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Side-by-side financial comparison of Root, Inc. (ROOT) and ZILLOW GROUP, INC. (ZG). Click either name above to swap in a different company.
ZILLOW GROUP, INC. is the larger business by last-quarter revenue ($654.0M vs $397.0M, roughly 1.6× Root, Inc.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs 18.1%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs 11.2%).
Root Insurance Company is an online car insurance company operating in the United States.
Zillow Group, Inc., or simply Zillow, is an American tech real-estate marketplace company that was founded in 2006 by co-executive chairmen Rich Barton and Lloyd Frink, former Microsoft executives and founders of Microsoft spin-off Expedia; Spencer Rascoff, a co-founder of Hotwire.com; David Beitel, Zillow's current chief technology officer; and Kristin Acker, Zillow's current technology leadership advisor.
ROOT vs ZG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $397.0M | $654.0M |
| Net Profit | — | $3.0M |
| Gross Margin | — | 72.8% |
| Operating Margin | 2.6% | -1.7% |
| Net Margin | — | 0.5% |
| Revenue YoY | 21.5% | 18.1% |
| Net Profit YoY | — | 105.8% |
| EPS (diluted) | $0.35 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $397.0M | $654.0M | ||
| Q3 25 | $387.8M | $676.0M | ||
| Q2 25 | $382.9M | $655.0M | ||
| Q1 25 | $349.4M | $598.0M | ||
| Q4 24 | $326.7M | $554.0M | ||
| Q3 24 | $305.7M | $581.0M | ||
| Q2 24 | $289.2M | $572.0M | ||
| Q1 24 | $254.9M | $529.0M |
| Q4 25 | — | $3.0M | ||
| Q3 25 | $-5.4M | $10.0M | ||
| Q2 25 | $22.0M | $2.0M | ||
| Q1 25 | $18.4M | $8.0M | ||
| Q4 24 | — | $-52.0M | ||
| Q3 24 | $22.8M | $-20.0M | ||
| Q2 24 | $-7.8M | $-17.0M | ||
| Q1 24 | $-6.2M | $-23.0M |
| Q4 25 | — | 72.8% | ||
| Q3 25 | — | 72.6% | ||
| Q2 25 | — | 74.7% | ||
| Q1 25 | — | 76.8% | ||
| Q4 24 | — | 75.8% | ||
| Q3 24 | — | 75.9% | ||
| Q2 24 | — | 77.3% | ||
| Q1 24 | — | 76.7% |
| Q4 25 | 2.6% | -1.7% | ||
| Q3 25 | 0.1% | -0.4% | ||
| Q2 25 | 7.1% | -1.7% | ||
| Q1 25 | 6.8% | -1.5% | ||
| Q4 24 | 10.7% | -12.5% | ||
| Q3 24 | 11.3% | -7.7% | ||
| Q2 24 | 1.3% | -6.6% | ||
| Q1 24 | 2.1% | -8.5% |
| Q4 25 | — | 0.5% | ||
| Q3 25 | -1.4% | 1.5% | ||
| Q2 25 | 5.7% | 0.3% | ||
| Q1 25 | 5.3% | 1.3% | ||
| Q4 24 | — | -9.4% | ||
| Q3 24 | 7.5% | -3.4% | ||
| Q2 24 | -2.7% | -3.0% | ||
| Q1 24 | -2.4% | -4.3% |
| Q4 25 | $0.35 | $0.01 | ||
| Q3 25 | $-0.35 | $0.04 | ||
| Q2 25 | $1.29 | $0.01 | ||
| Q1 25 | $1.07 | $0.03 | ||
| Q4 24 | $1.42 | $-0.23 | ||
| Q3 24 | $1.35 | $-0.08 | ||
| Q2 24 | $-0.52 | $-0.07 | ||
| Q1 24 | $-0.42 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $669.3M | $768.0M |
| Total DebtLower is stronger | $200.3M | — |
| Stockholders' EquityBook value | $284.3M | $4.9B |
| Total Assets | $1.7B | $5.7B |
