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Side-by-side financial comparison of SELECT MEDICAL HOLDINGS CORP (SEM) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

SELECT MEDICAL HOLDINGS CORP is the larger business by last-quarter revenue ($1.4B vs $1.1B, roughly 1.3× SoFi Technologies, Inc.). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs 4.5%, a 10.7% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs 5.0%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (35.6% CAGR vs 5.3%).

Select Medical is a healthcare company based in Pennsylvania. It owns long-term acute care and inpatient rehabilitation hospitals, as well as occupational health and physical therapy clinics. Select Medical is a subsidiary of Select Medical Holdings, which is listed on the New York Stock Exchange.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

SEM vs SOFI — Head-to-Head

Bigger by revenue
SEM
SEM
1.3× larger
SEM
$1.4B
$1.1B
SOFI
Growing faster (revenue YoY)
SOFI
SOFI
+37.5% gap
SOFI
42.6%
5.0%
SEM
Higher net margin
SOFI
SOFI
10.7% more per $
SOFI
15.2%
4.5%
SEM
Faster 2-yr revenue CAGR
SOFI
SOFI
Annualised
SOFI
35.6%
5.3%
SEM

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
SEM
SEM
SOFI
SOFI
Revenue
$1.4B
$1.1B
Net Profit
$63.8M
$166.7M
Gross Margin
Operating Margin
6.9%
Net Margin
4.5%
15.2%
Revenue YoY
5.0%
42.6%
Net Profit YoY
-14.7%
897.2%
EPS (diluted)
$0.35
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SEM
SEM
SOFI
SOFI
Q1 26
$1.4B
$1.1B
Q4 25
$1.4B
$1.0B
Q3 25
$1.4B
$961.6M
Q2 25
$1.3B
$854.9M
Q1 25
$1.4B
$771.8M
Q4 24
$1.3B
$734.1M
Q3 24
$1.3B
$697.1M
Q2 24
$1.3B
$598.6M
Net Profit
SEM
SEM
SOFI
SOFI
Q1 26
$63.8M
$166.7M
Q4 25
$20.2M
$173.5M
Q3 25
$28.8M
$139.4M
Q2 25
$40.6M
$97.3M
Q1 25
$56.7M
$71.1M
Q4 24
$-16.1M
$332.5M
Q3 24
$55.6M
$60.7M
Q2 24
$77.6M
$17.4M
Gross Margin
SEM
SEM
SOFI
SOFI
Q1 26
Q4 25
84.2%
Q3 25
83.2%
Q2 25
82.4%
Q1 25
82.4%
Q4 24
82.5%
Q3 24
82.3%
Q2 24
81.7%
Operating Margin
SEM
SEM
SOFI
SOFI
Q1 26
6.9%
Q4 25
4.6%
18.1%
Q3 25
5.4%
15.4%
Q2 25
6.5%
13.1%
Q1 25
8.3%
10.3%
Q4 24
1.6%
8.2%
Q3 24
4.3%
9.2%
Q2 24
5.8%
2.6%
Net Margin
SEM
SEM
SOFI
SOFI
Q1 26
4.5%
15.2%
Q4 25
1.4%
16.9%
Q3 25
2.1%
14.5%
Q2 25
3.0%
11.4%
Q1 25
4.2%
9.2%
Q4 24
-1.2%
45.3%
Q3 24
4.4%
8.7%
Q2 24
6.1%
2.9%
EPS (diluted)
SEM
SEM
SOFI
SOFI
Q1 26
$0.35
$0.12
Q4 25
$0.17
$0.14
Q3 25
$0.23
$0.11
Q2 25
$0.32
$0.08
Q1 25
$0.44
$0.06
Q4 24
$-0.12
$0.31
Q3 24
$0.43
$0.05
Q2 24
$0.60
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SEM
SEM
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$25.7M
$3.4B
Total DebtLower is stronger
$1.8B
Stockholders' EquityBook value
$2.1B
$10.8B
Total Assets
$6.0B
$53.7B
Debt / EquityLower = less leverage
0.88×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SEM
SEM
SOFI
SOFI
Q1 26
$25.7M
$3.4B
Q4 25
$26.5M
$4.9B
Q3 25
$60.1M
$3.2B
Q2 25
$52.3M
$2.1B
Q1 25
$53.2M
$2.1B
Q4 24
$59.7M
$2.5B
Q3 24
$191.5M
$2.4B
Q2 24
$111.2M
$2.3B
Total Debt
SEM
SEM
SOFI
SOFI
Q1 26
$1.8B
Q4 25
$1.8B
Q3 25
$1.7B
Q2 25
$1.8B
Q1 25
$1.8B
Q4 24
$1.7B
Q3 24
$3.1B
Q2 24
$3.6B
Stockholders' Equity
SEM
SEM
SOFI
SOFI
Q1 26
$2.1B
$10.8B
Q4 25
$1.7B
$10.5B
Q3 25
$1.7B
$8.8B
Q2 25
$1.7B
$6.9B
Q1 25
$1.7B
$6.7B
Q4 24
$1.7B
$6.5B
Q3 24
$1.9B
$6.1B
Q2 24
$1.4B
$5.9B
Total Assets
SEM
SEM
SOFI
SOFI
Q1 26
$6.0B
$53.7B
Q4 25
$5.9B
$50.7B
Q3 25
$5.7B
$45.3B
Q2 25
$5.7B
$41.1B
Q1 25
$5.7B
$37.7B
Q4 24
$5.6B
$36.3B
Q3 24
$8.0B
$34.4B
Q2 24
$7.9B
$32.6B
Debt / Equity
SEM
SEM
SOFI
SOFI
Q1 26
0.88×
Q4 25
1.06×
Q3 25
1.03×
Q2 25
1.10×
Q1 25
1.03×
Q4 24
1.01×
Q3 24
1.62×
Q2 24
2.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SEM
SEM

Segment breakdown not available.

SOFI
SOFI

Loans and securitizations$932.2M85%
Loan origination, sales, securitizations and servicing$142.2M13%
Corporate borrowings$10.7M1%
Securitizations and warehouses$10.1M1%

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