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Side-by-side financial comparison of SIMMONS FIRST NATIONAL CORP (SFNC) and WD 40 CO (WDFC). Click either name above to swap in a different company.

SIMMONS FIRST NATIONAL CORP is the larger business by last-quarter revenue ($197.3M vs $154.4M, roughly 1.3× WD 40 CO). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 0.6%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $9.1M). Over the past eight quarters, WD 40 CO's revenue compounded faster (5.4% CAGR vs 0.6%).

Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.

WD-40 Company is a global consumer and industrial goods manufacturer best known for its signature multi-purpose lubricant of the same name. Its product portfolio includes cleaners, degreasers, rust removers and specialty lubricants, serving retail, industrial and automotive markets across more than 170 countries and regions worldwide.

SFNC vs WDFC — Head-to-Head

Bigger by revenue
SFNC
SFNC
1.3× larger
SFNC
$197.3M
$154.4M
WDFC
Growing faster (revenue YoY)
SFNC
SFNC
+19.0% gap
SFNC
19.6%
0.6%
WDFC
More free cash flow
SFNC
SFNC
$402.3M more FCF
SFNC
$411.4M
$9.1M
WDFC
Faster 2-yr revenue CAGR
WDFC
WDFC
Annualised
WDFC
5.4%
0.6%
SFNC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SFNC
SFNC
WDFC
WDFC
Revenue
$197.3M
$154.4M
Net Profit
$17.5M
Gross Margin
56.2%
Operating Margin
15.1%
Net Margin
11.3%
Revenue YoY
19.6%
0.6%
Net Profit YoY
-7.8%
EPS (diluted)
$0.36
$1.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFNC
SFNC
WDFC
WDFC
Q4 25
$197.3M
$154.4M
Q3 25
$186.7M
$163.5M
Q2 25
$214.2M
$156.9M
Q1 25
$209.6M
$146.1M
Q4 24
$208.5M
$153.5M
Q3 24
$174.8M
$156.0M
Q2 24
$197.2M
$155.0M
Q1 24
$195.1M
$139.1M
Net Profit
SFNC
SFNC
WDFC
WDFC
Q4 25
$17.5M
Q3 25
$-562.8M
$21.2M
Q2 25
$54.8M
$21.0M
Q1 25
$32.4M
$29.9M
Q4 24
$18.9M
Q3 24
$24.7M
$16.8M
Q2 24
$40.8M
$19.8M
Q1 24
$38.9M
$15.5M
Gross Margin
SFNC
SFNC
WDFC
WDFC
Q4 25
56.2%
Q3 25
54.7%
Q2 25
56.2%
Q1 25
54.6%
Q4 24
54.8%
Q3 24
54.1%
Q2 24
53.1%
Q1 24
52.4%
Operating Margin
SFNC
SFNC
WDFC
WDFC
Q4 25
15.1%
Q3 25
17.1%
Q2 25
17.4%
Q1 25
15.9%
Q4 24
16.4%
Q3 24
15.4%
Q2 24
17.5%
Q1 24
15.1%
Net Margin
SFNC
SFNC
WDFC
WDFC
Q4 25
11.3%
Q3 25
-301.5%
13.0%
Q2 25
25.6%
13.4%
Q1 25
15.5%
20.4%
Q4 24
12.3%
Q3 24
14.1%
10.8%
Q2 24
20.7%
12.8%
Q1 24
19.9%
11.2%
EPS (diluted)
SFNC
SFNC
WDFC
WDFC
Q4 25
$0.36
$1.28
Q3 25
$-4.00
$1.57
Q2 25
$0.43
$1.54
Q1 25
$0.26
$2.19
Q4 24
$0.38
$1.39
Q3 24
$0.20
$1.23
Q2 24
$0.32
$1.46
Q1 24
$0.31
$1.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFNC
SFNC
WDFC
WDFC
Cash + ST InvestmentsLiquidity on hand
$48.6M
Total DebtLower is stronger
