vs
Side-by-side financial comparison of Rumble Inc. (RUM) and Velocity Financial, Inc. (VEL). Click either name above to swap in a different company.
Velocity Financial, Inc. is the larger business by last-quarter revenue ($51.6M vs $27.1M, roughly 1.9× Rumble Inc.). Velocity Financial, Inc. runs the higher net margin — 67.3% vs -120.8%, a 188.1% gap on every dollar of revenue. On growth, Velocity Financial, Inc. posted the faster year-over-year revenue change (32.8% vs -10.5%). Velocity Financial, Inc. produced more free cash flow last quarter ($17.9M vs $-31.7M). Over the past eight quarters, Velocity Financial, Inc.'s revenue compounded faster (32.3% CAGR vs 15.2%).
Rumble is a Canadian-American online video platform, web hosting, and cloud services business headquartered in Toronto, Canada, with its U.S. headquarters in Longboat Key, Florida. It was founded in 2013 by Chris Pavlovski, a Canadian technology entrepreneur. Rumble's cloud services business hosts Truth Social, and the video platform is popular among American conservative and far-right users. Rumble has been described as "alt-tech".
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
RUM vs VEL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $27.1M | $51.6M |
| Net Profit | $-32.7M | $34.8M |
| Gross Margin | 5.5% | — |
| Operating Margin | -131.1% | 97.0% |
| Net Margin | -120.8% | 67.3% |
| Revenue YoY | -10.5% | 32.8% |
| Net Profit YoY | 86.2% | 67.0% |
| EPS (diluted) | $-0.13 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $27.1M | $51.6M | ||
| Q3 25 | $24.8M | $49.1M | ||
| Q2 25 | — | $47.6M | ||
| Q1 25 | $23.7M | $37.5M | ||
| Q4 24 | $30.2M | $38.9M | ||
| Q3 24 | $25.1M | $35.1M | ||
| Q2 24 | $22.5M | $32.4M | ||
| Q1 24 | $17.7M | $29.5M |
| Q4 25 | $-32.7M | $34.8M | ||
| Q3 25 | $-16.3M | $25.4M | ||
| Q2 25 | — | $26.0M | ||
| Q1 25 | $-2.7M | $18.9M | ||
| Q4 24 | $-236.8M | $20.8M | ||
| Q3 24 | $-31.5M | $15.8M | ||
| Q2 24 | $-26.8M | $14.8M | ||
| Q1 24 | $-43.3M | $17.3M |
| Q4 25 | 5.5% | — | ||
| Q3 25 | -1.8% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | -26.7% | — | ||
| Q4 24 | -14.2% | — | ||
| Q3 24 | -45.4% | — | ||
| Q2 24 | -58.8% | — | ||
| Q1 24 | -79.5% | — |
| Q4 25 | -131.1% | 97.0% | ||
| Q3 25 | -113.6% | 72.1% | ||
| Q2 25 | — | 71.3% | ||
| Q1 25 | -153.5% | 71.7% | ||
| Q4 24 | -80.1% | 82.5% | ||
| Q3 24 | -131.0% | 60.6% | ||
| Q2 24 | -172.7% | 61.3% | ||
| Q1 24 | -197.4% | 78.8% |
| Q4 25 | -120.8% | 67.3% | ||
| Q3 25 | -65.7% | 51.7% | ||
| Q2 25 | — | 54.6% | ||
| Q1 25 | -11.2% | 50.4% | ||
| Q4 24 | -783.2% | 53.5% | ||
| Q3 24 | -125.9% | 45.1% | ||
| Q2 24 | -119.2% | 45.6% | ||
| Q1 24 | -244.1% | 58.5% |
| Q4 25 | $-0.13 | $0.90 | ||
| Q3 25 | $-0.06 | $0.65 | ||
| Q2 25 | — | $0.69 | ||
| Q1 25 | $-0.01 | $0.51 | ||
| Q4 24 | $-1.17 | $0.56 | ||
| Q3 24 | $-0.15 | $0.44 | ||
| Q2 24 | $-0.13 | $0.42 | ||
| Q1 24 | $-0.21 | $0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $237.9M | $92.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $274.8M | $672.5M |
| Total Assets | $336.8M | $7.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $237.9M | $92.1M | ||
| Q3 25 | $269.8M | $99.0M | ||
| Q2 25 | — | $79.6M | ||
| Q1 25 | $301.3M | $51.7M | ||
| Q4 24 | $114.0M | $49.9M | ||
| Q3 24 | $132.0M | $44.1M | ||
| Q2 24 | $154.2M | $47.4M | ||
| Q1 24 | $183.8M | $34.8M |
| Q4 25 | $274.8M | $672.5M | ||
| Q3 25 | $302.2M | $634.3M | ||
| Q2 25 | — | $597.9M | ||
| Q1 25 | $339.6M | $563.2M | ||
| Q4 24 | $-63.1M | $516.9M | ||
| Q3 24 | $166.1M | $484.6M | ||
| Q2 24 | $192.7M | $471.3M | ||
| Q1 24 | $210.7M | $452.9M |
| Q4 25 | $336.8M | $7.4B | ||
| Q3 25 | $367.2M | $7.0B | ||
| Q2 25 | — | $6.5B | ||
| Q1 25 | $391.1M | $6.0B | ||
| Q4 24 | $195.3M | $5.5B | ||
| Q3 24 | $217.2M | $5.2B | ||
| Q2 24 | $243.2M | $4.9B | ||
| Q1 24 | $263.0M | $4.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $-29.4M | $18.2M |
| Free Cash FlowOCF − Capex | $-31.7M | $17.9M |
| FCF MarginFCF / Revenue | -117.2% | 34.6% |
| Capex IntensityCapex / Revenue | 8.5% | 0.5% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $-70.8M | $40.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-29.4M | $18.2M | ||
| Q3 25 | $-10.6M | $11.5M | ||
| Q2 25 | — | $7.7M | ||
| Q1 25 | $-14.5M | $3.5M | ||
| Q4 24 | $-12.4M | $37.8M | ||
| Q3 24 | $-19.1M | $-17.6M | ||
| Q2 24 | $-21.7M | $11.5M | ||
| Q1 24 | $-33.9M | $10.6M |
| Q4 25 | $-31.7M | $17.9M | ||
| Q3 25 | $-12.0M | $11.4M | ||
| Q2 25 | — | $7.6M | ||
| Q1 25 | $-14.6M | $3.5M | ||
| Q4 24 | $-12.4M | $37.5M | ||
| Q3 24 | $-19.9M | $-17.6M | ||
| Q2 24 | $-23.1M | $11.4M | ||
| Q1 24 | $-34.3M | $10.5M |
| Q4 25 | -117.2% | 34.6% | ||
| Q3 25 | -48.6% | 23.2% | ||
| Q2 25 | — | 15.9% | ||
| Q1 25 | -61.7% | 9.2% | ||
| Q4 24 | -40.9% | 96.4% | ||
| Q3 24 | -79.5% | -50.3% | ||
| Q2 24 | -102.8% | 35.1% | ||
| Q1 24 | -193.3% | 35.8% |
| Q4 25 | 8.5% | 0.5% | ||
| Q3 25 | 5.7% | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | 0.6% | 0.2% | ||
| Q4 24 | 0.1% | 0.7% | ||
| Q3 24 | 3.4% | 0.2% | ||
| Q2 24 | 6.1% | 0.3% | ||
| Q1 24 | 2.4% | 0.1% |
| Q4 25 | — | 0.52× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 1.81× | ||
| Q3 24 | — | -1.11× | ||
| Q2 24 | — | 0.78× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |