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Side-by-side financial comparison of Root, Inc. (ROOT) and STAR GROUP, L.P. (SGU). Click either name above to swap in a different company.

STAR GROUP, L.P. is the larger business by last-quarter revenue ($539.3M vs $397.0M, roughly 1.4× Root, Inc.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs 10.5%).

Root Insurance Company is an online car insurance company operating in the United States.

Lone Star Funds, legal name of main entity Lone Star Global Acquisitions, Ltd. is a global private equity firm that invests in corporate equity, real estate, credit, and other financial assets. The founder of Lone Star established its first fund in 1995 and Lone Star has to date organized 25 private equity funds with total capital commitments since inception of over $95 billion. Lone Star's investors include corporate and public pension funds, sovereign wealth funds, university endowments, fo...

ROOT vs SGU — Head-to-Head

Bigger by revenue
SGU
SGU
1.4× larger
SGU
$539.3M
$397.0M
ROOT
Growing faster (revenue YoY)
ROOT
ROOT
+11.0% gap
ROOT
21.5%
10.5%
SGU

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ROOT
ROOT
SGU
SGU
Revenue
$397.0M
$539.3M
Net Profit
$35.8M
Gross Margin
Operating Margin
2.6%
10.1%
Net Margin
6.6%
Revenue YoY
21.5%
10.5%
Net Profit YoY
8.8%
EPS (diluted)
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROOT
ROOT
SGU
SGU
Q4 25
$397.0M
$539.3M
Q3 25
$387.8M
Q2 25
$382.9M
Q1 25
$349.4M
Q4 24
$326.7M
Q3 24
$305.7M
Q2 24
$289.2M
Q1 24
$254.9M
Net Profit
ROOT
ROOT
SGU
SGU
Q4 25
$35.8M
Q3 25
$-5.4M
Q2 25
$22.0M
Q1 25
$18.4M
Q4 24
Q3 24
$22.8M
Q2 24
$-7.8M
Q1 24
$-6.2M
Operating Margin
ROOT
ROOT
SGU
SGU
Q4 25
2.6%
10.1%
Q3 25
0.1%
Q2 25
7.1%
Q1 25
6.8%
Q4 24
10.7%
Q3 24
11.3%
Q2 24
1.3%
Q1 24
2.1%
Net Margin
ROOT
ROOT
SGU
SGU
Q4 25
6.6%
Q3 25
-1.4%
Q2 25
5.7%
Q1 25
5.3%
Q4 24
Q3 24
7.5%
Q2 24
-2.7%
Q1 24
-2.4%
EPS (diluted)
ROOT
ROOT
SGU
SGU
Q4 25
$0.35
Q3 25
$-0.35
Q2 25
$1.29
Q1 25
$1.07
Q4 24
$1.42
Q3 24
$1.35
Q2 24
$-0.52
Q1 24
$-0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROOT
ROOT
SGU
SGU
Cash + ST InvestmentsLiquidity on hand
$669.3M
$19.9M
Total DebtLower is stronger
$200.3M
$254.8M
Stockholders' EquityBook value
$284.3M
Total Assets
$1.7B
$1.1B
Debt / EquityLower = less leverage
0.70×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROOT
ROOT
SGU
SGU
Q4 25
$669.3M
$19.9M
Q3 25
$653.3M
Q2 25
$641.4M
Q1 25
$609.4M
Q4 24
$599.3M
Q3 24
$674.8M
Q2 24
$667.2M
Q1 24
$640.5M
Total Debt
ROOT
ROOT
SGU
SGU
Q4 25
$200.3M
$254.8M
Q3 25
$200.4M
Q2 25
$200.1M
Q1 25
$200.0M
Q4 24
$200.1M
Q3 24
$300.9M
Q2 24
$300.1M
Q1 24
$299.3M
Stockholders' Equity
ROOT
ROOT
SGU
SGU
Q4 25
$284.3M
Q3 25
$265.0M
Q2 25
$244.5M
Q1 25
$228.7M
Q4 24
$203.7M
Q3 24
$181.9M
Q2 24
$151.3M
Q1 24
$165.7M
Total Assets
ROOT
ROOT
SGU
SGU
Q4 25
$1.7B
$1.1B
Q3 25
$1.6B
Q2 25
$1.6B
Q1 25
$1.6B
Q4 24
$1.5B
Q3 24
$1.6B
Q2 24
$1.5B
Q1 24
$1.4B
Debt / Equity
ROOT
ROOT
SGU
SGU
Q4 25
0.70×
Q3 25
0.76×
Q2 25
0.82×
Q1 25
0.87×
Q4 24
0.98×
Q3 24
1.65×
Q2 24
1.98×
Q1 24
1.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROOT
ROOT
SGU
SGU
Operating Cash FlowLast quarter
$206.5M
$-55.2M
Free Cash FlowOCF − Capex
$-59.7M
FCF MarginFCF / Revenue
-11.1%
Capex IntensityCapex / Revenue
0.0%
0.8%
Cash ConversionOCF / Net Profit
-1.54×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROOT
ROOT
SGU
SGU
Q4 25
$206.5M
$-55.2M
Q3 25
$57.6M
Q2 25
$52.0M
Q1 25
$26.8M
Q4 24
$195.7M
Q3 24
$49.4M
Q2 24
$62.6M
Q1 24
$14.5M
Free Cash Flow
ROOT
ROOT
SGU
SGU
Q4 25
$-59.7M
Q3 25
Q2 25
Q1 25
Q4 24
$195.3M
Q3 24
Q2 24
$62.4M
Q1 24
$14.3M
FCF Margin
ROOT
ROOT
SGU
SGU
Q4 25
-11.1%
Q3 25
Q2 25
Q1 25
Q4 24
59.8%
Q3 24
Q2 24
21.6%
Q1 24
5.6%
Capex Intensity
ROOT
ROOT
SGU
SGU
Q4 25
0.0%
0.8%
Q3 25
0.0%
Q2 25
0.0%
Q1 25
0.0%
Q4 24
0.1%
Q3 24
0.0%
Q2 24
0.1%
Q1 24
0.1%
Cash Conversion
ROOT
ROOT
SGU
SGU
Q4 25
-1.54×
Q3 25
Q2 25
2.36×
Q1 25
1.46×
Q4 24
Q3 24
2.17×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ROOT
ROOT

Segment breakdown not available.

SGU
SGU

Home Heating Oil And Propane$372.6M69%
Motor Fuel And Other Petroleum Products$75.4M14%
Equipment Installations$39.6M7%
Equipment Maintenance Service Contracts$30.3M6%
Billable Call Services$21.4M4%

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