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Side-by-side financial comparison of Root, Inc. (ROOT) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
Root, Inc. is the larger business by last-quarter revenue ($397.0M vs $220.8M, roughly 1.8× UNIVERSAL TECHNICAL INSTITUTE INC). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs 9.6%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs 9.5%).
Root Insurance Company is an online car insurance company operating in the United States.
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
ROOT vs UTI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $397.0M | $220.8M |
| Net Profit | — | $12.8M |
| Gross Margin | — | — |
| Operating Margin | 2.6% | 7.1% |
| Net Margin | — | 5.8% |
| Revenue YoY | 21.5% | 9.6% |
| Net Profit YoY | — | -42.1% |
| EPS (diluted) | $0.35 | $0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $397.0M | $220.8M | ||
| Q3 25 | $387.8M | $222.4M | ||
| Q2 25 | $382.9M | $204.3M | ||
| Q1 25 | $349.4M | $207.4M | ||
| Q4 24 | $326.7M | $201.4M | ||
| Q3 24 | $305.7M | $196.4M | ||
| Q2 24 | $289.2M | $177.5M | ||
| Q1 24 | $254.9M | $184.2M |
| Q4 25 | — | $12.8M | ||
| Q3 25 | $-5.4M | $18.8M | ||
| Q2 25 | $22.0M | $10.7M | ||
| Q1 25 | $18.4M | $11.4M | ||
| Q4 24 | — | $22.2M | ||
| Q3 24 | $22.8M | $18.8M | ||
| Q2 24 | $-7.8M | $5.0M | ||
| Q1 24 | $-6.2M | $7.8M |
| Q4 25 | 2.6% | 7.1% | ||
| Q3 25 | 0.1% | 11.2% | ||
| Q2 25 | 7.1% | 6.9% | ||
| Q1 25 | 6.8% | 8.1% | ||
| Q4 24 | 10.7% | 13.6% | ||
| Q3 24 | 11.3% | 13.3% | ||
| Q2 24 | 1.3% | 4.2% | ||
| Q1 24 | 2.1% | 6.1% |
| Q4 25 | — | 5.8% | ||
| Q3 25 | -1.4% | 8.4% | ||
| Q2 25 | 5.7% | 5.2% | ||
| Q1 25 | 5.3% | 5.5% | ||
| Q4 24 | — | 11.0% | ||
| Q3 24 | 7.5% | 9.6% | ||
| Q2 24 | -2.7% | 2.8% | ||
| Q1 24 | -2.4% | 4.2% |
| Q4 25 | $0.35 | $0.23 | ||
| Q3 25 | $-0.35 | $0.33 | ||
| Q2 25 | $1.29 | $0.19 | ||
| Q1 25 | $1.07 | $0.21 | ||
| Q4 24 | $1.42 | $0.40 | ||
| Q3 24 | $1.35 | $0.35 | ||
| Q2 24 | $-0.52 | $0.09 | ||
| Q1 24 | $-0.42 | $0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $669.3M | $162.8M |
| Total DebtLower is stronger | $200.3M | $101.4M |
| Stockholders' EquityBook value | $284.3M | $335.9M |
| Total Assets | $1.7B | $834.0M |
| Debt / EquityLower = less leverage | 0.70× | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $669.3M | $162.8M | ||
| Q3 25 | $653.3M | $169.1M | ||
| Q2 25 | $641.4M | $70.7M | ||
| Q1 25 | $609.4M | $96.0M | ||
| Q4 24 | $599.3M | $172.0M | ||
| Q3 24 | $674.8M | $161.9M | ||
| Q2 24 | $667.2M | $115.5M | ||
| Q1 24 | $640.5M | $116.1M |
