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Side-by-side financial comparison of Richmond Mutual Bancorporation, Inc. (RMBI) and SS Innovations International, Inc. (SSII). Click either name above to swap in a different company.

SS Innovations International, Inc. is the larger business by last-quarter revenue ($14.5M vs $13.1M, roughly 1.1× Richmond Mutual Bancorporation, Inc.). Richmond Mutual Bancorporation, Inc. runs the higher net margin — 26.1% vs -17.0%, a 43.1% gap on every dollar of revenue. On growth, SS Innovations International, Inc. posted the faster year-over-year revenue change (79.1% vs 18.1%). Richmond Mutual Bancorporation, Inc. produced more free cash flow last quarter ($14.6M vs $-3.2M). Over the past eight quarters, SS Innovations International, Inc.'s revenue compounded faster (99.9% CAGR vs 9.1%).

Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.

SS Innovations International, Inc. is a global medical technology enterprise specializing in the research, development and manufacturing of innovative surgical robotic systems. It provides high-precision, accessible robotic platforms for minimally invasive surgery, catering to healthcare facilities across multiple regions to boost surgical outcomes and cut procedural burdens.

RMBI vs SSII — Head-to-Head

Bigger by revenue
SSII
SSII
1.1× larger
SSII
$14.5M
$13.1M
RMBI
Growing faster (revenue YoY)
SSII
SSII
+61.0% gap
SSII
79.1%
18.1%
RMBI
Higher net margin
RMBI
RMBI
43.1% more per $
RMBI
26.1%
-17.0%
SSII
More free cash flow
RMBI
RMBI
$17.8M more FCF
RMBI
$14.6M
$-3.2M
SSII
Faster 2-yr revenue CAGR
SSII
SSII
Annualised
SSII
99.9%
9.1%
RMBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RMBI
RMBI
SSII
SSII
Revenue
$13.1M
$14.5M
Net Profit
$3.4M
$-2.5M
Gross Margin
43.9%
Operating Margin
-3.7%
Net Margin
26.1%
-17.0%
Revenue YoY
18.1%
79.1%
Net Profit YoY
37.7%
-28.5%
EPS (diluted)
$0.35
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RMBI
RMBI
SSII
SSII
Q4 25
$13.1M
$14.5M
Q3 25
$12.6M
$12.8M
Q2 25
$11.8M
$10.0M
Q1 25
$11.4M
$5.1M
Q4 24
$11.1M
$8.1M
Q3 24
$10.8M
$4.4M
Q2 24
$10.7M
$4.5M
Q1 24
$11.0M
$3.6M
Net Profit
RMBI
RMBI
SSII
SSII
Q4 25
$3.4M
$-2.5M
Q3 25
$3.6M
$-3.7M
Q2 25
$2.6M
$-256.7K
Q1 25
$2.0M
$-5.7M
Q4 24
$2.5M
$-1.9M
Q3 24
$2.5M
$-3.2M
Q2 24
$2.1M
$-4.1M
Q1 24
$2.4M
$-9.8M
Gross Margin
RMBI
RMBI
SSII
SSII
Q4 25
43.9%
Q3 25
48.1%
Q2 25
59.1%
Q1 25
21.2%
Q4 24
48.9%
Q3 24
52.8%
Q2 24
31.9%
Q1 24
20.0%
Operating Margin
RMBI
RMBI
SSII
SSII
Q4 25
-3.7%
Q3 25
-14.3%
Q2 25
1.0%
Q1 25
-115.6%
Q4 24
-22.7%
Q3 24
-73.1%
Q2 24
-90.9%
Q1 24
-270.3%
Net Margin
RMBI
