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Side-by-side financial comparison of SANDRIDGE ENERGY INC (SD) and SOUTH PLAINS FINANCIAL, INC. (SPFI). Click either name above to swap in a different company.

SOUTH PLAINS FINANCIAL, INC. is the larger business by last-quarter revenue ($54.1M vs $39.4M, roughly 1.4× SANDRIDGE ENERGY INC). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 26.9%, a 28.1% gap on every dollar of revenue. Over the past eight quarters, SANDRIDGE ENERGY INC's revenue compounded faster (14.1% CAGR vs 5.6%).

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

SD vs SPFI — Head-to-Head

Bigger by revenue
SPFI
SPFI
1.4× larger
SPFI
$54.1M
$39.4M
SD
Higher net margin
SD
SD
28.1% more per $
SD
54.9%
26.9%
SPFI
Faster 2-yr revenue CAGR
SD
SD
Annualised
SD
14.1%
5.6%
SPFI

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SD
SD
SPFI
SPFI
Revenue
$39.4M
$54.1M
Net Profit
$21.6M
$14.5M
Gross Margin
Operating Margin
38.5%
Net Margin
54.9%
26.9%
Revenue YoY
1.1%
Net Profit YoY
23.1%
18.3%
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SD
SD
SPFI
SPFI
Q1 26
$54.1M
Q4 25
$39.4M
$53.9M
Q3 25
$39.8M
$54.2M
Q2 25
$34.5M
$54.7M
Q1 25
$42.6M
$49.2M
Q4 24
$39.0M
$51.9M
Q3 24
$30.1M
$47.9M
Q2 24
$26.0M
$48.6M
Net Profit
SD
SD
SPFI
SPFI
Q1 26
$14.5M
Q4 25
$21.6M
Q3 25
$16.0M
$16.3M
Q2 25
$19.6M
$14.6M
Q1 25
$13.0M
$12.3M
Q4 24
$17.6M
Q3 24
$25.5M
$11.2M
Q2 24
$8.8M
$11.1M
Operating Margin
SD
SD
SPFI
SPFI
Q1 26
Q4 25
38.5%
35.4%
Q3 25
37.8%
38.1%
Q2 25
53.7%
34.1%
Q1 25
28.6%
31.9%
Q4 24
25.9%
39.9%
Q3 24
28.3%
29.8%
Q2 24
23.9%
29.3%
Net Margin
SD
SD
SPFI
SPFI
Q1 26
26.9%
Q4 25
54.9%
Q3 25
40.1%
30.1%
Q2 25
56.6%
26.7%
Q1 25
30.6%
25.0%
Q4 24
45.1%
Q3 24
84.8%
23.4%
Q2 24
33.9%
22.9%
EPS (diluted)
SD
SD
SPFI
SPFI
Q1 26
Q4 25
$0.59
$0.90
Q3 25
$0.43
$0.96
Q2 25
$0.53
$0.86
Q1 25
$0.35
$0.72
Q4 24
$0.46
$0.96
Q3 24
$0.69
$0.66
Q2 24
$0.24
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SD
SD
SPFI
SPFI
Cash + ST InvestmentsLiquidity on hand
$111.0M
$722.0M
Total DebtLower is stronger
$3.0K
Stockholders' EquityBook value
$510.9M
$504.9M
Total Assets
$644.0M
$4.6B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SD
SD
SPFI
SPFI
Q1 26
$722.0M
Q4 25
$111.0M
$552.4M
Q3 25
$101.2M
$635.0M
Q2 25
$102.8M
$470.5M
Q1 25
$99.7M
$536.3M
Q4 24
$98.1M
$359.1M
Q3 24
$92.7M
$471.2M
Q2 24
$209.9M
$298.0M
Total Debt
SD
SD
SPFI
SPFI
Q1 26
$3.0K
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
SD
SD
SPFI
SPFI
Q1 26
$504.9M
Q4 25
$510.9M
$493.8M
Q3 25
$492.4M
$477.8M
Q2 25
$480.2M
$454.1M
Q1 25
$464.9M
$443.7M
Q4 24
$460.5M
$438.9M
Q3 24
$446.8M
$443.1M
Q2 24
$424.8M
$418.0M
Total Assets
SD
SD
SPFI
SPFI
Q1 26
$4.6B
Q4 25
$644.0M
$4.5B
Q3 25
$619.0M
$4.5B
Q2 25
$602.3M
$4.4B
Q1 25
$588.3M
$4.4B
Q4 24
$581.5M
$4.2B
Q3 24
$565.2M
$4.3B
Q2 24
$529.6M
$4.2B
Debt / Equity
SD
SD
SPFI
SPFI
Q1 26
0.00×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SD
SD
SPFI
SPFI
Operating Cash FlowLast quarter
$31.7M
Free Cash FlowOCF − Capex
$14.4M
FCF MarginFCF / Revenue
36.6%
Capex IntensityCapex / Revenue
43.8%
Cash ConversionOCF / Net Profit
1.46×
TTM Free Cash FlowTrailing 4 quarters
$41.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SD
SD
SPFI
SPFI
Q1 26
Q4 25
$31.7M
$77.5M
Q3 25
$25.3M
$24.2M
Q2 25
$22.9M
$14.7M
Q1 25
$20.3M
$26.1M
Q4 24
$26.0M
$59.4M
Q3 24
$20.8M
$17.9M
Q2 24
$11.4M
$18.2M
Free Cash Flow
SD
SD
SPFI
SPFI
Q1 26
Q4 25
$14.4M
$71.8M
Q3 25
$5.9M
$22.5M
Q2 25
$7.3M
$13.0M
Q1 25
$13.9M
$25.0M
Q4 24
$13.2M
$56.0M
Q3 24
$10.8M
$17.1M
Q2 24
$9.0M
$17.1M
FCF Margin
SD
SD
SPFI
SPFI
Q1 26
Q4 25
36.6%
133.3%
Q3 25
14.9%
41.5%
Q2 25
21.0%
23.8%
Q1 25
32.7%
50.8%
Q4 24
33.8%
108.0%
Q3 24
36.1%
35.7%
Q2 24
34.5%
35.2%
Capex Intensity
SD
SD
SPFI
SPFI
Q1 26
Q4 25
43.8%
10.5%
Q3 25
48.6%
3.2%
Q2 25
45.2%
3.2%
Q1 25
15.0%
2.3%
Q4 24
32.9%
6.5%
Q3 24
33.3%
1.6%
Q2 24
9.4%
2.2%
Cash Conversion
SD
SD
SPFI
SPFI
Q1 26
Q4 25
1.46×
Q3 25
1.58×
1.48×
Q2 25
1.17×
1.01×
Q1 25
1.56×
2.12×
Q4 24
1.48×
Q3 24
0.82×
1.59×
Q2 24
1.30×
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

SPFI
SPFI

Net Interest Income$42.9M79%
Noninterest Income$11.3M21%

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