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Side-by-side financial comparison of SAIA INC (SAIA) and StoneX Group Inc. (SNEX). Click either name above to swap in a different company.

StoneX Group Inc. is the larger business by last-quarter revenue ($1.2B vs $790.0M, roughly 1.5× SAIA INC). StoneX Group Inc. runs the higher net margin — 11.6% vs 6.0%, a 5.6% gap on every dollar of revenue. On growth, StoneX Group Inc. posted the faster year-over-year revenue change (81.0% vs 0.1%). SAIA INC produced more free cash flow last quarter ($37.5M vs $-1.3B). Over the past eight quarters, StoneX Group Inc.'s revenue compounded faster (53.5% CAGR vs 2.3%).

Saia is an American less than truckload (LTL) trucking company that originated in Houma, Louisiana, in 1924. With original operation occurring in Louisiana and Texas for the first fifty years, expansion came after 1980 when coverage began reaching into more states in the South. Further expansion happened through mergers with other companies, which allowed Saia to provide service for thirty six states. Saia ranks in the top ten of LTL carriers in the United States, with revenues of over $1.8 b...

StoneX Group Inc. is an American financial services company. The company operates in six areas: commercial hedging, global payments, securities, physical commodities, foreign exchange and clearing and execution services (CES).

SAIA vs SNEX — Head-to-Head

Bigger by revenue
SNEX
SNEX
1.5× larger
SNEX
$1.2B
$790.0M
SAIA
Growing faster (revenue YoY)
SNEX
SNEX
+80.9% gap
SNEX
81.0%
0.1%
SAIA
Higher net margin
SNEX
SNEX
5.6% more per $
SNEX
11.6%
6.0%
SAIA
More free cash flow
SAIA
SAIA
$1.3B more FCF
SAIA
$37.5M
$-1.3B
SNEX
Faster 2-yr revenue CAGR
SNEX
SNEX
Annualised
SNEX
53.5%
2.3%
SAIA