$620.0M
$85.7M
Stockholders' EquityBook value
$3.4B
$264.1M
Total Assets
$24.5B
$459.7M
Debt / EquityLower = less leverage
0.18×
0.32×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFNC
SFNC
WDFC
WDFC
Q4 25
$48.6M
Q3 25
$58.1M
Q2 25
$51.7M
Q1 25
$53.0M
Q4 24
$54.9M
Q3 24
$46.7M
Q2 24
$45.3M
Q1 24
$55.4M
Total Debt
SFNC
SFNC
WDFC
WDFC
Q4 25
$620.0M
$85.7M
Q3 25
$667.8M
$86.2M
Q2 25
$1.0B
$85.6M
Q1 25
$1.3B
$84.4M
Q4 24
$1.1B
$84.6M
Q3 24
$1.4B
$86.0M
Q2 24
$1.7B
$85.5M
Q1 24
$1.2B
$85.9M
Stockholders' Equity
SFNC
SFNC
WDFC
WDFC
Q4 25
$3.4B
$264.1M
Q3 25
$3.4B
$268.2M
Q2 25
$3.5B
$257.1M
Q1 25
$3.5B
$242.1M
Q4 24
$3.5B
$226.3M
Q3 24
$3.5B
$230.5M
Q2 24
$3.5B
$222.2M
Q1 24
$3.4B
$216.3M
Total Assets
SFNC
SFNC
WDFC
WDFC
Q4 25
$24.5B
$459.7M
Q3 25
$24.2B
$475.8M
Q2 25
$26.7B
$456.0M
Q1 25
$26.8B
$458.3M
Q4 24
$26.9B
$447.3M
Q3 24
$27.3B
$449.0M
Q2 24
$27.4B
$443.6M
Q1 24
$27.4B
$442.0M
Debt / Equity
SFNC
SFNC
WDFC
WDFC
Q4 25
0.18×
0.32×
Q3 25
0.20×
0.32×
Q2 25
0.28×
0.33×
Q1 25
0.35×
0.35×
Q4 24
0.32×
0.37×
Q3 24
0.40×
0.37×
Q2 24
0.50×
0.38×
Q1 24
0.36×
0.40×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFNC
SFNC
WDFC
WDFC
Operating Cash FlowLast quarter
$449.5M
$10.0M
Free Cash FlowOCF − Capex
$411.4M
$9.1M
FCF MarginFCF / Revenue
208.5%
5.9%
Capex IntensityCapex / Revenue
19.3%
0.6%
Cash ConversionOCF / Net Profit
0.57×
TTM Free Cash FlowTrailing 4 quarters
$717.0M
$78.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFNC
SFNC
WDFC
WDFC
Q4 25
$449.5M
$10.0M
Q3 25
$223.4M
$29.9M
Q2 25
$77.6M
$35.1M
Q1 25
$32.8M
$8.0M
Q4 24
$425.9M
$14.9M
Q3 24
$199.4M
$27.2M
Q2 24
$86.1M
$19.9M
Q1 24
$57.6M
$18.0M
Free Cash Flow
SFNC
SFNC
WDFC
WDFC
Q4 25
$411.4M
$9.1M
Q3 25
$216.7M
$28.6M
Q2 25
$66.3M
$34.0M
Q1 25
$22.6M
$6.6M
Q4 24
$380.4M
$14.2M
Q3 24
$187.7M
$26.4M
Q2 24
$72.7M
$18.7M
Q1 24
$47.7M
$16.7M
FCF Margin
SFNC
SFNC
WDFC
WDFC
Q4 25
208.5%
5.9%
Q3 25
116.1%
17.5%
Q2 25
31.0%
21.6%
Q1 25
10.8%
4.5%
Q4 24
182.5%
9.3%
Q3 24
107.4%
16.9%
Q2 24
36.9%
12.0%
Q1 24
24.5%
12.0%
Capex Intensity
SFNC
SFNC
WDFC
WDFC
Q4 25
19.3%
0.6%
Q3 25
3.6%
0.8%
Q2 25
5.3%
0.7%
Q1 25
4.8%
0.9%
Q4 24
21.8%
0.5%
Q3 24
6.7%
0.5%
Q2 24
6.8%
0.8%
Q1 24
5.0%
0.9%
Cash Conversion
SFNC
SFNC
WDFC
WDFC
Q4 25
0.57×
Q3 25
1.41×
Q2 25
1.42×
1.67×
Q1 25
1.01×
0.27×
Q4 24
0.79×
Q3 24
8.06×
1.62×
Q2 24
2.11×
1.00×
Q1 24
1.48×
1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SFNC
SFNC

Segment breakdown not available.

WDFC
WDFC

Other$82.6M53%
WD40Multi Use Product$56.0M36%
WD40Specialist$9.0M6%
Other Maintenance Products$4.0M3%
Homecare And Cleaning Products$2.7M2%

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