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Side-by-side financial comparison of SIMMONS FIRST NATIONAL CORP (SFNC) and WESBANCO INC (WSBC). Click either name above to swap in a different company.
WESBANCO INC is the larger business by last-quarter revenue ($257.2M vs $197.3M, roughly 1.3× SIMMONS FIRST NATIONAL CORP). Over the past eight quarters, WESBANCO INC's revenue compounded faster (31.9% CAGR vs 0.6%).
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
WesBanco, Inc., is a bank holding company headquartered in Wheeling, West Virginia, United States. It has over 200 branches in West Virginia, Ohio, Western Pennsylvania, Kentucky, Maryland, and Southern Indiana.
SFNC vs WSBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $197.3M | $257.2M |
| Net Profit | — | $88.6M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | — | 34.5% |
| Revenue YoY | 19.6% | — |
| Net Profit YoY | — | 54.4% |
| EPS (diluted) | $0.36 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $257.2M | ||
| Q4 25 | $197.3M | $265.6M | ||
| Q3 25 | $186.7M | $261.6M | ||
| Q2 25 | $214.2M | $260.7M | ||
| Q1 25 | $209.6M | $193.2M | ||
| Q4 24 | $208.5M | $162.9M | ||
| Q3 24 | $174.8M | $150.8M | ||
| Q2 24 | $197.2M | $147.9M |
| Q1 26 | — | $88.6M | ||
| Q4 25 | — | $91.1M | ||
| Q3 25 | $-562.8M | $83.6M | ||
| Q2 25 | $54.8M | $57.4M | ||
| Q1 25 | $32.4M | $-9.0M | ||
| Q4 24 | — | $49.6M | ||
| Q3 24 | $24.7M | $37.3M | ||
| Q2 24 | $40.8M | $28.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 43.2% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 27.2% | ||
| Q1 25 | — | -5.0% | ||
| Q4 24 | — | 38.0% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 23.7% |
| Q1 26 | — | 34.5% | ||
| Q4 25 | — | 34.3% | ||
| Q3 25 | -301.5% | 31.9% | ||
| Q2 25 | 25.6% | 22.0% | ||
| Q1 25 | 15.5% | -4.7% | ||
| Q4 24 | — | 30.5% | ||
| Q3 24 | 14.1% | 24.7% | ||
| Q2 24 | 20.7% | 19.5% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.36 | $0.97 | ||
| Q3 25 | $-4.00 | $0.84 | ||
| Q2 25 | $0.43 | $0.57 | ||
| Q1 25 | $0.26 | $-0.15 | ||
| Q4 24 | $0.38 | $0.72 | ||
| Q3 24 | $0.20 | $0.54 | ||
| Q2 24 | $0.32 | $0.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $620.0M | — |
| Stockholders' EquityBook value | $3.4B | $4.1B |
| Total Assets | $24.5B | $27.5B |
| Debt / EquityLower = less leverage | 0.18× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $956.1M | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $568.1M | ||
| Q3 24 | — | $620.9M | ||
| Q2 24 | — | $486.8M |
| Q1 26 | — | — | ||
| Q4 25 | $620.0M | — | ||
| Q3 25 | $667.8M | — | ||
| Q2 25 | $1.0B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.7B | — |
| Q1 26 | — | $4.1B | ||
| Q4 25 | $3.4B | $4.0B | ||
| Q3 25 | $3.4B | $4.1B | ||
| Q2 25 | $3.5B | $3.8B | ||
| Q1 25 | $3.5B | $3.8B | ||
| Q4 24 | $3.5B | $2.8B | ||
| Q3 24 | $3.5B | $2.8B | ||
| Q2 24 | $3.5B | $2.5B |
| Q1 26 | — | $27.5B | ||
| Q4 25 | $24.5B | $27.7B | ||
| Q3 25 | $24.2B | $27.5B | ||
| Q2 25 | $26.7B | $27.6B | ||
| Q1 25 | $26.8B | $27.4B | ||
| Q4 24 | $26.9B | $18.7B | ||
| Q3 24 | $27.3B | $18.5B | ||
| Q2 24 | $27.4B | $18.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.20× | — | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.35× | — | ||
| Q4 24 | 0.32× | — | ||
| Q3 24 | 0.40× | — | ||
| Q2 24 | 0.50× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $449.5M | — |
| Free Cash FlowOCF − Capex | $411.4M | — |
| FCF MarginFCF / Revenue | 208.5% | — |
| Capex IntensityCapex / Revenue | 19.3% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $717.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $449.5M | $290.4M | ||
| Q3 25 | $223.4M | $116.9M | ||
| Q2 25 | $77.6M | $105.0M | ||
| Q1 25 | $32.8M | $-26.4M | ||
| Q4 24 | $425.9M | $211.0M | ||
| Q3 24 | $199.4M | $60.7M | ||
| Q2 24 | $86.1M | $18.2M |
| Q1 26 | — | — | ||
| Q4 25 | $411.4M | $280.0M | ||
| Q3 25 | $216.7M | $114.9M | ||
| Q2 25 | $66.3M | $98.3M | ||
| Q1 25 | $22.6M | $-30.7M | ||
| Q4 24 | $380.4M | $200.7M | ||
| Q3 24 | $187.7M | $56.9M | ||
| Q2 24 | $72.7M | $17.3M |
| Q1 26 | — | — | ||
| Q4 25 | 208.5% | 105.4% | ||
| Q3 25 | 116.1% | 43.9% | ||
| Q2 25 | 31.0% | 37.7% | ||
| Q1 25 | 10.8% | -15.9% | ||
| Q4 24 | 182.5% | 123.2% | ||
| Q3 24 | 107.4% | 37.7% | ||
| Q2 24 | 36.9% | 11.7% |
| Q1 26 | — | — | ||
| Q4 25 | 19.3% | 3.9% | ||
| Q3 25 | 3.6% | 0.8% | ||
| Q2 25 | 5.3% | 2.6% | ||
| Q1 25 | 4.8% | 2.2% | ||
| Q4 24 | 21.8% | 6.3% | ||
| Q3 24 | 6.7% | 2.5% | ||
| Q2 24 | 6.8% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.19× | ||
| Q3 25 | — | 1.40× | ||
| Q2 25 | 1.42× | 1.83× | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | — | 4.25× | ||
| Q3 24 | 8.06× | 1.63× | ||
| Q2 24 | 2.11× | 0.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SFNC
Segment breakdown not available.
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
