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Side-by-side financial comparison of Root, Inc. (ROOT) and Unity Software Inc. (U). Click either name above to swap in a different company.

Unity Software Inc. is the larger business by last-quarter revenue ($503.1M vs $397.0M, roughly 1.3× Root, Inc.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs 10.1%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs 4.5%).

Root Insurance Company is an online car insurance company operating in the United States.

Unity Software Inc. is an American video game software development company based in San Francisco. It was founded in Denmark in 2004 as Over the Edge Entertainment and changed its name in 2007. Unity Technologies is best known for the development of Unity, a licensed game engine used to create video games and other applications.

ROOT vs U — Head-to-Head

Bigger by revenue
U
U
1.3× larger
U
$503.1M
$397.0M
ROOT
Growing faster (revenue YoY)
ROOT
ROOT
+11.5% gap
ROOT
21.5%
10.1%
U
Faster 2-yr revenue CAGR
ROOT
ROOT
Annualised
ROOT
24.8%
4.5%
U

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ROOT
ROOT
U
U
Revenue
$397.0M
$503.1M
Net Profit
$-90.0M
Gross Margin
74.3%
Operating Margin
2.6%
-21.2%
Net Margin
-17.9%
Revenue YoY
21.5%
10.1%
Net Profit YoY
26.7%
EPS (diluted)
$0.35
$-0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROOT
ROOT
U
U
Q4 25
$397.0M
$503.1M
Q3 25
$387.8M
$470.6M
Q2 25
$382.9M
$440.9M
Q1 25
$349.4M
$435.0M
Q4 24
$326.7M
$457.1M
Q3 24
$305.7M
$446.5M
Q2 24
$289.2M
$449.3M
Q1 24
$254.9M
$460.4M
Net Profit
ROOT
ROOT
U
U
Q4 25
$-90.0M
Q3 25
$-5.4M
$-126.4M
Q2 25
$22.0M
$-108.8M
Q1 25
$18.4M
$-77.6M
Q4 24
$-122.7M
Q3 24
$22.8M
$-124.7M
Q2 24
$-7.8M
$-125.6M
Q1 24
$-6.2M
$-291.1M
Gross Margin
ROOT
ROOT
U
U
Q4 25
74.3%
Q3 25
74.4%
Q2 25
74.1%
Q1 25
73.8%
Q4 24
74.7%
Q3 24
74.9%
Q2 24
75.8%
Q1 24
68.6%
Operating Margin
ROOT
ROOT
U
U
Q4 25
2.6%
-21.2%
Q3 25
0.1%
-26.7%
Q2 25
7.1%
-26.9%
Q1 25
6.8%
-29.4%
Q4 24
10.7%
-27.1%
Q3 24
11.3%
-28.5%
Q2 24
1.3%
-28.8%
Q1 24
2.1%
-81.4%
Net Margin
ROOT
ROOT
U
U
Q4 25
-17.9%
Q3 25
-1.4%
-26.9%
Q2 25
5.7%
-24.7%
Q1 25
5.3%
-17.8%
Q4 24
-26.8%
Q3 24
7.5%
-27.9%
Q2 24
-2.7%
-28.0%
Q1 24
-2.4%
-63.2%
EPS (diluted)
ROOT
ROOT
U
U
Q4 25
$0.35
$-0.21
Q3 25
$-0.35
$-0.30
Q2 25
$1.29
$-0.26
Q1 25
$1.07
$-0.19
Q4 24
$1.42
$-0.30
Q3 24
$1.35
$-0.31
Q2 24
$-0.52
$-0.32
Q1 24
$-0.42
