vs

Side-by-side financial comparison of SANDRIDGE ENERGY INC (SD) and TWFG, Inc. (TWFG). Click either name above to swap in a different company.

TWFG, Inc. is the larger business by last-quarter revenue ($70.3M vs $39.4M, roughly 1.8× SANDRIDGE ENERGY INC). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 22.3%, a 32.6% gap on every dollar of revenue. TWFG, Inc. produced more free cash flow last quarter ($53.1M vs $14.4M).

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

TWFG, Inc. (The Woodlands Financial Group) is a U.S.-headquartered financial services firm specializing in insurance brokerage, wealth management, and financial planning. It mainly serves individual consumers, small business owners, and enterprise clients across North America, delivering tailored risk coverage solutions and personalized advisory support to help clients manage risk and meet their financial objectives.

SD vs TWFG — Head-to-Head

Bigger by revenue
TWFG
TWFG
1.8× larger
TWFG
$70.3M
$39.4M
SD
Higher net margin
SD
SD
32.6% more per $
SD
54.9%
22.3%
TWFG
More free cash flow
TWFG
TWFG
$38.7M more FCF
TWFG
$53.1M
$14.4M
SD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SD
SD
TWFG
TWFG
Revenue
$39.4M
$70.3M
Net Profit
$21.6M
$15.7M
Gross Margin
Operating Margin
38.5%
21.1%
Net Margin
54.9%
22.3%
Revenue YoY
1.1%
Net Profit YoY
23.1%
339.2%
EPS (diluted)
$0.59
$0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SD
SD
TWFG
TWFG
Q4 25
$39.4M
$70.3M
Q3 25
$39.8M
$64.1M
Q2 25
$34.5M
$60.3M
Q1 25
$42.6M
$53.8M
Q4 24
$39.0M
Q3 24
$30.1M
$52.9M
Q2 24
$26.0M
$53.0M
Q1 24
$30.3M
Net Profit
SD
SD
TWFG
TWFG
Q4 25
$21.6M
$15.7M
Q3 25
$16.0M
$1.7M
Q2 25
$19.6M
$2.0M
Q1 25
$13.0M
$1.3M
Q4 24
$17.6M
Q3 24
$25.5M
$1.2M
Q2 24
$8.8M
$0
Q1 24
$11.1M
Operating Margin
SD
SD
TWFG
TWFG
Q4 25
38.5%
21.1%
Q3 25
37.8%
14.1%
Q2 25
53.7%
12.2%
Q1 25
28.6%
10.6%
Q4 24
25.9%
Q3 24
28.3%
11.3%
Q2 24
23.9%
14.2%
Q1 24
27.8%
Net Margin
SD
SD
TWFG
TWFG
Q4 25
54.9%
22.3%
Q3 25
40.1%
2.7%
Q2 25
56.6%
3.2%
Q1 25
30.6%
2.5%
Q4 24
45.1%
Q3 24
84.8%
2.2%
Q2 24
33.9%
Q1 24
36.7%
EPS (diluted)
SD
SD
TWFG
TWFG
Q4 25
$0.59
$0.20
Q3 25
$0.43
$0.11
Q2 25
$0.53
$0.13
Q1 25
$0.35
$0.09
Q4 24
$0.46
Q3 24
$0.69
$0.08
Q2 24
$0.24
$10.49
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SD
SD
TWFG
TWFG
Cash + ST InvestmentsLiquidity on hand
$111.0M
$155.9M
Total DebtLower is stronger
$2.0M
Stockholders' EquityBook value
$510.9M
$83.4M
Total Assets
$644.0M
$372.3M
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SD
SD
TWFG
TWFG
Q4 25
$111.0M
$155.9M
Q3 25
$101.2M
$151.0M
Q2 25
$102.8M
$159.8M
Q1 25
$99.7M
$196.4M
Q4 24
$98.1M
Q3 24
$92.7M
$191.2M
Q2 24
$209.9M
$25.8M
Q1 24
$207.0M
Total Debt
SD
SD
TWFG
TWFG
Q4 25
$2.0M
Q3 25
$5.8M
Q2 25
$6.4M
Q1 25
$7.0M
Q4 24
Q3 24
$7.8M
Q2 24
$49.6M
Q1 24
Stockholders' Equity
SD
SD
TWFG
TWFG
Q4 25
$510.9M
$83.4M
Q3 25
$492.4M
$79.4M
Q2 25
$480.2M
$78.7M
Q1 25
$464.9M
$75.2M
Q4 24
$460.5M
Q3 24
$446.8M
$71.1M
Q2 24
$424.8M
Q1 24
$419.7M
Total Assets
SD
SD
TWFG
TWFG
Q4 25
$644.0M
$372.3M
Q3 25
$619.0M
$349.2M
Q2 25
$602.3M
$342.8M
Q1 25
$588.3M
$330.5M
Q4 24
$581.5M
Q3 24
$565.2M
$313.1M
Q2 24
$529.6M
$157.2M
Q1 24
$527.4M
Debt / Equity
SD
SD
TWFG
TWFG
Q4 25
0.02×
Q3 25
0.07×
Q2 25
0.08×
Q1 25
0.09×
Q4 24
Q3 24
0.11×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SD
SD
TWFG
TWFG
Operating Cash FlowLast quarter
$31.7M
$53.5M
Free Cash FlowOCF − Capex
$14.4M
$53.1M
FCF MarginFCF / Revenue
36.6%
75.6%
Capex IntensityCapex / Revenue
43.8%
0.5%
Cash ConversionOCF / Net Profit
1.46×
3.41×
TTM Free Cash FlowTrailing 4 quarters
$41.5M
$93.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SD
SD
TWFG
TWFG
Q4 25
$31.7M
$53.5M
Q3 25
$25.3M
$15.0M
Q2 25
$22.9M
$9.6M
Q1 25
$20.3M
$15.6M
Q4 24
$26.0M
Q3 24
$20.8M
$11.7M
Q2 24
$11.4M
$17.2M
Q1 24
$15.7M
Free Cash Flow
SD
SD
TWFG
TWFG
Q4 25
$14.4M
$53.1M
Q3 25
$5.9M
$14.9M
Q2 25
$7.3M
$9.6M
Q1 25
$13.9M
$15.6M
Q4 24
$13.2M
Q3 24
$10.8M
$11.5M
Q2 24
$9.0M
Q1 24
$14.6M
FCF Margin
SD
SD
TWFG
TWFG
Q4 25
36.6%
75.6%
Q3 25
14.9%
23.2%
Q2 25
21.0%
15.9%
Q1 25
32.7%
29.0%
Q4 24
33.8%
Q3 24
36.1%
21.7%
Q2 24
34.5%
Q1 24
48.1%
Capex Intensity
SD
SD
TWFG
TWFG
Q4 25
43.8%
0.5%
Q3 25
48.6%
0.1%
Q2 25
45.2%
0.1%
Q1 25
15.0%
0.0%
Q4 24
32.9%
Q3 24
33.3%
0.4%
Q2 24
9.4%
Q1 24
3.7%
Cash Conversion
SD
SD
TWFG
TWFG
Q4 25
1.46×
3.41×
Q3 25
1.58×
8.68×
Q2 25
1.17×
4.91×
Q1 25
1.56×
11.69×
Q4 24
1.48×
Q3 24
0.82×
10.16×
Q2 24
1.30×
Q1 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

TWFG
TWFG

Agency$39.9M57%
TWFGMGA$18.4M26%
Contingent Income$7.3M10%
Fee Income$3.2M5%
Policy Fees$1.1M2%

Related Comparisons