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Side-by-side financial comparison of Richmond Mutual Bancorporation, Inc. (RMBI) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.
Spire Global, Inc. is the larger business by last-quarter revenue ($15.8M vs $13.1M, roughly 1.2× Richmond Mutual Bancorporation, Inc.). Richmond Mutual Bancorporation, Inc. runs the higher net margin — 26.1% vs -176.6%, a 202.7% gap on every dollar of revenue. On growth, Richmond Mutual Bancorporation, Inc. posted the faster year-over-year revenue change (18.1% vs -26.9%). Richmond Mutual Bancorporation, Inc. produced more free cash flow last quarter ($14.6M vs $-16.2M). Over the past eight quarters, Richmond Mutual Bancorporation, Inc.'s revenue compounded faster (9.1% CAGR vs -32.6%).
Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.
Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.
RMBI vs SPIR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.1M | $15.8M |
| Net Profit | $3.4M | $-28.0M |
| Gross Margin | — | 40.2% |
| Operating Margin | — | -164.1% |
| Net Margin | 26.1% | -176.6% |
| Revenue YoY | 18.1% | -26.9% |
| Net Profit YoY | 37.7% | 42.7% |
| EPS (diluted) | $0.35 | $-0.85 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.1M | $15.8M | ||
| Q3 25 | $12.6M | $12.7M | ||
| Q2 25 | $11.8M | $19.2M | ||
| Q1 25 | $11.4M | $23.9M | ||
| Q4 24 | $11.1M | $21.7M | ||
| Q3 24 | $10.8M | $28.6M | ||
| Q2 24 | $10.7M | $25.4M | ||
| Q1 24 | $11.0M | $34.8M |
| Q4 25 | $3.4M | $-28.0M | ||
| Q3 25 | $3.6M | $-19.7M | ||
| Q2 25 | $2.6M | $119.6M | ||
| Q1 25 | $2.0M | $-20.7M | ||
| Q4 24 | $2.5M | $-48.8M | ||
| Q3 24 | $2.5M | $-12.5M | ||
| Q2 24 | $2.1M | $-16.6M | ||
| Q1 24 | $2.4M | $-25.5M |
| Q4 25 | — | 40.2% | ||
| Q3 25 | — | 36.6% | ||
| Q2 25 | — | 48.9% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 32.4% | ||
| Q3 24 | — | 44.5% | ||
| Q2 24 | — | 43.0% | ||
| Q1 24 | — | 26.5% |
| Q4 25 | — | -164.1% | ||
| Q3 25 | — | -166.1% | ||
| Q2 25 | — | -122.7% | ||
| Q1 25 | — | -106.5% | ||
| Q4 24 | — | -144.1% | ||
| Q3 24 | — | -48.0% | ||
| Q2 24 | — | -48.6% | ||
| Q1 24 | — | -34.4% |
| Q4 25 | 26.1% | -176.6% | ||
| Q3 25 | 28.6% | -155.3% | ||
| Q2 25 | 22.0% | 623.4% | ||
| Q1 25 | 17.2% | -86.5% | ||
| Q4 24 | 22.4% | -225.2% | ||
| Q3 24 | 23.0% | -43.7% | ||
| Q2 24 | 19.3% | -65.2% | ||
| Q1 24 | 21.6% | -73.3% |
| Q4 25 | $0.35 | $-0.85 | ||
| Q3 25 | $0.36 | $-0.61 | ||
| Q2 25 | $0.26 | $3.72 | ||
| Q1 25 | $0.20 | $-0.77 | ||
| Q4 24 | $0.25 | $-1.93 | ||
| Q3 24 | $0.24 | $-0.50 | ||
| Q2 24 | $0.20 | $-0.68 | ||
| Q1 24 | $0.23 | $-1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $33.1M | $81.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $145.8M | $112.9M |
