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Side-by-side financial comparison of SIMMONS FIRST NATIONAL CORP (SFNC) and Thryv Holdings, Inc. (THRY). Click either name above to swap in a different company.

SIMMONS FIRST NATIONAL CORP is the larger business by last-quarter revenue ($197.3M vs $167.7M, roughly 1.2× Thryv Holdings, Inc.). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs -7.5%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $-5.5M). Over the past eight quarters, SIMMONS FIRST NATIONAL CORP's revenue compounded faster (0.6% CAGR vs -13.5%).

Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.

Thryv Holdings, Inc. is a publicly traded software as a service (SaaS) company, providing customer relationship management and online reputation management software for small businesses. It has headquarters in Dallas, Texas, and operates in 48 states across the United States of America with more than 2,400 employees. The company began as a conglomerate of Yellow Pages companies. In June 2020, Thryv reported $1.3 billion in revenue over a twelve-month period.

SFNC vs THRY — Head-to-Head

Bigger by revenue
SFNC
SFNC
1.2× larger
SFNC
$197.3M
$167.7M
THRY
Growing faster (revenue YoY)
SFNC
SFNC
+27.2% gap
SFNC
19.6%
-7.5%
THRY
More free cash flow
SFNC
SFNC
$416.8M more FCF
SFNC
$411.4M
$-5.5M
THRY
Faster 2-yr revenue CAGR
SFNC
SFNC
Annualised
SFNC
0.6%
-13.5%
THRY

