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Side-by-side financial comparison of SANDRIDGE ENERGY INC (SD) and Usio, Inc. (USIO). Click either name above to swap in a different company.

SANDRIDGE ENERGY INC is the larger business by last-quarter revenue ($39.4M vs $22.2M, roughly 1.8× Usio, Inc.). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs -6.7%, a 61.7% gap on every dollar of revenue. On growth, Usio, Inc. posted the faster year-over-year revenue change (8.2% vs 1.1%). SANDRIDGE ENERGY INC produced more free cash flow last quarter ($14.4M vs $1.1M). Over the past eight quarters, SANDRIDGE ENERGY INC's revenue compounded faster (14.1% CAGR vs 3.0%).

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

Usio, Inc. is an American financial technology company headquartered in San Antonio, Texas. It provides integrated electronic payment services, including ACH processing, credit card and debit card acceptance, payment facilitation for software platforms, prepaid card issuing and a document print and mail operation.

SD vs USIO — Head-to-Head

Bigger by revenue
SD
SD
1.8× larger
SD
$39.4M
$22.2M
USIO
Growing faster (revenue YoY)
USIO
USIO
+7.1% gap
USIO
8.2%
1.1%
SD
Higher net margin
SD
SD
61.7% more per $
SD
54.9%
-6.7%
USIO
More free cash flow
SD
SD
$13.4M more FCF
SD
$14.4M
$1.1M
USIO
Faster 2-yr revenue CAGR
SD
SD
Annualised
SD
14.1%
3.0%
USIO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SD
SD
USIO
USIO
Revenue
$39.4M
$22.2M
Net Profit
$21.6M
$-1.5M
Gross Margin
21.9%
Operating Margin
38.5%
-5.7%
Net Margin
54.9%
-6.7%
Revenue YoY
1.1%
8.2%
Net Profit YoY
23.1%
-337.8%
EPS (diluted)
$0.59
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SD
SD
USIO
USIO
Q4 25
$39.4M
$22.2M
Q3 25
$39.8M
$21.2M
Q2 25
$34.5M
$20.0M
Q1 25
$42.6M
$22.0M
Q4 24
$39.0M
$20.6M
Q3 24
$30.1M
$21.3M
Q2 24
$26.0M
$20.1M
Q1 24
$30.3M
$21.0M
Net Profit
SD
SD
USIO
USIO
Q4 25
$21.6M
$-1.5M
Q3 25
$16.0M
$-415.1K
Q2 25
$19.6M
$-366.7K
Q1 25
$13.0M
$-235.0K
Q4 24
$17.6M
$628.9K
Q3 24
$25.5M
$2.9M
Q2 24
$8.8M
$75.5K
Q1 24
$11.1M
$-250.2K
Gross Margin
SD
SD
USIO
USIO
Q4 25
21.9%
Q3 25
23.0%
Q2 25
25.8%
Q1 25
21.9%
Q4 24
24.6%
Q3 24
23.0%
Q2 24
23.9%
Q1 24
23.1%
Operating Margin
SD
SD
USIO
USIO
Q4 25
38.5%
-5.7%
Q3 25
37.8%
-2.2%
Q2 25
53.7%
-2.0%
Q1 25
28.6%
-1.1%
Q4 24
25.9%
-2.9%
Q3 24
28.3%
-1.8%
Q2 24
23.9%
-1.0%
Q1 24
27.8%
-1.3%
Net Margin
SD
SD
USIO
USIO
Q4 25
54.9%
-6.7%
Q3 25
40.1%
-2.0%
Q2 25
56.6%
-1.8%
Q1 25
30.6%
-1.1%
Q4 24
45.1%
3.1%
Q3 24
84.8%
13.4%
Q2 24
33.9%
0.4%
Q1 24
36.7%
-1.2%
EPS (diluted)
SD
SD
USIO
USIO
Q4 25
$0.59
$-0.05
Q3 25
$0.43
$-0.02
Q2 25
$0.53
$-0.01
Q1 25
$0.35
$-0.01
Q4 24
$0.46