| Total Assets | $1.5B | $211.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $33.1M | $81.8M | ||
| Q3 25 | $34.3M | $96.8M | ||
| Q2 25 | $27.2M | $117.6M | ||
| Q1 25 | $27.0M | $35.9M | ||
| Q4 24 | $21.8M | $19.2M | ||
| Q3 24 | $19.6M | $36.6M | ||
| Q2 24 | $19.0M | $45.8M | ||
| Q1 24 | $20.3M | $63.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $103.7M | ||
| Q4 24 | — | $103.1M | ||
| Q3 24 | — | $4.9M | ||
| Q2 24 | — | $4.9M | ||
| Q1 24 | — | $123.1M |
| Q4 25 | $145.8M | $112.9M | ||
| Q3 25 | $140.0M | $133.1M | ||
| Q2 25 | $132.3M | $149.2M | ||
| Q1 25 | $130.9M | $3.7M | ||
| Q4 24 | $132.9M | $-11.7M | ||
| Q3 24 | $140.0M | $30.8M | ||
| Q2 24 | $131.1M | $40.3M | ||
| Q1 24 | $132.4M | $52.5M |
| Q4 25 | $1.5B | $211.0M | ||
| Q3 25 | $1.5B | $224.3M | ||
| Q2 25 | $1.5B | $239.5M | ||
| Q1 25 | $1.5B | $208.8M | ||
| Q4 24 | $1.5B | $193.6M | ||
| Q3 24 | $1.5B | $224.2M | ||
| Q2 24 | $1.5B | $230.8M | ||
| Q1 24 | $1.5B | $252.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 27.92× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 2.35× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $16.0M | $-4.3M |
| Free Cash FlowOCF − Capex | $14.6M | $-16.2M |
| FCF MarginFCF / Revenue | 111.9% | -102.1% |
| Capex IntensityCapex / Revenue | 10.4% | 75.1% |
| Cash ConversionOCF / Net Profit | 4.68× | — |
| TTM Free Cash FlowTrailing 4 quarters | $26.7M | $-92.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $16.0M | $-4.3M | ||
| Q3 25 | $6.3M | $-12.0M | ||
| Q2 25 | $4.8M | $-35.1M | ||
| Q1 25 | $2.2M | $-8.4M | ||
| Q4 24 | $14.8M | $-19.2M | ||
| Q3 24 | $2.9M | $14.0M | ||
| Q2 24 | $2.9M | $-4.4M | ||
| Q1 24 | $2.2M | $-8.8M |
| Q4 25 | $14.6M | $-16.2M | ||
| Q3 25 | $5.8M | $-20.4M | ||
| Q2 25 | $4.2M | $-38.7M | ||
| Q1 25 | $2.1M | $-17.3M | ||
| Q4 24 | $14.3M | $-24.3M | ||
| Q3 24 | $2.8M | $5.1M | ||
| Q2 24 | $2.8M | $-9.9M | ||
| Q1 24 | $2.0M | $-15.9M |
| Q4 25 | 111.9% | -102.1% | ||
| Q3 25 | 46.2% | -161.3% | ||
| Q2 25 | 35.6% | -201.7% | ||
| Q1 25 | 18.4% | -72.6% | ||
| Q4 24 | 129.3% | -112.2% | ||
| Q3 24 | 25.7% | 17.8% | ||
| Q2 24 | 26.2% | -39.0% | ||
| Q1 24 | 18.7% | -45.7% |
| Q4 25 | 10.4% | 75.1% | ||
| Q3 25 | 3.7% | 66.2% | ||
| Q2 25 | 5.3% | 18.8% | ||
| Q1 25 | 0.7% | 37.3% | ||
| Q4 24 | 4.2% | 23.5% | ||
| Q3 24 | 1.1% | 31.2% | ||
| Q2 24 | 1.1% | 21.8% | ||
| Q1 24 | 1.1% | 20.3% |
| Q4 25 | 4.68× | — | ||
| Q3 25 | 1.75× | — | ||
| Q2 25 | 1.86× | -0.29× | ||
| Q1 25 | 1.11× | — | ||
| Q4 24 | 5.96× | — | ||
| Q3 24 | 1.17× | — | ||
| Q2 24 | 1.42× | — | ||
| Q1 24 | 0.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