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SFNC
SFNC
THRY
THRY
Revenue
$197.3M
$167.7M
Net Profit
$4.5M
Gross Margin
65.2%
Operating Margin
37.3%
Net Margin
2.7%
Revenue YoY
19.6%
-7.5%
Net Profit YoY
147.2%
EPS (diluted)
$0.36
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFNC
SFNC
THRY
THRY
Q1 26
$167.7M
Q4 25
$197.3M
$191.6M
Q3 25
$186.7M
$201.6M
Q2 25
$214.2M
$210.5M
Q1 25
$209.6M
$181.4M
Q4 24
$208.5M
$186.6M
Q3 24
$174.8M
$179.9M
Q2 24
$197.2M
$224.1M
Net Profit
SFNC
SFNC
THRY
THRY
Q1 26
$4.5M
Q4 25
$-9.7M
Q3 25
$-562.8M
$5.7M
Q2 25
$54.8M
$13.9M
Q1 25
$32.4M
$-9.6M
Q4 24
$7.9M
Q3 24
$24.7M
$-96.1M
Q2 24
$40.8M
$5.5M
Gross Margin
SFNC
SFNC
THRY
THRY
Q1 26
65.2%
Q4 25
68.0%
Q3 25
67.7%
Q2 25
69.7%
Q1 25
65.8%
Q4 24
65.9%
Q3 24
62.3%
Q2 24
66.3%
Operating Margin
SFNC
SFNC
THRY
THRY
Q1 26
37.3%
Q4 25
5.3%
Q3 25
9.9%
Q2 25
14.0%
Q1 25
-1.7%
Q4 24
-3.9%
Q3 24
-49.2%
Q2 24
14.0%
Net Margin
SFNC
SFNC
THRY
THRY
Q1 26
2.7%
Q4 25
-5.0%
Q3 25
-301.5%
2.8%
Q2 25
25.6%
6.6%
Q1 25
15.5%
-5.3%
Q4 24
4.2%
Q3 24
14.1%
-53.4%
Q2 24
20.7%
2.5%
EPS (diluted)
SFNC
SFNC
THRY
THRY
Q1 26
$0.10
Q4 25
$0.36
$-0.21
Q3 25
$-4.00
$0.13
Q2 25
$0.43
$0.31
Q1 25
$0.26
$-0.22
Q4 24
$0.38
$0.28
Q3 24
$0.20
$-2.65
Q2 24
$0.32
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFNC
SFNC
THRY
THRY
Cash + ST InvestmentsLiquidity on hand
$8.0M
Total DebtLower is stronger
$620.0M
Stockholders' EquityBook value
$3.4B
$225.4M
Total Assets
$24.5B
$693.7M
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFNC
SFNC
THRY
THRY
Q1 26
$8.0M
Q4 25
$10.8M
Q3 25
$11.6M
Q2 25
$10.8M
Q1 25
$11.0M
Q4 24
$16.3M
Q3 24
$12.5M
Q2 24
$15.5M
Total Debt
SFNC
SFNC
THRY
THRY
Q1 26
Q4 25
$620.0M
$253.5M
Q3 25
$667.8M
$268.2M
Q2 25
$1.0B
$275.6M
Q1 25
$1.3B
$299.0M
Q4 24
$1.1B
$284.3M
Q3 24
$1.4B
$307.8M
Q2 24
$1.7B
$342.1M
Stockholders' Equity
SFNC
SFNC
THRY
THRY
Q1 26
$225.4M
Q4 25
$3.4B
$218.1M
Q3 25
$3.4B
$221.1M
Q2 25
$3.5B
$214.9M
Q1 25
$3.5B
$193.2M
Q4 24
$3.5B
$196.9M
Q3 24
$3.5B
$94.5M
Q2 24
$3.5B
$183.1M
Total Assets
SFNC
SFNC
THRY
THRY
Q1 26
$693.7M
Q4 25
$24.5B
$688.6M
Q3 25
$24.2B
$701.8M
Q2 25
$26.7B
$687.7M
Q1 25
$26.8B
$703.7M
Q4 24
$26.9B
$712.2M
Q3 24
$27.3B
$654.8M
Q2 24
$27.4B
$785.5M
Debt / Equity
SFNC
SFNC
THRY
THRY
Q1 26
Q4 25
0.18×
1.16×
Q3 25
0.20×
1.21×
Q2 25
0.28×
1.28×
Q1 25
0.35×
1.55×
Q4 24
0.32×
1.44×
Q3 24
0.40×
3.26×
Q2 24
0.50×
1.87×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFNC
SFNC
THRY
THRY
Operating Cash FlowLast quarter
$449.5M
Free Cash FlowOCF − Capex
$411.4M
$-5.5M
FCF MarginFCF / Revenue
208.5%
-3.3%
Capex IntensityCapex / Revenue
19.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$717.0M
$43.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFNC
SFNC
THRY
THRY
Q1 26
Q4 25
$449.5M
$22.2M
Q3 25
$223.4M
$22.2M
Q2 25
$77.6M
$29.6M
Q1 25
$32.8M
$-10.5M
Q4 24
$425.9M
$26.1M
Q3 24
$199.4M
$36.0M
Q2 24
$86.1M
$22.2M
Free Cash Flow
SFNC
SFNC
THRY
THRY
Q1 26
$-5.5M
Q4 25
$411.4M
$12.3M
Q3 25
$216.7M
$14.6M
Q2 25
$66.3M
$21.8M
Q1 25
$22.6M
$-17.6M
Q4 24
$380.4M
$17.3M
Q3 24
$187.7M
$27.5M
Q2 24
$72.7M
$13.3M
FCF Margin
SFNC
SFNC
THRY
THRY
Q1 26
-3.3%
Q4 25
208.5%
6.4%
Q3 25
116.1%
7.2%
Q2 25
31.0%
10.4%
Q1 25
10.8%
-9.7%
Q4 24
182.5%
9.3%
Q3 24
107.4%
15.3%
Q2 24
36.9%
5.9%
Capex Intensity
SFNC
SFNC
THRY
THRY
Q1 26
Q4 25
19.3%
5.2%
Q3 25
3.6%
3.8%
Q2 25
5.3%
3.7%
Q1 25
4.8%
3.9%
Q4 24
21.8%
4.7%
Q3 24
6.7%
4.7%
Q2 24
6.8%
4.0%
Cash Conversion
SFNC
SFNC
THRY
THRY
Q1 26
Q4 25
Q3 25
3.93×
Q2 25
1.42×
2.12×
Q1 25
1.01×
Q4 24
3.32×
Q3 24
8.06×
Q2 24
2.11×
4.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SFNC
SFNC

Segment breakdown not available.

THRY
THRY

SaaS$116.7M70%
Other$50.9M30%

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