$-0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROOT
ROOT
U
U
Cash + ST InvestmentsLiquidity on hand
$669.3M
$2.1B
Total DebtLower is stronger
$200.3M
Stockholders' EquityBook value
$284.3M
$3.2B
Total Assets
$1.7B
$6.8B
Debt / EquityLower = less leverage
0.70×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROOT
ROOT
U
U
Q4 25
$669.3M
$2.1B
Q3 25
$653.3M
$1.9B
Q2 25
$641.4M
$1.7B
Q1 25
$609.4M
$1.5B
Q4 24
$599.3M
$1.5B
Q3 24
$674.8M
$1.4B
Q2 24
$667.2M
$1.3B
Q1 24
$640.5M
$1.2B
Total Debt
ROOT
ROOT
U
U
Q4 25
$200.3M
Q3 25
$200.4M
Q2 25
$200.1M
Q1 25
$200.0M
Q4 24
$200.1M
Q3 24
$300.9M
Q2 24
$300.1M
Q1 24
$299.3M
Stockholders' Equity
ROOT
ROOT
U
U
Q4 25
$284.3M
$3.2B
Q3 25
$265.0M
$3.2B
Q2 25
$244.5M
$3.2B
Q1 25
$228.7M
$3.2B
Q4 24
$203.7M
$3.2B
Q3 24
$181.9M
$3.2B
Q2 24
$151.3M
$3.2B
Q1 24
$165.7M
$3.2B
Total Assets
ROOT
ROOT
U
U
Q4 25
$1.7B
$6.8B
Q3 25
$1.6B
$6.8B
Q2 25
$1.6B
$6.7B
Q1 25
$1.6B
$6.6B
Q4 24
$1.5B
$6.7B
Q3 24
$1.6B
$6.7B
Q2 24
$1.5B
$6.7B
Q1 24
$1.4B
$6.8B
Debt / Equity
ROOT
ROOT
U
U
Q4 25
0.70×
Q3 25
0.76×
Q2 25
0.82×
Q1 25
0.87×
Q4 24
0.98×
Q3 24
1.65×
Q2 24
1.98×
Q1 24
1.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROOT
ROOT
U
U
Operating Cash FlowLast quarter
$206.5M
$121.4M
Free Cash FlowOCF − Capex
$118.7M
FCF MarginFCF / Revenue
23.6%
Capex IntensityCapex / Revenue
0.0%
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$403.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROOT
ROOT
U
U
Q4 25
$206.5M
$121.4M
Q3 25
$57.6M
$155.4M
Q2 25
$52.0M
$133.1M
Q1 25
$26.8M
$13.0M
Q4 24
$195.7M
$112.2M
Q3 24
$49.4M
$122.4M
Q2 24
$62.6M
$88.4M
Q1 24
$14.5M
$-7.4M
Free Cash Flow
ROOT
ROOT
U
U
Q4 25
$118.7M
Q3 25
$151.3M
Q2 25
$126.7M
Q1 25
$7.3M
Q4 24
$195.3M
$105.8M
Q3 24
$115.2M
Q2 24
$62.4M
$79.6M
Q1 24
$14.3M
$-14.6M
FCF Margin
ROOT
ROOT
U
U
Q4 25
23.6%
Q3 25
32.1%
Q2 25
28.7%
Q1 25
1.7%
Q4 24
59.8%
23.1%
Q3 24
25.8%
Q2 24
21.6%
17.7%
Q1 24
5.6%
-3.2%
Capex Intensity
ROOT
ROOT
U
U
Q4 25
0.0%
0.5%
Q3 25
0.0%
0.9%
Q2 25
0.0%
1.5%
Q1 25
0.0%
1.3%
Q4 24
0.1%
1.4%
Q3 24
0.0%
1.6%
Q2 24
0.1%
2.0%
Q1 24
0.1%
1.6%
Cash Conversion
ROOT
ROOT
U
U
Q4 25
Q3 25
Q2 25
2.36×
Q1 25
1.46×
Q4 24
Q3 24
2.17×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ROOT
ROOT

Segment breakdown not available.

U
U

Grow Solutions$338.2M67%
Create Solutions$164.9M33%

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