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Side-by-side financial comparison of SANDRIDGE ENERGY INC (SD) and Velocity Financial, Inc. (VEL). Click either name above to swap in a different company.
Velocity Financial, Inc. is the larger business by last-quarter revenue ($51.6M vs $39.4M, roughly 1.3× SANDRIDGE ENERGY INC). Velocity Financial, Inc. runs the higher net margin — 67.3% vs 54.9%, a 12.4% gap on every dollar of revenue. On growth, Velocity Financial, Inc. posted the faster year-over-year revenue change (32.8% vs 1.1%). Velocity Financial, Inc. produced more free cash flow last quarter ($17.9M vs $14.4M). Over the past eight quarters, Velocity Financial, Inc.'s revenue compounded faster (32.3% CAGR vs 14.1%).
SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
SD vs VEL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $39.4M | $51.6M |
| Net Profit | $21.6M | $34.8M |
| Gross Margin | — | — |
| Operating Margin | 38.5% | 97.0% |
| Net Margin | 54.9% | 67.3% |
| Revenue YoY | 1.1% | 32.8% |
| Net Profit YoY | 23.1% | 67.0% |
| EPS (diluted) | $0.59 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $39.4M | $51.6M | ||
| Q3 25 | $39.8M | $49.1M | ||
| Q2 25 | $34.5M | $47.6M | ||
| Q1 25 | $42.6M | $37.5M | ||
| Q4 24 | $39.0M | $38.9M | ||
| Q3 24 | $30.1M | $35.1M | ||
| Q2 24 | $26.0M | $32.4M | ||
| Q1 24 | $30.3M | $29.5M |
| Q4 25 | $21.6M | $34.8M | ||
| Q3 25 | $16.0M | $25.4M | ||
| Q2 25 | $19.6M | $26.0M | ||
| Q1 25 | $13.0M | $18.9M | ||
| Q4 24 | $17.6M | $20.8M | ||
| Q3 24 | $25.5M | $15.8M | ||
| Q2 24 | $8.8M | $14.8M | ||
| Q1 24 | $11.1M | $17.3M |
| Q4 25 | 38.5% | 97.0% | ||
| Q3 25 | 37.8% | 72.1% | ||
| Q2 25 | 53.7% | 71.3% | ||
| Q1 25 | 28.6% | 71.7% | ||
| Q4 24 | 25.9% | 82.5% | ||
| Q3 24 | 28.3% | 60.6% | ||
| Q2 24 | 23.9% | 61.3% | ||
| Q1 24 | 27.8% | 78.8% |
| Q4 25 | 54.9% | 67.3% | ||
| Q3 25 | 40.1% | 51.7% | ||
| Q2 25 | 56.6% | 54.6% | ||
| Q1 25 | 30.6% | 50.4% | ||
| Q4 24 | 45.1% | 53.5% | ||
| Q3 24 | 84.8% | 45.1% | ||
| Q2 24 | 33.9% | 45.6% | ||
| Q1 24 | 36.7% | 58.5% |
| Q4 25 | $0.59 | $0.90 | ||
| Q3 25 | $0.43 | $0.65 | ||
| Q2 25 | $0.53 | $0.69 | ||
| Q1 25 | $0.35 | $0.51 | ||
| Q4 24 | $0.46 | $0.56 | ||
| Q3 24 | $0.69 | $0.44 | ||
| Q2 24 | $0.24 | $0.42 | ||
| Q1 24 | $0.30 | $0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $111.0M | $92.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $510.9M | $672.5M |
| Total Assets | $644.0M | $7.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $111.0M | $92.1M | ||
| Q3 25 | $101.2M | $99.0M | ||
| Q2 25 | $102.8M | $79.6M | ||
| Q1 25 | $99.7M | $51.7M | ||
| Q4 24 | $98.1M | $49.9M | ||
| Q3 24 | $92.7M | $44.1M | ||
| Q2 24 | $209.9M | $47.4M | ||
| Q1 24 | $207.0M | $34.8M |
| Q4 25 | $510.9M | $672.5M | ||
| Q3 25 | $492.4M | $634.3M | ||
| Q2 25 | $480.2M | $597.9M | ||
| Q1 25 | $464.9M | $563.2M | ||
| Q4 24 | $460.5M | $516.9M | ||
| Q3 24 | $446.8M | $484.6M | ||
| Q2 24 | $424.8M | $471.3M | ||
| Q1 24 | $419.7M | $452.9M |
| Q4 25 | $644.0M | $7.4B | ||
| Q3 25 | $619.0M | $7.0B | ||
| Q2 25 | $602.3M | $6.5B | ||
| Q1 25 | $588.3M | $6.0B | ||
| Q4 24 | $581.5M | $5.5B | ||
| Q3 24 | $565.2M | $5.2B | ||
| Q2 24 | $529.6M | $4.9B | ||
| Q1 24 | $527.4M | $4.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.7M | $18.2M |
| Free Cash FlowOCF − Capex | $14.4M | $17.9M |
| FCF MarginFCF / Revenue | 36.6% | 34.6% |
| Capex IntensityCapex / Revenue | 43.8% | 0.5% |
| Cash ConversionOCF / Net Profit | 1.46× | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $41.5M | $40.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.7M | $18.2M | ||
| Q3 25 | $25.3M | $11.5M | ||
| Q2 25 | $22.9M | $7.7M | ||
| Q1 25 | $20.3M | $3.5M | ||
| Q4 24 | $26.0M | $37.8M | ||
| Q3 24 | $20.8M | $-17.6M | ||
| Q2 24 | $11.4M | $11.5M | ||
| Q1 24 | $15.7M | $10.6M |
| Q4 25 | $14.4M | $17.9M | ||
| Q3 25 | $5.9M | $11.4M | ||
| Q2 25 | $7.3M | $7.6M | ||
| Q1 25 | $13.9M | $3.5M | ||
| Q4 24 | $13.2M | $37.5M | ||
| Q3 24 | $10.8M | $-17.6M | ||
| Q2 24 | $9.0M | $11.4M | ||
| Q1 24 | $14.6M | $10.5M |
| Q4 25 | 36.6% | 34.6% | ||
| Q3 25 | 14.9% | 23.2% | ||
| Q2 25 | 21.0% | 15.9% | ||
| Q1 25 | 32.7% | 9.2% | ||
| Q4 24 | 33.8% | 96.4% | ||
| Q3 24 | 36.1% | -50.3% | ||
| Q2 24 | 34.5% | 35.1% | ||
| Q1 24 | 48.1% | 35.8% |
| Q4 25 | 43.8% | 0.5% | ||
| Q3 25 | 48.6% | 0.1% | ||
| Q2 25 | 45.2% | 0.2% | ||
| Q1 25 | 15.0% | 0.2% | ||
| Q4 24 | 32.9% | 0.7% | ||
| Q3 24 | 33.3% | 0.2% | ||
| Q2 24 | 9.4% | 0.3% | ||
| Q1 24 | 3.7% | 0.1% |
| Q4 25 | 1.46× | 0.52× | ||
| Q3 25 | 1.58× | 0.45× | ||
| Q2 25 | 1.17× | 0.29× | ||
| Q1 25 | 1.56× | 0.19× | ||
| Q4 24 | 1.48× | 1.81× | ||
| Q3 24 | 0.82× | -1.11× | ||
| Q2 24 | 1.30× | 0.78× | ||
| Q1 24 | 1.41× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SD
| Oil Reserves | $19.0M | 48% |
| Natural Gas Reserves | $11.6M | 30% |
| Natural Gas Liquids Reserves | $8.7M | 22% |
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |
