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Side-by-side financial comparison of RIVERVIEW BANCORP INC (RVSB) and Simulations Plus, Inc. (SLP). Click either name above to swap in a different company.

Simulations Plus, Inc. is the larger business by last-quarter revenue ($18.4M vs $14.0M, roughly 1.3× RIVERVIEW BANCORP INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs 3.7%, a 6.1% gap on every dollar of revenue. On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs -2.7%). Over the past eight quarters, RIVERVIEW BANCORP INC's revenue compounded faster (24.6% CAGR vs 0.3%).

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

Simulations Plus, Inc. develops absorption, distribution, metabolism, excretion, and toxicity (ADMET) modeling and simulation software for the pharmaceutical and biotechnology, industrial chemicals, cosmetics, food ingredients, and herbicide industries. In September 2014, the company acquired Cognigen Corporation, a provider of clinical trial data analysis and consulting services.

RVSB vs SLP — Head-to-Head

Bigger by revenue
SLP
SLP
1.3× larger
SLP
$18.4M
$14.0M
RVSB
Growing faster (revenue YoY)
RVSB
RVSB
+13.0% gap
RVSB
10.4%
-2.7%
SLP
Higher net margin
RVSB
RVSB
6.1% more per $
RVSB
9.8%
3.7%
SLP
Faster 2-yr revenue CAGR
RVSB
RVSB
Annualised
RVSB
24.6%
0.3%
SLP

