vs

Side-by-side financial comparison of Root, Inc. (ROOT) and XPLR Infrastructure, LP (XIFR). Click either name above to swap in a different company.

Root, Inc. is the larger business by last-quarter revenue ($397.0M vs $249.0M, roughly 1.6× XPLR Infrastructure, LP). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs -15.3%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs -1.6%).

Root Insurance Company is an online car insurance company operating in the United States.

XPLR Infrastructure is a publicly traded subsidiary of NextEra Energy, is a Juno Beach, Florida-based renewable energy company.

ROOT vs XIFR — Head-to-Head

Bigger by revenue
ROOT
ROOT
1.6× larger
ROOT
$397.0M
$249.0M
XIFR
Growing faster (revenue YoY)
ROOT
ROOT
+36.8% gap
ROOT
21.5%
-15.3%
XIFR
Faster 2-yr revenue CAGR
ROOT
ROOT
Annualised
ROOT
24.8%
-1.6%
XIFR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ROOT
ROOT
XIFR
XIFR
Revenue
$397.0M
$249.0M
Net Profit
$28.0M
Gross Margin
Operating Margin
2.6%
-19.3%
Net Margin
11.2%
Revenue YoY
21.5%
-15.3%
Net Profit YoY
124.3%
EPS (diluted)
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROOT
ROOT
XIFR
XIFR
Q4 25
$397.0M
$249.0M
Q3 25
$387.8M
$315.0M
Q2 25
$382.9M
$342.0M
Q1 25
$349.4M
$282.0M
Q4 24
$326.7M
$294.0M
Q3 24
$305.7M
$319.0M
Q2 24
$289.2M
$360.0M
Q1 24
$254.9M
$257.0M
Net Profit
ROOT
ROOT
XIFR
XIFR
Q4 25
$28.0M
Q3 25
$-5.4M
$-37.0M
Q2 25
$22.0M
$79.0M
Q1 25
$18.4M
$-98.0M
Q4 24
$-115.0M
Q3 24
$22.8M
$-40.0M
Q2 24
$-7.8M
$62.0M
Q1 24
$-6.2M
$70.0M
Operating Margin
ROOT
ROOT
XIFR
XIFR
Q4 25
2.6%
-19.3%
Q3 25
0.1%
1.6%
Q2 25
7.1%
26.3%
Q1 25
6.8%
-82.6%
Q4 24
10.7%
-188.1%
Q3 24
11.3%
15.4%
Q2 24
1.3%
18.3%
Q1 24
2.1%
-8.2%
Net Margin
ROOT
ROOT
XIFR
XIFR
Q4 25
11.2%
Q3 25
-1.4%
-11.7%
Q2 25
5.7%
23.1%
Q1 25
5.3%
-34.8%
Q4 24
-39.1%
Q3 24
7.5%
-12.5%
Q2 24
-2.7%
17.2%
Q1 24
-2.4%
27.2%
EPS (diluted)
ROOT
ROOT
XIFR
XIFR
Q4 25
$0.35
Q3 25
$-0.35
$-0.40
Q2 25
$1.29
$0.84
Q1 25
$1.07
$-1.05
Q4 24
$1.42
Q3 24
$1.35
$-0.43
Q2 24
$-0.52
$0.66
Q1 24
$-0.42
$0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROOT
ROOT
XIFR
XIFR
Cash + ST InvestmentsLiquidity on hand
$669.3M
$960.0M
Total DebtLower is stronger
$200.3M
$6.2B
Stockholders' EquityBook value
$284.3M
$10.9B
Total Assets
$1.7B
$19.6B
Debt / EquityLower = less leverage
