Usio, Inc.USIOEarnings & Financial Report
Nasdaq
Usio, Inc. is an American financial technology company headquartered in San Antonio, Texas. It provides integrated electronic payment services, including ACH processing, credit card and debit card acceptance, payment facilitation for software platforms, prepaid card issuing and a document print and mail operation.
USIO Q3 2025 Key Financial Metrics
Revenue
$21.2M
Gross Profit
$4.9M
Operating Profit
$-464.2K
Net Profit
$-415.1K
Gross Margin
23.0%
Operating Margin
-2.2%
Net Margin
-2.0%
YoY Growth
-0.7%
EPS
$-0.02
Financial Flow
Usio, Inc. Q3 2025 Financial Summary
Usio, Inc. reported revenue of $21.2M for Q3 2025, with a net profit of $-415.1K (-2.0% margin). Cost of goods sold was $16.3M, operating expenses totaled $5.3M.
Key Financial Metrics
| Total Revenue | $21.2M |
|---|---|
| Net Profit | $-415.1K |
| Gross Margin | 23.0% |
| Operating Margin | -2.2% |
| Report Period | Q3 2025 |
Usio, Inc. Annual Revenue by Year
Usio, Inc. annual revenue history includes year-by-year totals (for example, 2024 revenue was $82.9M).
| Year | Annual Revenue |
|---|---|
| 2024 | $82.9M |
| 2023 | $82.6M |
| 2022 | $69.4M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $19.4M | $20.3M | $20.1M | $21.3M | $21.2M | $22.0M | $20.0M | $21.2M |
| YoY Growth | 3.5% | -5.2% | -5.6% | 3.9% | 9.5% | 8.3% | -0.6% | -0.7% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $106.9M | $99.1M | $108.8M | $114.6M | $107.2M | $109.6M | $108.4M | $99.4M |
| Liabilities | $91.9M | $83.8M | $93.1M | $95.7M | $88.1M | $90.6M | $89.6M | $80.7M |
| Equity | $15.1M | $15.3M | $15.7M | $18.9M | $19.2M | $19.0M | $18.7M | $18.7M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-26.6M | $-2.8M | $-272849 | $-4.6M | $10.5M | $1.4M | $-263884 | $303830 |