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SAIA
SAIA
SNEX
SNEX
Revenue
$790.0M
$1.2B
Net Profit
$47.5M
$139.0M
Gross Margin
Operating Margin
8.1%
15.4%
Net Margin
6.0%
11.6%
Revenue YoY
0.1%
81.0%
Net Profit YoY
-37.6%
63.3%
EPS (diluted)
$1.77
$2.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SAIA
SAIA
SNEX
SNEX
Q4 25
$790.0M
$1.2B
Q3 25
$839.6M
$32.7B
Q2 25
$817.1M
$851.2M
Q1 25
$787.6M
$820.4M
Q4 24
$789.0M
$663.1M
Q3 24
$842.1M
$31.1B
Q2 24
$823.2M
$571.8M
Q1 24
$754.8M
$509.2M
Net Profit
SAIA
SAIA
SNEX
SNEX
Q4 25
$47.5M
$139.0M
Q3 25
$86.3M
$85.7M
Q2 25
$71.4M
$63.4M
Q1 25
$49.8M
$71.7M
Q4 24
$76.1M
$85.1M
Q3 24
$92.7M
$76.7M
Q2 24
$102.5M
$61.9M
Q1 24
$90.7M
$53.1M
Gross Margin
SAIA
SAIA
SNEX
SNEX
Q4 25
Q3 25
3.7%
Q2 25
Q1 25
Q4 24
Q3 24
3.0%
Q2 24
Q1 24
Operating Margin
SAIA
SAIA
SNEX
SNEX
Q4 25
8.1%
15.4%
Q3 25
14.1%
0.3%
Q2 25
12.2%
-1.3%
Q1 25
8.9%
-1.0%
Q4 24
12.9%
-3.2%
Q3 24
14.9%
-0.0%
Q2 24
16.7%
-4.7%
Q1 24
15.6%
-2.5%
Net Margin
SAIA
SAIA
SNEX
SNEX
Q4 25
6.0%
11.6%
Q3 25
10.3%
0.3%
Q2 25
8.7%
7.4%
Q1 25
6.3%
8.7%
Q4 24
9.6%
12.8%
Q3 24
11.0%
0.2%
Q2 24
12.5%
10.8%
Q1 24
12.0%
10.4%
EPS (diluted)
SAIA
SAIA
SNEX
SNEX
Q4 25
$1.77
$2.50
Q3 25
$3.22
$0.72
Q2 25
$2.67
$1.22
Q1 25
$1.86
$1.41
Q4 24
$2.84
$1.69
Q3 24
$3.46
$2.32
Q2 24
$3.83
$1.25
Q1 24
$3.38
$1.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SAIA
SAIA
SNEX
SNEX
Cash + ST InvestmentsLiquidity on hand
$19.7M
$1.6B
Total DebtLower is stronger
$163.0M
Stockholders' EquityBook value
$2.6B
$2.5B
Total Assets
$3.5B
$47.8B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SAIA
SAIA
SNEX
SNEX
Q4 25
$19.7M
$1.6B
Q3 25
$35.5M
$1.6B
Q2 25
$18.8M
$1.3B
Q1 25
$16.5M
$1.3B
Q4 24
$19.5M
$1.4B
Q3 24
$14.4M
$1.3B
Q2 24
$11.2M
$1.2B
Q1 24
$12.3M
$1.3B
Total Debt
SAIA
SAIA
SNEX
SNEX
Q4 25
$163.0M
Q3 25
$218.0M
Q2 25
$307.1M
Q1 25
$291.8M
Q4 24
$195.0M
Q3 24
$184.2M
Q2 24
$169.1M
Q1 24
$76.6M
Stockholders' Equity
SAIA
SAIA
SNEX
SNEX
Q4 25
$2.6B
$2.5B
Q3 25
$2.5B
$2.4B
Q2 25
$2.4B
$2.0B
Q1 25
$2.4B
$1.9B
Q4 24
$2.3B
$1.8B
Q3 24
$2.2B
$1.7B
Q2 24
$2.1B
$1.6B
Q1 24
$2.0B
$1.5B
Total Assets
SAIA
SAIA
SNEX
SNEX
Q4 25
$3.5B
$47.8B
Q3 25
$3.5B
$45.3B
Q2 25
$3.5B
$34.3B
Q1 25
$3.4B
$31.3B
Q4 24
$3.2B
$29.6B
Q3 24
$3.1B
$27.5B
Q2 24
$3.0B
$25.9B
Q1 24
$2.8B
$25.7B
Debt / Equity
SAIA
SAIA
SNEX
SNEX
Q4 25
0.06×
Q3 25
0.09×
Q2 25
0.13×
Q1 25
0.12×
Q4 24
0.08×
Q3 24
0.08×
Q2 24
0.08×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SAIA
SAIA
SNEX
SNEX
Operating Cash FlowLast quarter
$137.3M
$-1.3B
Free Cash FlowOCF − Capex
$37.5M
$-1.3B
FCF MarginFCF / Revenue
4.7%
-106.4%
Capex IntensityCapex / Revenue
12.6%
1.3%
Cash ConversionOCF / Net Profit
2.89×
-9.08×
TTM Free Cash FlowTrailing 4 quarters
$27.3M
$3.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SAIA
SAIA
SNEX
SNEX
Q4 25
$137.3M
$-1.3B
Q3 25
$177.8M
$3.5B
Q2 25
$170.7M
$1.5B
Q1 25
$109.1M
$-154.5M
Q4 24
$164.7M
$-477.8M
Q3 24
$181.7M
$192.6M
Q2 24
$130.8M
$-622.1M
Q1 24
$106.5M
$784.0M
Free Cash Flow
SAIA
SAIA
SNEX
SNEX
Q4 25
$37.5M
$-1.3B
Q3 25
$87.6M
$3.5B
Q2 25
$-3.9M
$1.5B
Q1 25
$-93.8M
$-169.8M
Q4 24
$-3.5M
$-491.4M
Q3 24
$-11.7M
$175.9M
Q2 24
$-94.0M
$-640.5M
Q1 24
$-350.7M
$766.6M
FCF Margin
SAIA
SAIA
SNEX
SNEX
Q4 25
4.7%
-106.4%
Q3 25
10.4%
10.7%
Q2 25
-0.5%
173.3%
Q1 25
-11.9%
-20.7%
Q4 24
-0.4%
-74.1%
Q3 24
-1.4%
0.6%
Q2 24
-11.4%
-112.0%
Q1 24
-46.5%
150.5%
Capex Intensity
SAIA
SAIA
SNEX
SNEX
Q4 25
12.6%
1.3%
Q3 25
10.8%
0.1%
Q2 25
21.4%
1.9%
Q1 25
25.8%
1.9%
Q4 24
21.3%
2.1%
Q3 24
23.0%
0.1%
Q2 24
27.3%
3.2%
Q1 24
60.6%
3.4%
Cash Conversion
SAIA
SAIA
SNEX
SNEX
Q4 25
2.89×
-9.08×
Q3 25
2.06×
41.18×
Q2 25
2.39×
23.52×
Q1 25
2.19×
-2.15×
Q4 24
2.16×
-5.61×
Q3 24
1.96×
2.51×
Q2 24
1.28×
-10.05×
Q1 24
1.17×
14.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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