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Side-by-side financial comparison of Richmond Mutual Bancorporation, Inc. (RMBI) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.
Americas Gold & Silver Corp is the larger business by last-quarter revenue ($19.1M vs $13.1M, roughly 1.5× Richmond Mutual Bancorporation, Inc.). Richmond Mutual Bancorporation, Inc. runs the higher net margin — 26.1% vs -82.3%, a 108.4% gap on every dollar of revenue. On growth, Richmond Mutual Bancorporation, Inc. posted the faster year-over-year revenue change (18.1% vs -28.0%). Richmond Mutual Bancorporation, Inc. produced more free cash flow last quarter ($14.6M vs $-41.3M).
Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.
Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.
RMBI vs USAS — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.1M | $19.1M |
| Net Profit | $3.4M | $-15.7M |
| Gross Margin | — | 34.2% |
| Operating Margin | — | — |
| Net Margin | 26.1% | -82.3% |
| Revenue YoY | 18.1% | -28.0% |
| Net Profit YoY | 37.7% | 2.8% |
| EPS (diluted) | $0.35 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.1M | — | ||
| Q3 25 | $12.6M | $19.1M | ||
| Q2 25 | $11.8M | — | ||
| Q1 25 | $11.4M | — | ||
| Q4 24 | $11.1M | — | ||
| Q3 24 | $10.8M | $26.5M | ||
| Q2 24 | $10.7M | — | ||
| Q1 24 | $11.0M | — |
| Q4 25 | $3.4M | — | ||
| Q3 25 | $3.6M | $-15.7M | ||
| Q2 25 | $2.6M | — | ||
| Q1 25 | $2.0M | — | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $2.5M | $-16.2M | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | $2.4M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.6% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 26.1% | — | ||
| Q3 25 | 28.6% | -82.3% | ||
| Q2 25 | 22.0% | — | ||
| Q1 25 | 17.2% | — | ||
| Q4 24 | 22.4% | — | ||
| Q3 24 | 23.0% | -60.9% | ||
| Q2 24 | 19.3% | — | ||
| Q1 24 | 21.6% | — |
| Q4 25 | $0.35 | — | ||
| Q3 25 | $0.36 | — | ||
| Q2 25 | $0.26 | — | ||
| Q1 25 | $0.20 | — | ||
| Q4 24 | $0.25 | — | ||
| Q3 24 | $0.24 | — | ||
| Q2 24 | $0.20 | — | ||
| Q1 24 | $0.23 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $33.1M | $39.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $145.8M | $50.2M |
| Total Assets | $1.5B | $234.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $33.1M | — | ||
| Q3 25 | $34.3M | $39.1M | ||
| Q2 25 | $27.2M | — | ||
| Q1 25 | $27.0M | — | ||
| Q4 24 | $21.8M | — | ||
| Q3 24 | $19.6M | — | ||
| Q2 24 | $19.0M | — | ||
| Q1 24 | $20.3M | — |
| Q4 25 | $145.8M | — | ||
| Q3 25 | $140.0M | $50.2M | ||
| Q2 25 | $132.3M | — | ||
| Q1 25 | $130.9M | — | ||
| Q4 24 | $132.9M | — | ||
| Q3 24 | $140.0M | $53.1M | ||
| Q2 24 | $131.1M | — | ||
| Q1 24 | $132.4M | — |
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | $234.7M | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $16.0M | $-12.5M |
| Free Cash FlowOCF − Capex | $14.6M | $-41.3M |
| FCF MarginFCF / Revenue | 111.9% | -216.5% |
| Capex IntensityCapex / Revenue | 10.4% | 150.8% |
| Cash ConversionOCF / Net Profit | 4.68× | — |
| TTM Free Cash FlowTrailing 4 quarters | $26.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $16.0M | — | ||
| Q3 25 | $6.3M | $-12.5M | ||
| Q2 25 | $4.8M | — | ||
| Q1 25 | $2.2M | — | ||
| Q4 24 | $14.8M | — | ||
| Q3 24 | $2.9M | $2.4M | ||
| Q2 24 | $2.9M | — | ||
| Q1 24 | $2.2M | — |
| Q4 25 | $14.6M | — | ||
| Q3 25 | $5.8M | $-41.3M | ||
| Q2 25 | $4.2M | — | ||
| Q1 25 | $2.1M | — | ||
| Q4 24 | $14.3M | — | ||
| Q3 24 | $2.8M | $-11.2M | ||
| Q2 24 | $2.8M | — | ||
| Q1 24 | $2.0M | — |
| Q4 25 | 111.9% | — | ||
| Q3 25 | 46.2% | -216.5% | ||
| Q2 25 | 35.6% | — | ||
| Q1 25 | 18.4% | — | ||
| Q4 24 | 129.3% | — | ||
| Q3 24 | 25.7% | -42.2% | ||
| Q2 24 | 26.2% | — | ||
| Q1 24 | 18.7% | — |
| Q4 25 | 10.4% | — | ||
| Q3 25 | 3.7% | 150.8% | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 4.2% | — | ||
| Q3 24 | 1.1% | 51.2% | ||
| Q2 24 | 1.1% | — | ||
| Q1 24 | 1.1% | — |
| Q4 25 | 4.68× | — | ||
| Q3 25 | 1.75× | — | ||
| Q2 25 | 1.86× | — | ||
| Q1 25 | 1.11× | — | ||
| Q4 24 | 5.96× | — | ||
| Q3 24 | 1.17× | — | ||
| Q2 24 | 1.42× | — | ||
| Q1 24 | 0.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