0.70×
0.57×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROOT
ROOT
XIFR
XIFR
Q4 25
$669.3M
$960.0M
Q3 25
$653.3M
$711.0M
Q2 25
$641.4M
$880.0M
Q1 25
$609.4M
$1.5B
Q4 24
$599.3M
$283.0M
Q3 24
$674.8M
$290.0M
Q2 24
$667.2M
$281.0M
Q1 24
$640.5M
$245.0M
Total Debt
ROOT
ROOT
XIFR
XIFR
Q4 25
$200.3M
$6.2B
Q3 25
$200.4M
Q2 25
$200.1M
Q1 25
$200.0M
Q4 24
$200.1M
$5.3B
Q3 24
$300.9M
Q2 24
$300.1M
Q1 24
$299.3M
Stockholders' Equity
ROOT
ROOT
XIFR
XIFR
Q4 25
$284.3M
$10.9B
Q3 25
$265.0M
$11.0B
Q2 25
$244.5M
$11.3B
Q1 25
$228.7M
$12.6B
Q4 24
$203.7M
$12.9B
Q3 24
$181.9M
$13.6B
Q2 24
$151.3M
$13.9B
Q1 24
$165.7M
$14.0B
Total Assets
ROOT
ROOT
XIFR
XIFR
Q4 25
$1.7B
$19.6B
Q3 25
$1.6B
$19.1B
Q2 25
$1.6B
$20.5B
Q1 25
$1.6B
$21.4B
Q4 24
$1.5B
$20.3B
Q3 24
$1.6B
$20.9B
Q2 24
$1.5B
$21.7B
Q1 24
$1.4B
$22.3B
Debt / Equity
ROOT
ROOT
XIFR
XIFR
Q4 25
0.70×
0.57×
Q3 25
0.76×
Q2 25
0.82×
Q1 25
0.87×
Q4 24
0.98×
0.41×
Q3 24
1.65×
Q2 24
1.98×
Q1 24
1.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROOT
ROOT
XIFR
XIFR
Operating Cash FlowLast quarter
$206.5M
$186.0M
Free Cash FlowOCF − Capex
$-88.0M
FCF MarginFCF / Revenue
-35.3%
Capex IntensityCapex / Revenue
0.0%
110.0%
Cash ConversionOCF / Net Profit
6.64×
TTM Free Cash FlowTrailing 4 quarters
$-219.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROOT
ROOT
XIFR
XIFR
Q4 25
$206.5M
$186.0M
Q3 25
$57.6M
$231.0M
Q2 25
$52.0M
$232.0M
Q1 25
$26.8M
$90.0M
Q4 24
$195.7M
$283.0M
Q3 24
$49.4M
$208.0M
Q2 24
$62.6M
$231.0M
Q1 24
$14.5M
$78.0M
Free Cash Flow
ROOT
ROOT
XIFR
XIFR
Q4 25
$-88.0M
Q3 25
$-283.0M
Q2 25
$151.0M
Q1 25
$1.0M
Q4 24
$195.3M
$231.0M
Q3 24
$152.0M
Q2 24
$62.4M
$162.0M
Q1 24
$14.3M
$14.0M
FCF Margin
ROOT
ROOT
XIFR
XIFR
Q4 25
-35.3%
Q3 25
-89.8%
Q2 25
44.2%
Q1 25
0.4%
Q4 24
59.8%
78.6%
Q3 24
47.6%
Q2 24
21.6%
45.0%
Q1 24
5.6%
5.4%
Capex Intensity
ROOT
ROOT
XIFR
XIFR
Q4 25
0.0%
110.0%
Q3 25
0.0%
163.2%
Q2 25
0.0%
23.7%
Q1 25
0.0%
31.6%
Q4 24
0.1%
17.7%
Q3 24
0.0%
17.6%
Q2 24
0.1%
19.2%
Q1 24
0.1%
24.9%
Cash Conversion
ROOT
ROOT
XIFR
XIFR
Q4 25
6.64×
Q3 25
Q2 25
2.36×
2.94×
Q1 25
1.46×
Q4 24
Q3 24
2.17×
Q2 24
3.73×
Q1 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ROOT
ROOT

Segment breakdown not available.

XIFR
XIFR

Renewable Energy Sales$238.0M96%
Related Party$8.0M3%

Related Comparisons