vs
Side-by-side financial comparison of Silvercrest Asset Management Group Inc. (SAMG) and Exzeo Group, Inc. (XZO). Click either name above to swap in a different company.
Exzeo Group, Inc. is the larger business by last-quarter revenue ($55.5M vs $32.0M, roughly 1.7× Silvercrest Asset Management Group Inc.). Exzeo Group, Inc. runs the higher net margin — 36.7% vs -0.4%, a 37.1% gap on every dollar of revenue. On growth, Exzeo Group, Inc. posted the faster year-over-year revenue change (6.0% vs -0.0%). Exzeo Group, Inc. produced more free cash flow last quarter ($25.1M vs $15.0M).
Exzeo Group, Inc. is a global technology firm specializing in cloud-native SaaS solutions for the insurance industry. Its core product portfolio includes claims processing platforms, policy administration tools, and underwriting automation systems, serving insurance carriers, third-party administrators, and independent adjusters across North America and European markets.
SAMG vs XZO — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $32.0M | $55.5M |
| Net Profit | $-120.0K | $20.4M |
| Gross Margin | — | 59.0% |
| Operating Margin | -2.8% | 45.2% |
| Net Margin | -0.4% | 36.7% |
| Revenue YoY | -0.0% | 6.0% |
| Net Profit YoY | -107.4% | 13.7% |
| EPS (diluted) | $0.02 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $55.5M | ||
| Q4 25 | $32.0M | $53.3M | ||
| Q3 25 | $31.3M | $55.2M | ||
| Q2 25 | $30.7M | — | ||
| Q1 25 | $31.4M | — | ||
| Q4 24 | $32.0M | — | ||
| Q3 24 | $30.4M | — | ||
| Q2 24 | $31.0M | — |
| Q1 26 | — | $20.4M | ||
| Q4 25 | $-120.0K | $22.0M | ||
| Q3 25 | $618.0K | $21.2M | ||
| Q2 25 | $1.9M | — | ||
| Q1 25 | $2.5M | — | ||
| Q4 24 | $1.6M | — | ||
| Q3 24 | $2.3M | — | ||
| Q2 24 | $2.7M | — |
| Q1 26 | — | 59.0% | ||
| Q4 25 | — | 65.4% | ||
| Q3 25 | — | 61.2% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | 45.2% | ||
| Q4 25 | -2.8% | 50.3% | ||
| Q3 25 | 4.3% | 49.4% | ||
| Q2 25 | 13.2% | — | ||
| Q1 25 | 15.4% | — | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 14.6% | — | ||
| Q2 24 | 17.1% | — |
| Q1 26 | — | 36.7% | ||
| Q4 25 | -0.4% | 41.2% | ||
| Q3 25 | 2.0% | 38.3% | ||
| Q2 25 | 6.3% | — | ||
| Q1 25 | 7.9% | — | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 7.4% | — | ||
| Q2 24 | 8.6% | — |
| Q1 26 | — | $0.22 | ||
| Q4 25 | $0.02 | $0.25 | ||
| Q3 25 | $0.07 | $0.25 | ||
| Q2 25 | $0.21 | — | ||
| Q1 25 | $0.26 | — | ||
| Q4 24 | $0.16 | — | ||
| Q3 24 | $0.24 | — | ||
| Q2 24 | $0.28 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $44.1M | $231.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $50.3M | $274.9M |
| Total Assets | $166.6M | $379.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $231.4M | ||
| Q4 25 | $44.1M | $305.4M | ||
| Q3 25 | $36.1M | $140.9M | ||
| Q2 25 | $30.0M | — | ||
| Q1 25 | $36.3M | — | ||
| Q4 24 | $68.6M | — | ||
| Q3 24 | $58.1M | — | ||
| Q2 24 | $49.9M | — |
| Q1 26 | — | $274.9M | ||
| Q4 25 | $50.3M | $254.2M | ||
| Q3 25 | $58.9M | $78.4M | ||
| Q2 25 | $64.6M | — | ||
| Q1 25 | $80.0M | — | ||
| Q4 24 | $80.7M | — | ||
| Q3 24 | $84.6M | — | ||
| Q2 24 | $85.3M | — |
| Q1 26 | — | $379.8M | ||
| Q4 25 | $166.6M | $347.7M | ||
| Q3 25 | $157.6M | $182.3M | ||
| Q2 25 | $152.7M | — | ||
| Q1 25 | $159.9M | — | ||
| Q4 24 | $194.4M | — | ||
| Q3 24 | $184.2M | — | ||
| Q2 24 | $177.6M | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.6M | — |
| Free Cash FlowOCF − Capex | $15.0M | $25.1M |
| FCF MarginFCF / Revenue | 46.9% | 45.3% |
| Capex IntensityCapex / Revenue | 11.4% | 0.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $17.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $18.6M | — | ||
| Q3 25 | $14.6M | $89.0M | ||
| Q2 25 | $13.8M | — | ||
| Q1 25 | $-24.7M | — | ||
| Q4 24 | $21.6M | — | ||
| Q3 24 | $13.3M | — | ||
| Q2 24 | $16.0M | — |
| Q1 26 | — | $25.1M | ||
| Q4 25 | $15.0M | $97.5M | ||
| Q3 25 | $13.8M | $86.6M | ||
| Q2 25 | $13.4M | — | ||
| Q1 25 | $-25.1M | — | ||
| Q4 24 | $19.9M | — | ||
| Q3 24 | $12.9M | — | ||
| Q2 24 | $15.6M | — |
| Q1 26 | — | 45.3% | ||
| Q4 25 | 46.9% | 182.8% | ||
| Q3 25 | 44.1% | 156.9% | ||
| Q2 25 | 43.6% | — | ||
| Q1 25 | -80.0% | — | ||
| Q4 24 | 62.2% | — | ||
| Q3 24 | 42.4% | — | ||
| Q2 24 | 50.4% | — |
| Q1 26 | — | 0.6% | ||
| Q4 25 | 11.4% | 5.3% | ||
| Q3 25 | 2.6% | 4.4% | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | 1.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 23.62× | 4.21× | ||
| Q2 25 | 7.22× | — | ||
| Q1 25 | -10.01× | — | ||
| Q4 24 | 13.34× | — | ||
| Q3 24 | 5.90× | — | ||
| Q2 24 | 6.00× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SAMG
| Investment Advisory Management And Administrative Service | $30.7M | 96% |
| Tax And Family Office Services | $1.2M | 4% |
XZO
Segment breakdown not available.
