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Side-by-side financial comparison of Smith Douglas Homes Corp. (SDHC) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.

Smith Douglas Homes Corp. is the larger business by last-quarter revenue ($260.4M vs $194.8M, roughly 1.3× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 1.4%, a 48.1% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -9.4%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $8.7M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 17.3%).

Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

SDHC vs TMP — Head-to-Head

Bigger by revenue
SDHC
SDHC
1.3× larger
SDHC
$260.4M
$194.8M
TMP
Growing faster (revenue YoY)
TMP
TMP
+162.1% gap
TMP
152.7%
-9.4%
SDHC
Higher net margin
TMP
TMP
48.1% more per $
TMP
49.4%
1.4%
SDHC
More free cash flow
TMP
TMP
$23.2M more FCF
TMP
$31.9M
$8.7M
SDHC
Faster 2-yr revenue CAGR
TMP
TMP
Annualised
TMP
63.6%
17.3%
SDHC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SDHC
SDHC
TMP
TMP
Revenue
$260.4M
$194.8M
Net Profit
$3.5M
$96.2M
Gross Margin
19.9%
Operating Margin
6.5%
71.7%
Net Margin
1.4%
49.4%
Revenue YoY
-9.4%
152.7%
Net Profit YoY
-14.3%
388.9%
EPS (diluted)
$0.39
$6.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SDHC
SDHC
TMP
TMP
Q4 25
$260.4M
$194.8M
Q3 25
$262.0M
$87.4M
Q2 25
$223.9M
$82.6M
Q1 25
$224.7M
$81.7M
Q4 24
$287.5M
$77.1M
Q3 24
$277.8M
$76.6M
Q2 24
$220.9M
$72.7M
Q1 24
$189.2M
$72.8M
Net Profit
SDHC
SDHC
TMP
TMP
Q4 25
$3.5M
$96.2M
Q3 25
$2.1M
$23.7M
Q2 25
$2.4M
$21.5M
Q1 25
$2.7M
$19.7M
Q4 24
$4.1M
$19.7M
Q3 24
$5.3M
$18.6M
Q2 24
$3.6M
$15.7M
Q1 24
$3.0M
$16.9M
Gross Margin
SDHC
SDHC
TMP
TMP
Q4 25
19.9%
Q3 25
21.0%
Q2 25
23.2%
Q1 25
23.8%
Q4 24
25.5%
Q3 24
26.5%
Q2 24
26.7%
Q1 24
26.1%
Operating Margin
SDHC
SDHC
TMP
TMP
Q4 25
6.5%
71.7%
Q3 25
6.6%
35.6%
Q2 25
7.7%
34.2%
Q1 25
8.7%
31.6%
Q4 24
10.4%
33.4%
Q3 24
14.2%
32.0%
Q2 24
11.7%
28.3%
Q1 24
11.3%
30.4%
Net Margin
SDHC
SDHC
TMP
TMP
Q4 25
1.4%
49.4%
Q3 25
0.8%
27.1%
Q2 25
1.1%
26.0%
Q1 25
1.2%
24.1%
Q4 24
1.4%
25.5%
Q3 24
1.9%
24.3%
Q2 24
1.7%
21.6%
Q1 24
1.6%
23.2%
EPS (diluted)
SDHC
SDHC
TMP
TMP
Q4 25
$0.39
$6.72
Q3 25
$0.24
$1.65
Q2 25
$0.26
$1.50
Q1 25
$0.30
$1.37
Q4 24
$0.50
$1.39
Q3 24
$0.58
$1.30
Q2 24
$0.40
$1.10
Q1 24
$0.33
$1.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SDHC
SDHC
TMP
TMP
Cash + ST InvestmentsLiquidity on hand
$12.7M
$132.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$86.7M
$938.4M
Total Assets
$557.6M
$8.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SDHC
SDHC
TMP
TMP
Q4 25
$12.7M
$132.8M
Q3 25
$14.8M
$193.5M
Q2 25
$16.8M
$212.6M
Q1 25
$12.7M
$193.1M
Q4 24
$22.4M
$134.4M
Q3 24
$23.7M
$132.3M
Q2 24
$17.3M
$70.9M
Q1 24
$32.8M
$57.1M
Stockholders' Equity
SDHC
SDHC
TMP
TMP
Q4 25
$86.7M
$938.4M
Q3 25
$82.2M
$788.8M
Q2 25
$80.0M
$761.8M
Q1 25
$76.9M
$741.4M
Q4 24
$73.6M
$713.4M
Q3 24
$68.4M
$719.9M
Q2 24
$62.1M
$674.6M
Q1 24
$59.7M
$667.9M
Total Assets
SDHC
SDHC
TMP
TMP
Q4 25
$557.6M
$8.7B
Q3 25
$571.6M
$8.5B
Q2 25
$570.2M
$8.4B
Q1 25
$513.9M
$8.2B
Q4 24
$475.9M
$8.1B
Q3 24
$460.1M
$8.0B
Q2 24
$429.3M
$7.9B
Q1 24
$401.3M
$7.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SDHC
SDHC
TMP
TMP
Operating Cash FlowLast quarter
$9.8M
$38.9M
Free Cash FlowOCF − Capex
$8.7M
$31.9M
FCF MarginFCF / Revenue
3.4%
16.4%
Capex IntensityCapex / Revenue
0.4%
3.6%
Cash ConversionOCF / Net Profit
2.77×
0.40×
TTM Free Cash FlowTrailing 4 quarters
$-36.9M
$105.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SDHC
SDHC
TMP
TMP
Q4 25
$9.8M
$38.9M
Q3 25
$22.8M
$34.9M
Q2 25
$-28.9M
$18.9M
Q1 25
$-34.9M
$22.2M
Q4 24
$5.5M
$95.0M
Q3 24
$22.9M
$21.2M
Q2 24
$39.0K
$27.3M
Q1 24
$-9.3M
$23.2M
Free Cash Flow
SDHC
SDHC
TMP
TMP
Q4 25
$8.7M
$31.9M
Q3 25
$21.4M
$33.9M
Q2 25
$-31.1M
$18.3M
Q1 25
$-35.9M
$20.9M
Q4 24
$4.8M
$88.8M
Q3 24
$22.3M
$18.9M
Q2 24
$-2.1M
$26.3M
Q1 24
$-9.7M
$21.9M
FCF Margin
SDHC
SDHC
TMP
TMP
Q4 25
3.4%
16.4%
Q3 25
8.2%
38.8%
Q2 25
-13.9%
22.1%
Q1 25
-16.0%
25.5%
Q4 24
1.7%
115.1%
Q3 24
8.0%
24.7%
Q2 24
-1.0%
36.2%
Q1 24
-5.1%
30.0%
Capex Intensity
SDHC
SDHC
TMP
TMP
Q4 25
0.4%
3.6%
Q3 25
0.5%
1.1%
Q2 25
0.9%
0.8%
Q1 25
0.5%
1.7%
Q4 24
0.2%
8.1%
Q3 24
0.2%
2.9%
Q2 24
1.0%
1.3%
Q1 24
0.2%
1.9%
Cash Conversion
SDHC
SDHC
TMP
TMP
Q4 25
2.77×
0.40×
Q3 25
10.70×
1.47×
Q2 25
-12.24×
0.88×
Q1 25
-13.01×
1.13×
Q4 24
1.33×
4.82×
Q3 24
4.28×
1.14×
Q2 24
0.01×
1.74×
Q1 24
-3.12×
1.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SDHC
SDHC

Southeast$164.7M63%
Central$95.8M37%

TMP
TMP

Segment breakdown not available.

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