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Side-by-side financial comparison of Root, Inc. (ROOT) and Titan Machinery Inc. (TITN). Click either name above to swap in a different company.

Titan Machinery Inc. is the larger business by last-quarter revenue ($644.5M vs $397.0M, roughly 1.6× Root, Inc.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs -5.2%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs -13.0%).

Root Insurance Company is an online car insurance company operating in the United States.

Titan Machinery, Inc. is one of the largest dealers of agricultural and construction equipment and claims to be the largest dealer for the CNH Industrial brands in the world. It is based in West Fargo, North Dakota and has locations throughout the Midwestern United States, Australia, Austria, Bulgaria, Germany, Romania and Ukraine. The company is publicly traded on NASDAQ using the symbol TITN. As of 2023, the company reported a total revenue of US$2.209 billion.

ROOT vs TITN — Head-to-Head

Bigger by revenue
TITN
TITN
1.6× larger
TITN
$644.5M
$397.0M
ROOT
Growing faster (revenue YoY)
ROOT
ROOT
+26.7% gap
ROOT
21.5%
-5.2%
TITN
Faster 2-yr revenue CAGR
ROOT
ROOT
Annualised
ROOT
24.8%
-13.0%
TITN

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
ROOT
ROOT
TITN
TITN
Revenue
$397.0M
$644.5M
Net Profit
$1.2M
Gross Margin
17.2%
Operating Margin
2.6%
1.6%
Net Margin
0.2%
Revenue YoY
21.5%
-5.2%
Net Profit YoY
-30.1%
EPS (diluted)
$0.35
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROOT
ROOT
TITN
TITN
Q4 25
$397.0M
$644.5M
Q3 25
$387.8M
$546.4M
Q2 25
$382.9M
$594.3M
Q1 25
$349.4M
$759.9M
Q4 24
$326.7M
$679.8M
Q3 24
$305.7M
$633.7M
Q2 24
$289.2M
$628.7M
Q1 24
$254.9M
$852.1M
Net Profit
ROOT
ROOT
TITN
TITN
Q4 25
$1.2M
Q3 25
$-5.4M
$-6.0M
Q2 25
$22.0M
$-13.2M
Q1 25
$18.4M
$-43.8M
Q4 24
$1.7M
Q3 24
$22.8M
$-4.3M
Q2 24
$-7.8M
$9.4M
Q1 24
$-6.2M
$24.0M
Gross Margin
ROOT
ROOT
TITN
TITN
Q4 25
17.2%
Q3 25
17.1%
Q2 25
15.3%
Q1 25
6.7%
Q4 24
16.3%
Q3 24
17.7%
Q2 24
19.4%
Q1 24
16.6%
Operating Margin
ROOT
ROOT
TITN
TITN
Q4 25
2.6%
1.6%
Q3 25
0.1%
0.1%
Q2 25
7.1%
-1.0%
Q1 25
6.8%
-6.0%
Q4 24
10.7%
1.7%
Q3 24
11.3%
2.5%
Q2 24
1.3%
3.6%
Q1 24
2.1%
4.8%
Net Margin
ROOT
ROOT
TITN
TITN
Q4 25
0.2%
Q3 25
-1.4%
-1.1%
Q2 25
5.7%
-2.2%
Q1 25
5.3%
-5.8%
Q4 24
0.3%
Q3 24
7.5%
-0.7%
Q2 24
-2.7%
1.5%
Q1 24
-2.4%
2.8%
EPS (diluted)
ROOT
ROOT
TITN
TITN
Q4 25
$0.35
$0.05
Q3 25
$-0.35
$-0.26
Q2 25
$1.29
$-0.58
Q1 25
$1.07
$-1.92
Q4 24
$1.42
$0.07
Q3 24
$1.35
$-0.19
Q2 24