$0.03
Q3 24
$0.69
$0.10
Q2 24
$0.24
$0.00
Q1 24
$0.30
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SD
SD
USIO
USIO
Cash + ST InvestmentsLiquidity on hand
$111.0M
$7.4M
Total DebtLower is stronger
$1.4M
Stockholders' EquityBook value
$510.9M
$17.9M
Total Assets
$644.0M
$134.9M
Debt / EquityLower = less leverage
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SD
SD
USIO
USIO
Q4 25
$111.0M
$7.4M
Q3 25
$101.2M
$7.7M
Q2 25
$102.8M
$8.1M
Q1 25
$99.7M
$8.7M
Q4 24
$98.1M
$8.1M
Q3 24
$92.7M
$8.4M
Q2 24
$209.9M
$7.2M
Q1 24
$207.0M
$7.1M
Total Debt
SD
SD
USIO
USIO
Q4 25
$1.4M
Q3 25
$836.7K
Q2 25
$647.1K
Q1 25
$683.3K
Q4 24
$719.4K
Q3 24
$562.9K
Q2 24
$597.2K
Q1 24
$630.9K
Stockholders' Equity
SD
SD
USIO
USIO
Q4 25
$510.9M
$17.9M
Q3 25
$492.4M
$18.7M
Q2 25
$480.2M
$18.7M
Q1 25
$464.9M
$19.0M
Q4 24
$460.5M
$19.2M
Q3 24
$446.8M
$18.9M
Q2 24
$424.8M
$15.7M
Q1 24
$419.7M
$15.3M
Total Assets
SD
SD
USIO
USIO
Q4 25
$644.0M
$134.9M
Q3 25
$619.0M
$99.4M
Q2 25
$602.3M
$108.4M
Q1 25
$588.3M
$109.6M
Q4 24
$581.5M
$107.2M
Q3 24
$565.2M
$114.6M
Q2 24
$529.6M
$108.8M
Q1 24
$527.4M
$99.1M
Debt / Equity
SD
SD
USIO
USIO
Q4 25
0.08×
Q3 25
0.04×
Q2 25
0.03×
Q1 25
0.04×
Q4 24
0.04×
Q3 24
0.03×
Q2 24
0.04×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SD
SD
USIO
USIO
Operating Cash FlowLast quarter
$31.7M
$1.5M
Free Cash FlowOCF − Capex
$14.4M
$1.1M
FCF MarginFCF / Revenue
36.6%
4.8%
Capex IntensityCapex / Revenue
43.8%
2.0%
Cash ConversionOCF / Net Profit
1.46×
TTM Free Cash FlowTrailing 4 quarters
$41.5M
$1.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SD
SD
USIO
USIO
Q4 25
$31.7M
$1.5M
Q3 25
$25.3M
$303.8K
Q2 25
$22.9M
$-263.9K
Q1 25
$20.3M
$1.4M
Q4 24
$26.0M
$2.9M
Q3 24
$20.8M
$1.4M
Q2 24
$11.4M
$369.1K
Q1 24
$15.7M
$88.7K
Free Cash Flow
SD
SD
USIO
USIO
Q4 25
$14.4M
$1.1M
Q3 25
$5.9M
$85.2K
Q2 25
$7.3M
$-503.2K
Q1 25
$13.9M
$1.1M
Q4 24
$13.2M
$2.7M
Q3 24
$10.8M
$1.4M
Q2 24
$9.0M
$246.3K
Q1 24
$14.6M
$-88.1K
FCF Margin
SD
SD
USIO
USIO
Q4 25
36.6%
4.8%
Q3 25
14.9%
0.4%
Q2 25
21.0%
-2.5%
Q1 25
32.7%
4.8%
Q4 24
33.8%
13.1%
Q3 24
36.1%
6.4%
Q2 24
34.5%
1.2%
Q1 24
48.1%
-0.4%
Capex Intensity
SD
SD
USIO
USIO
Q4 25
43.8%
2.0%
Q3 25
48.6%
1.0%
Q2 25
45.2%
1.2%
Q1 25
15.0%
1.4%
Q4 24
32.9%
1.0%
Q3 24
33.3%
0.3%
Q2 24
9.4%
0.6%
Q1 24
3.7%
0.8%
Cash Conversion
SD
SD
USIO
USIO
Q4 25
1.46×
Q3 25
1.58×
Q2 25
1.17×
Q1 25
1.56×
Q4 24
1.48×
4.61×
Q3 24
0.82×
0.50×
Q2 24
1.30×
4.89×
Q1 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

USIO
USIO

Credit Card Revenue$7.7M35%
ACH And Complementary Service Revenue$6.1M28%
Output Solutions$5.4M24%
Prepaid Card Services Revenue$2.6M12%

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