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Side-by-side financial comparison of Root, Inc. (ROOT) and VinFast Auto Ltd. (VFS). Click either name above to swap in a different company.

VinFast Auto Ltd. is the larger business by last-quarter revenue ($718.6M vs $397.0M, roughly 1.8× Root, Inc.).

Root Insurance Company is an online car insurance company operating in the United States.

VinFast Auto Ltd. is a Vietnamese multinational automotive company founded by Vingroup, one of the largest private conglomerates in Vietnam that was founded by Phạm Nhật Vượng.

ROOT vs VFS — Head-to-Head

Bigger by revenue
VFS
VFS
1.8× larger
VFS
$718.6M
$397.0M
ROOT

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ROOT
ROOT
VFS
VFS
Revenue
$397.0M
$718.6M
Net Profit
$-20.0M
Gross Margin
Operating Margin
2.6%
-96.1%
Net Margin
-2.8%
Revenue YoY
21.5%
Net Profit YoY
EPS (diluted)
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROOT
ROOT
VFS
VFS
Q4 25
$397.0M
Q3 25
$387.8M
$718.6M
Q2 25
$382.9M
$663.0M
Q1 25
$349.4M
$656.5M
Q4 24
$326.7M
Q3 24
$305.7M
$511.6M
Q2 24
$289.2M
Q1 24
$254.9M
$302.6M
Net Profit
ROOT
ROOT
VFS
VFS
Q4 25
Q3 25
$-5.4M
$-20.0M
Q2 25
$22.0M
$-51.8M
Q1 25
$18.4M
$-26.1M
Q4 24
Q3 24
$22.8M
$-10.4M
Q2 24
$-7.8M
Q1 24
$-6.2M
$-618.3M
Operating Margin
ROOT
ROOT
VFS
VFS
Q4 25
2.6%
Q3 25
0.1%
-96.1%
Q2 25
7.1%
-79.0%
Q1 25
6.8%
-74.0%
Q4 24
10.7%
Q3 24
11.3%
-65.9%
Q2 24
1.3%
Q1 24
2.1%
-139.4%
Net Margin
ROOT
ROOT
VFS
VFS
Q4 25
Q3 25
-1.4%
-2.8%
Q2 25
5.7%
-7.8%
Q1 25
5.3%
-4.0%
Q4 24
Q3 24
7.5%
-2.0%
Q2 24
-2.7%
Q1 24
-2.4%
-204.3%
EPS (diluted)
ROOT
ROOT
VFS
VFS
Q4 25
$0.35
Q3 25
$-0.35
Q2 25
$1.29
Q1 25
$1.07
Q4 24
$1.42
Q3 24
$1.35
Q2 24
$-0.52
Q1 24
$-0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROOT
ROOT
VFS
VFS
Cash + ST InvestmentsLiquidity on hand
$669.3M
$8.8M
Total DebtLower is stronger
$200.3M
Stockholders' EquityBook value
$284.3M
Total Assets
$1.7B
$183.2M
Debt / EquityLower = less leverage
0.70×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROOT
ROOT
VFS
VFS
Q4 25
$669.3M
Q3 25
$653.3M
$8.8M
Q2 25
$641.4M
$650.0M
Q1 25
$609.4M
$2.4M
Q4 24
$599.3M
Q3 24
$674.8M
$1.9M
Q2 24
$667.2M
Q1 24
$640.5M
$3.0M
Total Debt
ROOT
ROOT
VFS
VFS
Q4 25
$200.3M
Q3 25
$200.4M
Q2 25
$200.1M
Q1 25
$200.0M
Q4 24
$200.1M
Q3 24
$300.9M
Q2 24
$300.1M
Q1 24
$299.3M
Stockholders' Equity
ROOT
ROOT
VFS
VFS
Q4 25
$284.3M
Q3 25
$265.0M
Q2 25
$244.5M
$-7.2B
Q1 25
$228.7M
Q4 24
$203.7M
Q3 24
$181.9M
Q2 24
$151.3M
Q1 24
$165.7M
Total Assets
ROOT
ROOT
VFS
VFS
Q4 25
$1.7B
Q3 25
$1.6B
$183.2M
Q2 25
$1.6B
$7.2B
Q1 25
$1.6B
$158.2M
Q4 24
$1.5B
Q3 24
$1.6B
$151.8M
Q2 24
$1.5B
Q1 24
$1.4B
$145.6M
Debt / Equity
ROOT
ROOT
VFS
VFS
Q4 25
0.70×
Q3 25
0.76×
Q2 25
0.82×
Q1 25
0.87×
Q4 24
0.98×
Q3 24
1.65×
Q2 24
1.98×
Q1 24
1.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROOT
ROOT
VFS
VFS
Operating Cash FlowLast quarter
$206.5M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROOT
ROOT
VFS
VFS
Q4 25
$206.5M
Q3 25
$57.6M
Q2 25
$52.0M
Q1 25
$26.8M
Q4 24
$195.7M
Q3 24
$49.4M
Q2 24
$62.6M
Q1 24
$14.5M
Free Cash Flow
ROOT
ROOT
VFS
VFS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$195.3M
Q3 24
Q2 24
$62.4M
Q1 24
$14.3M
FCF Margin
ROOT
ROOT
VFS
VFS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
59.8%
Q3 24
Q2 24
21.6%
Q1 24
5.6%
Capex Intensity
ROOT
ROOT
VFS
VFS
Q4 25
0.0%
Q3 25
0.0%
Q2 25
0.0%
Q1 25
0.0%
Q4 24
0.1%
Q3 24
0.0%
Q2 24
0.1%
Q1 24
0.1%
Cash Conversion
ROOT
ROOT
VFS
VFS
Q4 25
Q3 25
Q2 25
2.36×
Q1 25
1.46×
Q4 24
Q3 24
2.17×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ROOT
ROOT

Segment breakdown not available.

VFS
VFS

Sales of vehicles$662.9M92%
Sales of spare parts and components$41.3M6%
Revenue from leasing activities$12.3M2%
Finance income$2.4M0%
Rendering of services$1.2M0%

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