$-0.52
$0.41
Q1 24
$-0.42
$1.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROOT
ROOT
TITN
TITN
Cash + ST InvestmentsLiquidity on hand
$669.3M
Total DebtLower is stronger
$200.3M
$176.6M
Stockholders' EquityBook value
$284.3M
$612.6M
Total Assets
$1.7B
$1.8B
Debt / EquityLower = less leverage
0.70×
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROOT
ROOT
TITN
TITN
Q4 25
$669.3M
Q3 25
$653.3M
Q2 25
$641.4M
Q1 25
$609.4M
Q4 24
$599.3M
Q3 24
$674.8M
Q2 24
$667.2M
Q1 24
$640.5M
Total Debt
ROOT
ROOT
TITN
TITN
Q4 25
$200.3M
$176.6M
Q3 25
$200.4M
$164.5M
Q2 25
$200.1M
$165.3M
Q1 25
$200.0M
$168.7M
Q4 24
$200.1M
$140.6M
Q3 24
$300.9M
$126.6M
Q2 24
$300.1M
$119.3M
Q1 24
$299.3M
$120.1M
Stockholders' Equity
ROOT
ROOT
TITN
TITN
Q4 25
$284.3M
$612.6M
Q3 25
$265.0M
$610.3M
Q2 25
$244.5M
$605.4M
Q1 25
$228.7M
$614.1M
Q4 24
$203.7M
$668.2M
Q3 24
$181.9M
$659.6M
Q2 24
$151.3M
$662.6M
Q1 24
$165.7M
$657.6M
Total Assets
ROOT
ROOT
TITN
TITN
Q4 25
$1.7B
$1.8B
Q3 25
$1.6B
$1.9B
Q2 25
$1.6B
$1.8B
Q1 25
$1.6B
$1.8B
Q4 24
$1.5B
$2.1B
Q3 24
$1.6B
$2.2B
Q2 24
$1.5B
$2.1B
Q1 24
$1.4B
$2.0B
Debt / Equity
ROOT
ROOT
TITN
TITN
Q4 25
0.70×
0.29×
Q3 25
0.76×
0.27×
Q2 25
0.82×
0.27×
Q1 25
0.87×
0.27×
Q4 24
0.98×
0.21×
Q3 24
1.65×
0.19×
Q2 24
1.98×
0.18×
Q1 24
1.81×
0.18×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROOT
ROOT
TITN
TITN
Operating Cash FlowLast quarter
$206.5M
$34.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
28.37×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROOT
ROOT
TITN
TITN
Q4 25
$206.5M
$34.0M
Q3 25
$57.6M
$43.7M
Q2 25
$52.0M
$6.2M
Q1 25
$26.8M
$126.5M
Q4 24
$195.7M
$-8.8M
Q3 24
$49.4M
$-15.0M
Q2 24
$62.6M
$-32.4M
Q1 24
$14.5M
$49.8M
Free Cash Flow
ROOT
ROOT
TITN
TITN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$195.3M
Q3 24
Q2 24
$62.4M
Q1 24
$14.3M
FCF Margin
ROOT
ROOT
TITN
TITN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
59.8%
Q3 24
Q2 24
21.6%
Q1 24
5.6%
Capex Intensity
ROOT
ROOT
TITN
TITN
Q4 25
0.0%
Q3 25
0.0%
Q2 25
0.0%
Q1 25
0.0%
Q4 24
0.1%
Q3 24
0.0%
Q2 24
0.1%
Q1 24
0.1%
Cash Conversion
ROOT
ROOT
TITN
TITN
Q4 25
28.37×
Q3 25
Q2 25
2.36×
Q1 25
1.46×
Q4 24
-5.15×
Q3 24
2.17×
Q2 24
-3.43×
Q1 24
2.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ROOT
ROOT

Segment breakdown not available.

TITN
TITN

Agriculture Segment$420.9M65%
Sales Of Parts$122.3M19%
Service Sales$48.9M8%
Australia_segment$29.9M5%
Rental And Other$13.3M2%
Rental$10.3M2%
Other Revenue$1.1M0%

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