| Debt / EquityLower = less leverage | 0.70× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $669.3M | $768.0M | ||
| Q3 25 | $653.3M | $874.0M | ||
| Q2 25 | $641.4M | $587.0M | ||
| Q1 25 | $609.4M | $914.0M | ||
| Q4 24 | $599.3M | $1.1B | ||
| Q3 24 | $674.8M | $1.1B | ||
| Q2 24 | $667.2M | $1.2B | ||
| Q1 24 | $640.5M | $1.4B |
| Q4 25 | $200.3M | — | ||
| Q3 25 | $200.4M | — | ||
| Q2 25 | $200.1M | — | ||
| Q1 25 | $200.0M | — | ||
| Q4 24 | $200.1M | — | ||
| Q3 24 | $300.9M | — | ||
| Q2 24 | $300.1M | — | ||
| Q1 24 | $299.3M | — |
| Q4 25 | $284.3M | $4.9B | ||
| Q3 25 | $265.0M | $5.0B | ||
| Q2 25 | $244.5M | $4.7B | ||
| Q1 25 | $228.7M | $4.8B | ||
| Q4 24 | $203.7M | $4.8B | ||
| Q3 24 | $181.9M | $4.7B | ||
| Q2 24 | $151.3M | $4.5B | ||
| Q1 24 | $165.7M | $4.7B |
| Q4 25 | $1.7B | $5.7B | ||
| Q3 25 | $1.6B | $5.7B | ||
| Q2 25 | $1.6B | $5.4B | ||
| Q1 25 | $1.6B | $5.7B | ||
| Q4 24 | $1.5B | $5.8B | ||
| Q3 24 | $1.6B | $6.2B | ||
| Q2 24 | $1.5B | $6.6B | ||
| Q1 24 | $1.4B | $6.8B |
| Q4 25 | 0.70× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.82× | — | ||
| Q1 25 | 0.87× | — | ||
| Q4 24 | 0.98× | — | ||
| Q3 24 | 1.65× | — | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 1.81× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.5M | $72.0M |
| Free Cash FlowOCF − Capex | — | $44.0M |
| FCF MarginFCF / Revenue | — | 6.7% |
| Capex IntensityCapex / Revenue | 0.0% | 4.3% |
| Cash ConversionOCF / Net Profit | — | 24.00× |
| TTM Free Cash FlowTrailing 4 quarters | — | $235.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.5M | $72.0M | ||
| Q3 25 | $57.6M | $105.0M | ||
| Q2 25 | $52.0M | $87.0M | ||
| Q1 25 | $26.8M | $104.0M | ||
| Q4 24 | $195.7M | $122.0M | ||
| Q3 24 | $49.4M | $171.0M | ||
| Q2 24 | $62.6M | $55.0M | ||
| Q1 24 | $14.5M | $80.0M |
| Q4 25 | — | $44.0M | ||
| Q3 25 | — | $73.0M | ||
| Q2 25 | — | $50.0M | ||
| Q1 25 | — | $68.0M | ||
| Q4 24 | $195.3M | $88.0M | ||
| Q3 24 | — | $138.0M | ||
| Q2 24 | $62.4M | $18.0M | ||
| Q1 24 | $14.3M | $41.0M |
| Q4 25 | — | 6.7% | ||
| Q3 25 | — | 10.8% | ||
| Q2 25 | — | 7.6% | ||
| Q1 25 | — | 11.4% | ||
| Q4 24 | 59.8% | 15.9% | ||
| Q3 24 | — | 23.8% | ||
| Q2 24 | 21.6% | 3.1% | ||
| Q1 24 | 5.6% | 7.8% |
| Q4 25 | 0.0% | 4.3% | ||
| Q3 25 | 0.0% | 4.7% | ||
| Q2 25 | 0.0% | 5.6% | ||
| Q1 25 | 0.0% | 6.0% | ||
| Q4 24 | 0.1% | 6.1% | ||
| Q3 24 | 0.0% | 5.7% | ||
| Q2 24 | 0.1% | 6.5% | ||
| Q1 24 | 0.1% | 7.4% |
| Q4 25 | — | 24.00× | ||
| Q3 25 | — | 10.50× | ||
| Q2 25 | 2.36× | 43.50× | ||
| Q1 25 | 1.46× | 13.00× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.17× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ROOT
Segment breakdown not available.
ZG
| Residential Revenue | $418.0M | 64% |
| Rental Revenue | $168.0M | 26% |
| Mortgage Revenue | $57.0M | 9% |
| Display Advertising And Other Revenue | $11.0M | 2% |
