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Side-by-side financial comparison of Research Solutions, Inc. (RSSS) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $11.8M, roughly 1.1× Research Solutions, Inc.). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs 4.6%, a 20.6% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -1.0%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $1.4M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -1.3%).

Jacobs Solutions Inc. is an American international technical professional services firm based in Dallas. The company provides engineering, technical, professional, and construction services as well as scientific and specialty consulting for a broad range of clients globally, including companies, organizations, and government agencies. Jacobs has consistently ranked No. 1 on both Engineering News-Record (ENR)'s 2018, 2019, 2020, 2021, 2022, and 2023 Top 500 Design Firms and Trenchless Technolo...

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

RSSS vs UBFO — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.1× larger
UBFO
$13.5M
$11.8M
RSSS
Growing faster (revenue YoY)
UBFO
UBFO
+14.6% gap
UBFO
13.6%
-1.0%
RSSS
Higher net margin
UBFO
UBFO
20.6% more per $
UBFO
25.2%
4.6%
RSSS
More free cash flow
UBFO
UBFO
$18.4M more FCF
UBFO
$19.8M
$1.4M
RSSS
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
-1.3%
RSSS

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
RSSS
RSSS
UBFO
UBFO
Revenue
$11.8M
$13.5M
Net Profit
$546.9K
$3.4M
Gross Margin
52.4%
Operating Margin
6.3%
31.5%
Net Margin
4.6%
25.2%
Revenue YoY
-1.0%
13.6%
Net Profit YoY
127.6%
36.8%
EPS (diluted)
$0.02
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RSSS
RSSS
UBFO
UBFO
Q4 25
$11.8M
$13.5M
Q3 25
$12.3M
$14.0M
Q2 25
$12.4M
$12.6M
Q1 25
$12.7M
$13.7M
Q4 24
$11.9M
$11.9M
Q3 24
$12.0M
$13.8M
Q2 24
$12.1M
$13.0M
Q1 24
$12.1M
$12.8M
Net Profit
RSSS
RSSS
UBFO
UBFO
Q4 25
$546.9K
$3.4M
Q3 25
$749.4K
$4.0M
Q2 25
$2.4M
$2.2M
Q1 25
$216.5K
$2.7M
Q4 24
$-2.0M
$2.5M
Q3 24
$669.0K
$3.8M
Q2 24
$-2.8M
$4.3M
Q1 24
$76.3K
$4.2M
Gross Margin
RSSS
RSSS
UBFO
UBFO
Q4 25
52.4%
Q3 25
50.6%
Q2 25
51.0%
Q1 25
49.5%
Q4 24
48.9%
Q3 24
47.9%
Q2 24
46.5%
Q1 24
45.2%
Operating Margin
RSSS
RSSS
UBFO
UBFO
Q4 25
6.3%
31.5%
Q3 25
7.8%
40.3%
Q2 25
9.7%
24.0%
Q1 25
4.4%
27.5%
Q4 24
0.8%
27.5%
Q3 24
5.4%
37.1%
Q2 24
5.5%
46.4%
Q1 24
0.7%
45.9%
Net Margin
RSSS
RSSS
UBFO
UBFO
Q4 25
4.6%
25.2%
Q3 25
6.1%
28.7%
Q2 25
19.0%
17.2%
Q1 25
1.7%
19.6%
Q4 24
-16.6%
20.9%
Q3 24
5.6%
27.7%
Q2 24
-23.3%
33.0%
Q1 24
0.6%
32.6%
EPS (diluted)
RSSS
RSSS
UBFO
UBFO
Q4 25
$0.02
$0.18
Q3 25
$0.02
$0.23
Q2 25
$0.08
$0.13
Q1 25
$0.01
$0.16
Q4 24
$-0.07
$0.14
Q3 24
$0.02
$0.22
Q2 24
$-0.09
$0.25
Q1 24
$0.00
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RSSS
RSSS
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$12.3M
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$17.2M
$139.7M
Total Assets
$44.2M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RSSS
RSSS
UBFO
UBFO
Q4 25
$12.3M
$264.2M
Q3 25
$12.0M
$211.1M
Q2 25
$12.2M
$199.5M
Q1 25
$9.9M
$198.4M
Q4 24
$7.7M
$216.9M
Q3 24
$6.9M
$216.8M
Q2 24
$6.1M
$166.3M
Q1 24
$4.2M
$168.6M
Stockholders' Equity
RSSS
RSSS
UBFO
UBFO
Q4 25
$17.2M
$139.7M
Q3 25
$15.6M
$137.4M
Q2 25
$13.9M
$134.3M
Q1 25
$11.2M
$132.9M
Q4 24
$11.1M
$130.4M
Q3 24
$12.8M
$132.9M
Q2 24
$11.7M
$127.3M
Q1 24
$14.1M
$124.2M
Total Assets
RSSS
RSSS
UBFO
UBFO
Q4 25
$44.2M
$1.2B
Q3 25
$45.5M
$1.2B
Q2 25
$46.1M
$1.2B
Q1 25
$45.2M
$1.2B
Q4 24
$42.8M
$1.2B
Q3 24
$41.4M
$1.3B
Q2 24
$41.9M
$1.2B
Q1 24
$40.8M
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RSSS
RSSS
UBFO
UBFO
Operating Cash FlowLast quarter
$1.4M
$22.1M
Free Cash FlowOCF − Capex
$1.4M
$19.8M
FCF MarginFCF / Revenue
11.7%
146.0%
Capex IntensityCapex / Revenue
0.1%
16.8%
Cash ConversionOCF / Net Profit
2.53×
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RSSS
RSSS
UBFO
UBFO
Q4 25
$1.4M
$22.1M
Q3 25
$1.1M
$7.0M
Q2 25
$2.3M
$8.7M
Q1 25
$2.9M
$3.0M
Q4 24
$1.0M
$19.6M
Q3 24
$843.1K
$5.4M
Q2 24
$2.0M
$2.3M
Q1 24
$2.0M
$7.4M
Free Cash Flow
RSSS
RSSS
UBFO
UBFO
Q4 25
$1.4M
$19.8M
Q3 25
$1.1M
$6.1M
Q2 25
$8.1M
Q1 25
$2.9M
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$1.9M
$2.0M
Q1 24
$2.0M
$7.0M
FCF Margin
RSSS
RSSS
UBFO
UBFO
Q4 25
11.7%
146.0%
Q3 25
8.8%
43.7%
Q2 25
64.3%
Q1 25
22.8%
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
16.0%
15.5%
Q1 24
16.6%
54.8%
Capex Intensity
RSSS
RSSS
UBFO
UBFO
Q4 25
0.1%
16.8%
Q3 25
0.1%
6.0%
Q2 25
4.6%
Q1 25
0.0%
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
0.1%
2.2%
Q1 24
0.0%
3.6%
Cash Conversion
RSSS
RSSS
UBFO
UBFO
Q4 25
2.53×
6.46×
Q3 25
1.48×
1.73×
Q2 25
0.96×
4.01×
Q1 25
13.36×
1.13×
Q4 24
7.87×
Q3 24
1.26×
1.40×
Q2 24
0.54×
Q1 24
26.43×
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RSSS
RSSS

Transactions$6.6M56%
Platforms$5.2M44%

UBFO
UBFO

Segment breakdown not available.

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