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
RVSB
RVSB
SLP
SLP
Revenue
$14.0M
$18.4M
Net Profit
$1.4M
$676.0K
Gross Margin
59.1%
Operating Margin
12.4%
3.9%
Net Margin
9.8%
3.7%
Revenue YoY
10.4%
-2.7%
Net Profit YoY
11.8%
228.2%
EPS (diluted)
$0.07
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RVSB
RVSB
SLP
SLP
Q4 25
$14.0M
$18.4M
Q3 25
$13.6M
$17.5M
Q2 25
$13.3M
$20.4M
Q1 25
$12.9M
$22.4M
Q4 24
$12.7M
$18.9M
Q3 24
$12.8M
$18.7M
Q2 24
$12.2M
$18.5M
Q1 24
$9.0M
$18.3M
Net Profit
RVSB
RVSB
SLP
SLP
Q4 25
$1.4M
$676.0K
Q3 25
$1.1M
$-681.0K
Q2 25
$1.2M
$-67.3M
Q1 25
$1.1M
$3.1M
Q4 24
$1.2M
$206.0K
Q3 24
$1.6M
$843.0K
Q2 24
$966.0K
$3.1M
Q1 24
$-3.0M
$4.0M
Gross Margin
RVSB
RVSB
SLP
SLP
Q4 25
59.1%
Q3 25
56.4%
Q2 25
64.0%
Q1 25
58.5%
Q4 24
54.0%
Q3 24
36.6%
Q2 24
71.5%
Q1 24
72.2%
Operating Margin
RVSB
RVSB
SLP
SLP
Q4 25
12.4%
3.9%
Q3 25
10.2%
3.8%
Q2 25
11.7%
-364.5%
Q1 25
11.3%
12.1%
Q4 24
12.4%
0.7%
Q3 24
15.5%
-6.2%
Q2 24
10.0%
10.1%
Q1 24
-47.5%
24.3%
Net Margin
RVSB
RVSB
SLP
SLP
Q4 25
9.8%
3.7%
Q3 25
8.1%
-3.9%
Q2 25
9.2%
-330.6%
Q1 25
8.9%
13.7%
Q4 24
9.7%
1.1%
Q3 24
12.2%
4.5%
Q2 24
7.9%
16.9%
Q1 24
-34.7%
22.0%
EPS (diluted)
RVSB
RVSB
SLP
SLP
Q4 25
$0.07
$0.03
Q3 25
$0.05
$-0.03
Q2 25
$0.06
$-3.35
Q1 25
$0.05
$0.15
Q4 24
$0.06
$0.01
Q3 24
$0.07
$0.04
Q2 24
$0.05
$0.15
Q1 24
$-0.14
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RVSB
RVSB
SLP
SLP
Cash + ST InvestmentsLiquidity on hand
$28.6M
$35.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$164.2M
$127.1M
Total Assets
$1.5B
$137.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RVSB
RVSB
SLP
SLP
Q4 25
$28.6M
$35.7M
Q3 25
$32.8M
$32.4M
Q2 25
$34.2M
$28.4M
Q1 25
$29.4M
$21.4M
Q4 24
$25.3M
$18.2M
Q3 24
$31.0M
$20.3M
Q2 24
$27.8M
$119.0M
Q1 24
$23.6M
$108.5M
Stockholders' Equity
RVSB
RVSB
SLP
SLP
Q4 25
$164.2M
$127.1M
Q3 25
$163.5M
$124.8M
Q2 25
$162.0M
$123.8M
Q1 25
$160.0M
$189.5M
Q4 24
$158.3M
$184.7M
Q3 24
$160.8M
$182.4M
Q2 24
$155.9M
$180.9M
Q1 24
$155.6M
$177.0M
Total Assets
RVSB
RVSB
SLP
SLP
Q4 25
$1.5B
$137.8M
Q3 25
$1.5B
$131.9M
Q2 25
$1.5B
$134.4M
Q1 25
$1.5B
$201.4M
Q4 24
$1.5B
$196.9M
Q3 24
$1.5B
$196.6M
Q2 24
$1.5B
$192.7M
Q1 24
$1.5B
$194.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RVSB
RVSB
SLP
SLP
Operating Cash FlowLast quarter
$-506.0K
$4.2M
Free Cash FlowOCF − Capex
$-736.0K
FCF MarginFCF / Revenue
-5.2%
Capex IntensityCapex / Revenue
1.6%
0.0%
Cash ConversionOCF / Net Profit
-0.37×
6.26×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RVSB
RVSB
SLP
SLP
Q4 25
$-506.0K
$4.2M
Q3 25
$16.8M
$5.6M
Q2 25
$-697.0K
$8.1M
Q1 25
$8.3M
$5.7M
Q4 24
$2.2M
$-1.3M
Q3 24
$764.0K
$1.7M
Q2 24
$5.4M
$5.7M
Q1 24
$12.8M
$5.8M
Free Cash Flow
RVSB
RVSB
SLP
SLP
Q4 25
$-736.0K
Q3 25
$16.4M
$5.3M
Q2 25
$-773.0K
$7.8M
Q1 25
$5.6M
$5.6M
Q4 24
$1.9M
$-1.4M
Q3 24
$-1.4M
$1.6M
Q2 24
$5.3M
$5.6M
Q1 24
$7.1M
$5.4M
FCF Margin
RVSB
RVSB
SLP
SLP
Q4 25
-5.2%
Q3 25
120.1%
30.5%
Q2 25
-5.8%
38.5%
Q1 25
43.1%
25.0%
Q4 24
15.0%
-7.2%
Q3 24
-11.3%
8.8%
Q2 24
43.7%
30.0%
Q1 24
79.0%
29.4%
Capex Intensity
RVSB
RVSB
SLP
SLP
Q4 25
1.6%
0.0%
Q3 25
2.9%
1.5%
Q2 25
0.6%
1.5%
Q1 25
21.0%
0.3%
Q4 24
2.4%
0.5%
Q3 24
17.3%
0.1%
Q2 24
0.9%
0.6%
Q1 24
62.0%
2.4%
Cash Conversion
RVSB
RVSB
SLP
SLP
Q4 25
-0.37×
6.26×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
1.84×
Q4 24
1.79×
-6.18×
Q3 24
0.49×
1.97×
Q2 24
5.63×
1.81×
Q1 24
1.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RVSB
RVSB

Segment breakdown not available.

SLP
SLP

Services Segment$9.5M52%
Development$7.2M39%
Discovery$1.3M7%

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