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Side-by-side financial comparison of ServisFirst Bancshares, Inc. (SFBS) and Wheels Up Experience Inc. (UP). Click either name above to swap in a different company.
Wheels Up Experience Inc. is the larger business by last-quarter revenue ($183.8M vs $159.0M, roughly 1.2× ServisFirst Bancshares, Inc.). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs -15.7%, a 67.9% gap on every dollar of revenue. Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs -3.4%).
ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.
Wheels Up is a provider of "on demand" private aviation in the United States and one of the largest private aviation companies in the world. It was founded in 2013 by Kenny Dichter, using a membership/on-demand business model. Wheels Up members can book private aircraft from the company fleet and third-party operators using a mobile application.
SFBS vs UP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $159.0M | $183.8M |
| Net Profit | $83.0M | $-28.9M |
| Gross Margin | — | 14.3% |
| Operating Margin | — | -0.9% |
| Net Margin | 52.2% | -15.7% |
| Revenue YoY | — | -10.2% |
| Net Profit YoY | 31.2% | 67.0% |
| EPS (diluted) | $1.52 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $159.0M | — | ||
| Q4 25 | $162.2M | $183.8M | ||
| Q3 25 | $136.3M | $185.5M | ||
| Q2 25 | $132.1M | $189.6M | ||
| Q1 25 | $131.8M | $177.5M | ||
| Q4 24 | $131.9M | $204.8M | ||
| Q3 24 | $123.7M | $193.9M | ||
| Q2 24 | $114.8M | $196.3M |
| Q1 26 | $83.0M | — | ||
| Q4 25 | $86.4M | $-28.9M | ||
| Q3 25 | $65.6M | $-83.7M | ||
| Q2 25 | $61.4M | $-82.3M | ||
| Q1 25 | $63.2M | $-99.3M | ||
| Q4 24 | $65.2M | $-87.5M | ||
| Q3 24 | $59.9M | $-57.7M | ||
| Q2 24 | $52.1M | $-97.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 14.3% | ||
| Q3 25 | — | 6.8% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | — | 13.9% | ||
| Q2 24 | — | 2.3% |
| Q1 26 | — | — | ||
| Q4 25 | 66.3% | -0.9% | ||
| Q3 25 | 57.8% | -33.1% | ||
| Q2 25 | 58.0% | -31.4% | ||
| Q1 25 | 60.0% | -45.5% | ||
| Q4 24 | 60.2% | -26.0% | ||
| Q3 24 | 58.5% | -21.6% | ||
| Q2 24 | 58.0% | -40.3% |
| Q1 26 | 52.2% | — | ||
| Q4 25 | 59.0% | -15.7% | ||
| Q3 25 | 48.1% | -45.1% | ||
| Q2 25 | 46.5% | -43.4% | ||
| Q1 25 | 48.0% | -55.9% | ||
| Q4 24 | 52.9% | -42.7% | ||
| Q3 24 | 48.4% | -29.8% | ||
| Q2 24 | 45.4% | -49.4% |
| Q1 26 | $1.52 | — | ||
| Q4 25 | $1.58 | $-0.04 | ||
| Q3 25 | $1.20 | $-0.12 | ||
| Q2 25 | $1.12 | $-0.12 | ||
| Q1 25 | $1.16 | $-0.14 | ||
| Q4 24 | $1.19 | $-0.13 | ||
| Q3 24 | $1.10 | $-0.08 | ||
| Q2 24 | $0.95 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.8B | $133.9M |
| Total DebtLower is stronger | — | $671.3M |
| Stockholders' EquityBook value | $1.9B | $-392.1M |
| Total Assets | $18.2B | $968.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.8B | — | ||
| Q4 25 | — | $133.9M | ||
| Q3 25 | — | $125.3M | ||
| Q2 25 | — | $107.0M | ||
| Q1 25 | — | $171.8M | ||
| Q4 24 | — | $216.4M | ||
| Q3 24 | — | $115.9M | ||
| Q2 24 | — | $141.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $671.3M | ||
| Q3 25 | — | $766.5M | ||
| Q2 25 | — | $770.5M | ||
| Q1 25 | — | $765.8M | ||
| Q4 24 | — | $761.3M | ||
| Q3 24 | — | $596.9M | ||
| Q2 24 | — | $597.4M |
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.8B | $-392.1M | ||
| Q3 25 | $1.8B | $-374.5M | ||
| Q2 25 | $1.7B | $-347.8M | ||
| Q1 25 | $1.7B | $-288.1M | ||
| Q4 24 | $1.6B | $-202.1M | ||
| Q3 24 | $1.6B | $-117.7M | ||
| Q2 24 | $1.5B | $-72.2M |
| Q1 26 | $18.2B | — | ||
| Q4 25 | $17.7B | $968.8M | ||
| Q3 25 | $17.6B | $973.0M | ||
| Q2 25 | $17.4B | $1.0B | ||
| Q1 25 | $18.6B | $1.1B | ||
| Q4 24 | $17.4B | $1.2B | ||
| Q3 24 | $16.4B | $1.0B | ||
| Q2 24 | $16.0B | $1.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-18.4M |
| Free Cash FlowOCF − Capex | — | $-58.3M |
| FCF MarginFCF / Revenue | — | -31.7% |
| Capex IntensityCapex / Revenue | — | 21.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-259.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $355.2M | $-18.4M | ||
| Q3 25 | $140.9M | $-37.1M | ||
| Q2 25 | $67.6M | $-62.9M | ||
| Q1 25 | $48.0M | $-47.9M | ||
| Q4 24 | $252.9M | $37.9M | ||
| Q3 24 | $84.0M | $-16.9M | ||
| Q2 24 | $48.3M | $-25.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-58.3M | ||
| Q3 25 | — | $-60.4M | ||
| Q2 25 | — | $-78.6M | ||
| Q1 25 | — | $-62.6M | ||
| Q4 24 | — | $-70.2M | ||
| Q3 24 | — | $-21.9M | ||
| Q2 24 | — | $-30.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | -31.7% | ||
| Q3 25 | — | -32.6% | ||
| Q2 25 | — | -41.5% | ||
| Q1 25 | — | -35.3% | ||
| Q4 24 | — | -34.3% | ||
| Q3 24 | — | -11.3% | ||
| Q2 24 | — | -15.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 21.7% | ||
| Q3 25 | — | 12.5% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 8.3% | ||
| Q4 24 | — | 52.8% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 2.9% |
| Q1 26 | — | — | ||
| Q4 25 | 4.11× | — | ||
| Q3 25 | 2.15× | — | ||
| Q2 25 | 1.10× | — | ||
| Q1 25 | 0.76× | — | ||
| Q4 24 | 3.88× | — | ||
| Q3 24 | 1.40× | — | ||
| Q2 24 | 0.93× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SFBS
| Net Interest Income | $148.1M | 93% |
| Noninterest Income | $10.8M | 7% |
UP
Segment breakdown not available.