RMBI
SSII
SSII
Q4 25
26.1%
-17.0%
Q3 25
28.6%
-29.0%
Q2 25
22.0%
-2.6%
Q1 25
17.2%
-111.0%
Q4 24
22.4%
-23.7%
Q3 24
23.0%
-74.0%
Q2 24
19.3%
-91.8%
Q1 24
21.6%
-270.5%
EPS (diluted)
RMBI
RMBI
SSII
SSII
Q4 25
$0.35
$-0.01
Q3 25
$0.36
$-0.02
Q2 25
$0.26
$0.00
Q1 25
$0.20
$-0.03
Q4 24
$0.25
$-0.01
Q3 24
$0.24
$-0.02
Q2 24
$0.20
$-0.02
Q1 24
$0.23
$-0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RMBI
RMBI
SSII
SSII
Cash + ST InvestmentsLiquidity on hand
$33.1M
$3.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$145.8M
$38.2M
Total Assets
$1.5B
$74.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RMBI
RMBI
SSII
SSII
Q4 25
$33.1M
$3.2M
Q3 25
$34.3M
$5.7M
Q2 25
$27.2M
$11.4M
Q1 25
$27.0M
$15.9M
Q4 24
$21.8M
$466.5K
Q3 24
$19.6M
$220.4K
Q2 24
$19.0M
$608.2K
Q1 24
$20.3M
$948.1K
Stockholders' Equity
RMBI
RMBI
SSII
SSII
Q4 25
$145.8M
$38.2M
Q3 25
$140.0M
$39.6M
Q2 25
$132.3M
$42.0M
Q1 25
$130.9M
$40.6M
Q4 24
$132.9M
$13.5M
Q3 24
$140.0M
$13.7M
Q2 24
$131.1M
$14.8M
Q1 24
$132.4M
$16.7M
Total Assets
RMBI
RMBI
SSII
SSII
Q4 25
$1.5B
$74.2M
Q3 25
$1.5B
$69.6M
Q2 25
$1.5B
$70.0M
Q1 25
$1.5B
$63.5M
Q4 24
$1.5B
$42.4M
Q3 24
$1.5B
$39.0M
Q2 24
$1.5B
$35.7M
Q1 24
$1.5B
$35.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RMBI
RMBI
SSII
SSII
Operating Cash FlowLast quarter
$16.0M
$-1.5M
Free Cash FlowOCF − Capex
$14.6M
$-3.2M
FCF MarginFCF / Revenue
111.9%
-22.3%
Capex IntensityCapex / Revenue
10.4%
11.8%
Cash ConversionOCF / Net Profit
4.68×
TTM Free Cash FlowTrailing 4 quarters
$26.7M
$-22.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RMBI
RMBI
SSII
SSII
Q4 25
$16.0M
$-1.5M
Q3 25
$6.3M
$-7.5M
Q2 25
$4.8M
$-3.5M
Q1 25
$2.2M
$-6.1M
Q4 24
$14.8M
$-3.3M
Q3 24
$2.9M
$-2.5M
Q2 24
$2.9M
$-1.0M
Q1 24
$2.2M
$-2.7M
Free Cash Flow
RMBI
RMBI
SSII
SSII
Q4 25
$14.6M
$-3.2M
Q3 25
$5.8M
$-8.2M
Q2 25
$4.2M
$-3.8M
Q1 25
$2.1M
$-7.0M
Q4 24
$14.3M
$-3.4M
Q3 24
$2.8M
$-4.2M
Q2 24
$2.8M
$-3.1M
Q1 24
$2.0M
$-2.8M
FCF Margin
RMBI
RMBI
SSII
SSII
Q4 25
111.9%
-22.3%
Q3 25
46.2%
-64.1%
Q2 25
35.6%
-37.7%
Q1 25
18.4%
-136.2%
Q4 24
129.3%
-41.7%
Q3 24
25.7%
-96.9%
Q2 24
26.2%
-69.5%
Q1 24
18.7%
-76.9%
Capex Intensity
RMBI
RMBI
SSII
SSII
Q4 25
10.4%
11.8%
Q3 25
3.7%
5.9%
Q2 25
5.3%
3.2%
Q1 25
0.7%
17.0%
Q4 24
4.2%
1.5%
Q3 24
1.1%
38.8%
Q2 24
1.1%
46.8%
Q1 24
1.1%
3.5%
Cash Conversion
RMBI
RMBI
SSII
SSII
Q4 25
4.68×
Q3 25
1.75×
Q2 25
1.86×
Q1 25
1.11×
Q4 24
5.96×
Q3 24
1.17×
Q2 24
1.42×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RMBI
RMBI

Segment breakdown not available.

SSII
SSII

System Sales$13.4M92%
Other$1.2M8%

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