower is stronger | — | $14.6M |
| Stockholders' EquityBook value | $145.8M | $-16.4M |
| Total Assets | $1.5B | $59.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $33.1M | $8.6M | ||
| Q3 25 | $34.3M | $12.3M | ||
| Q2 25 | $27.2M | $7.9M | ||
| Q1 25 | $27.0M | $9.4M | ||
| Q4 24 | $21.8M | $7.3M | ||
| Q3 24 | $19.6M | $10.6M | ||
| Q2 24 | $19.0M | $15.5M | ||
| Q1 24 | $20.3M | $16.1M |
| Q4 25 | — | $14.6M | ||
| Q3 25 | — | $10.5M | ||
| Q2 25 | — | $11.8M | ||
| Q1 25 | — | $9.0M | ||
| Q4 24 | — | $5.7M | ||
| Q3 24 | — | $5.7M | ||
| Q2 24 | — | $5.8M | ||
| Q1 24 | — | $6.5M |
| Q4 25 | $145.8M | $-16.4M | ||
| Q3 25 | $140.0M | $-15.6M | ||
| Q2 25 | $132.3M | $-8.0M | ||
| Q1 25 | $130.9M | $9.1M | ||
| Q4 24 | $132.9M | $9.7M | ||
| Q3 24 | $140.0M | $8.2M | ||
| Q2 24 | $131.1M | $7.9M | ||
| Q1 24 | $132.4M | $5.6M |
| Q4 25 | $1.5B | $59.3M | ||
| Q3 25 | $1.5B | $51.1M | ||
| Q2 25 | $1.5B | $58.0M | ||
| Q1 25 | $1.5B | $64.5M | ||
| Q4 24 | $1.5B | $62.2M | ||
| Q3 24 | $1.5B | $66.8M | ||
| Q2 24 | $1.5B | $75.4M | ||
| Q1 24 | $1.5B | $78.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.99× | ||
| Q4 24 | — | 0.59× | ||
| Q3 24 | — | 0.70× | ||
| Q2 24 | — | 0.73× | ||
| Q1 24 | — | 1.16× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $16.0M | $-5.3M |
| Free Cash FlowOCF − Capex | $14.6M | — |
| FCF MarginFCF / Revenue | 111.9% | — |
| Capex IntensityCapex / Revenue | 10.4% | — |
| Cash ConversionOCF / Net Profit | 4.68× | — |
| TTM Free Cash FlowTrailing 4 quarters | $26.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $16.0M | $-5.3M | ||
| Q3 25 | $6.3M | $6.6M | ||
| Q2 25 | $4.8M | $-3.2M | ||
| Q1 25 | $2.2M | $764.5K | ||
| Q4 24 | $14.8M | $-3.6M | ||
| Q3 24 | $2.9M | $-5.0M | ||
| Q2 24 | $2.9M | $206.6K | ||
| Q1 24 | $2.2M | $6.8M |
| Q4 25 | $14.6M | — | ||
| Q3 25 | $5.8M | — | ||
| Q2 25 | $4.2M | — | ||
| Q1 25 | $2.1M | — | ||
| Q4 24 | $14.3M | — | ||
| Q3 24 | $2.8M | — | ||
| Q2 24 | $2.8M | — | ||
| Q1 24 | $2.0M | — |
| Q4 25 | 111.9% | — | ||
| Q3 25 | 46.2% | — | ||
| Q2 25 | 35.6% | — | ||
| Q1 25 | 18.4% | — | ||
| Q4 24 | 129.3% | — | ||
| Q3 24 | 25.7% | — | ||
| Q2 24 | 26.2% | — | ||
| Q1 24 | 18.7% | — |
| Q4 25 | 10.4% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 4.2% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 1.1% | — | ||
| Q1 24 | 1.1% | — |
| Q4 25 | 4.68× | — | ||
| Q3 25 | 1.75× | — | ||
| Q2 25 | 1.86× | — | ||
| Q1 25 | 1.11× | — | ||
| Q4 24 | 5.96× | -3.21× | ||
| Q3 24 | 1.17× | -21.05× | ||
| Q2 24 | 1.42× | 0.09× | ||
| Q1 24 | 0.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RMBI
Segment breakdown not available.
SNAL
| Pc | $14.7M | 59% |
| Platform Three | $5.2M | 21% |
| Platform Two | $3.3M | 13% |
| Sales Channel Directly To Consumer Mobile Sale | $1.6M | 6% |