| Q4 25 | $200.3M | $101.4M | ||
| Q3 25 | $200.4M | $87.1M | ||
| Q2 25 | $200.1M | $73.8M | ||
| Q1 25 | $200.0M | $94.4M | ||
| Q4 24 | $200.1M | $120.1M | ||
| Q3 24 | $300.9M | $125.7M | ||
| Q2 24 | $300.1M | $137.3M | ||
| Q1 24 | $299.3M | $141.9M |
| Q4 25 | $284.3M | $335.9M | ||
| Q3 25 | $265.0M | $328.1M | ||
| Q2 25 | $244.5M | $306.8M | ||
| Q1 25 | $228.7M | $293.9M | ||
| Q4 24 | $203.7M | $280.0M | ||
| Q3 24 | $181.9M | $260.2M | ||
| Q2 24 | $151.3M | $239.4M | ||
| Q1 24 | $165.7M | $232.6M |
| Q4 25 | $1.7B | $834.0M | ||
| Q3 25 | $1.6B | $826.1M | ||
| Q2 25 | $1.6B | $740.8M | ||
| Q1 25 | $1.6B | $720.4M | ||
| Q4 24 | $1.5B | $753.8M | ||
| Q3 24 | $1.6B | $744.6M | ||
| Q2 24 | $1.5B | $706.0M | ||
| Q1 24 | $1.4B | $702.1M |
| Q4 25 | 0.70× | 0.30× | ||
| Q3 25 | 0.76× | 0.27× | ||
| Q2 25 | 0.82× | 0.24× | ||
| Q1 25 | 0.87× | 0.32× | ||
| Q4 24 | 0.98× | 0.43× | ||
| Q3 24 | 1.65× | 0.48× | ||
| Q2 24 | 1.98× | 0.57× | ||
| Q1 24 | 1.81× | 0.61× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.5M | $3.1M |
| Free Cash FlowOCF − Capex | — | $-19.2M |
| FCF MarginFCF / Revenue | — | -8.7% |
| Capex IntensityCapex / Revenue | 0.0% | 10.1% |
| Cash ConversionOCF / Net Profit | — | 0.24× |
| TTM Free Cash FlowTrailing 4 quarters | — | $16.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.5M | $3.1M | ||
| Q3 25 | $57.6M | $57.1M | ||
| Q2 25 | $52.0M | $18.1M | ||
| Q1 25 | $26.8M | $-789.0K | ||
| Q4 24 | $195.7M | $23.0M | ||
| Q3 24 | $49.4M | $67.5M | ||
| Q2 24 | $62.6M | $10.0M | ||
| Q1 24 | $14.5M | $-2.5M |
| Q4 25 | — | $-19.2M | ||
| Q3 25 | — | $40.6M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $-11.7M | ||
| Q4 24 | $195.3M | $19.6M | ||
| Q3 24 | — | $60.0M | ||
| Q2 24 | $62.4M | $3.0M | ||
| Q1 24 | $14.3M | $-8.4M |
| Q4 25 | — | -8.7% | ||
| Q3 25 | — | 18.3% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | -5.7% | ||
| Q4 24 | 59.8% | 9.7% | ||
| Q3 24 | — | 30.6% | ||
| Q2 24 | 21.6% | 1.7% | ||
| Q1 24 | 5.6% | -4.6% |
| Q4 25 | 0.0% | 10.1% | ||
| Q3 25 | 0.0% | 7.4% | ||
| Q2 25 | 0.0% | 5.5% | ||
| Q1 25 | 0.0% | 5.3% | ||
| Q4 24 | 0.1% | 1.7% | ||
| Q3 24 | 0.0% | 3.8% | ||
| Q2 24 | 0.1% | 4.0% | ||
| Q1 24 | 0.1% | 3.2% |
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 3.04× | ||
| Q2 25 | 2.36× | 1.69× | ||
| Q1 25 | 1.46× | -0.07× | ||
| Q4 24 | — | 1.04× | ||
| Q3 24 | 2.17× | 3.58× | ||
| Q2 24 | — | 2.01× | ||
| Q1 24 | — | -0.32× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ROOT
Segment breakdown not available.
UTI
| UTI | $142.8M | 65% |
| Concorde | $78.0M | 35% |
