vs
Side-by-side financial comparison of SIMMONS FIRST NATIONAL CORP (SFNC) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.
SIMMONS FIRST NATIONAL CORP is the larger business by last-quarter revenue ($197.3M vs $111.7M, roughly 1.8× ZIPRECRUITER, INC.). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 0.6%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $7.6M). Over the past eight quarters, SIMMONS FIRST NATIONAL CORP's revenue compounded faster (0.6% CAGR vs -4.4%).
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
ZipRecruiter, Inc. is an American employment marketplace for job seekers and employers.
SFNC vs ZIP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $197.3M | $111.7M |
| Net Profit | — | $-835.0K |
| Gross Margin | — | 89.1% |
| Operating Margin | — | 3.6% |
| Net Margin | — | -0.7% |
| Revenue YoY | 19.6% | 0.6% |
| Net Profit YoY | — | 92.3% |
| EPS (diluted) | $0.36 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $197.3M | $111.7M | ||
| Q3 25 | $186.7M | $115.0M | ||
| Q2 25 | $214.2M | $112.2M | ||
| Q1 25 | $209.6M | $110.1M | ||
| Q4 24 | $208.5M | $111.0M | ||
| Q3 24 | $174.8M | $117.1M | ||
| Q2 24 | $197.2M | $123.7M | ||
| Q1 24 | $195.1M | $122.2M |
| Q4 25 | — | $-835.0K | ||
| Q3 25 | $-562.8M | $-9.8M | ||
| Q2 25 | $54.8M | $-9.5M | ||
| Q1 25 | $32.4M | $-12.8M | ||
| Q4 24 | — | $-10.8M | ||
| Q3 24 | $24.7M | $-2.6M | ||
| Q2 24 | $40.8M | $7.0M | ||
| Q1 24 | $38.9M | $-6.5M |
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% | ||
| Q1 24 | — | 89.1% |
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | -4.4% | ||
| Q2 25 | — | -5.9% | ||
| Q1 25 | — | -10.6% | ||
| Q4 24 | — | -3.6% | ||
| Q3 24 | — | -2.8% | ||
| Q2 24 | — | 7.6% | ||
| Q1 24 | — | -0.7% |
| Q4 25 | — | -0.7% | ||
| Q3 25 | -301.5% | -8.5% | ||
| Q2 25 | 25.6% | -8.5% | ||
| Q1 25 | 15.5% | -11.7% | ||
| Q4 24 | — | -9.7% | ||
| Q3 24 | 14.1% | -2.2% | ||
| Q2 24 | 20.7% | 5.7% | ||
| Q1 24 | 19.9% | -5.3% |
| Q4 25 | $0.36 | $-0.03 | ||
| Q3 25 | $-4.00 | $-0.11 | ||
| Q2 25 | $0.43 | $-0.10 | ||
| Q1 25 | $0.26 | $-0.13 | ||
| Q4 24 | $0.38 | $-0.10 | ||
| Q3 24 | $0.20 | $-0.03 | ||
| Q2 24 | $0.32 | $0.07 | ||
| Q1 24 | $0.31 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $188.0M |
| Total DebtLower is stronger | $620.0M | — |
| Stockholders' EquityBook value | $3.4B | $-77.2M |
| Total Assets | $24.5B | $569.7M |
| Debt / EquityLower = less leverage | 0.18× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $188.0M | ||
| Q3 25 | — | $211.8M | ||
| Q2 25 | — | $203.5M | ||
| Q1 25 | — | $221.1M | ||
| Q4 24 | — | $218.4M | ||
| Q3 24 | — | $225.6M | ||
| Q2 24 | — | $271.7M | ||
| Q1 24 | — | $282.5M |
| Q4 25 | $620.0M | — | ||
| Q3 25 | $667.8M | — | ||
| Q2 25 | $1.0B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | $3.4B | $-77.2M | ||
| Q3 25 | $3.4B | $-76.1M | ||
| Q2 25 | $3.5B | $-65.9M | ||
| Q1 25 | $3.5B | $-11.3M | ||
| Q4 24 | $3.5B | $13.4M | ||
| Q3 24 | $3.5B | $13.6M | ||
| Q2 24 | $3.5B | $24.4M | ||
| Q1 24 | $3.4B | $12.7M |
| Q4 25 | $24.5B | $569.7M | ||
| Q3 25 | $24.2B | $573.6M | ||
| Q2 25 | $26.7B | $592.4M | ||
| Q1 25 | $26.8B | $629.4M | ||
| Q4 24 | $26.9B | $664.1M | ||
| Q3 24 | $27.3B | $652.0M | ||
| Q2 24 | $27.4B | $665.3M | ||
| Q1 24 | $27.4B | $662.4M |
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.20× | — | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.35× | — | ||
| Q4 24 | 0.32× | — | ||
| Q3 24 | 0.40× | — | ||
| Q2 24 | 0.50× | — | ||
| Q1 24 | 0.36× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $449.5M | $7.7M |
| Free Cash FlowOCF − Capex | $411.4M | $7.6M |
| FCF MarginFCF / Revenue | 208.5% | 6.8% |
| Capex IntensityCapex / Revenue | 19.3% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $717.0M | $9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $449.5M | $7.7M | ||
| Q3 25 | $223.4M | $2.6M | ||
| Q2 25 | $77.6M | $10.5M | ||
| Q1 25 | $32.8M | $-9.9M | ||
| Q4 24 | $425.9M | $12.5M | ||
| Q3 24 | $199.4M | $9.3M | ||
| Q2 24 | $86.1M | $21.9M | ||
| Q1 24 | $57.6M | $2.0M |
| Q4 25 | $411.4M | $7.6M | ||
| Q3 25 | $216.7M | $2.2M | ||
| Q2 25 | $66.3M | $10.2M | ||
| Q1 25 | $22.6M | $-10.2M | ||
| Q4 24 | $380.4M | $12.0M | ||
| Q3 24 | $187.7M | $9.2M | ||
| Q2 24 | $72.7M | $21.7M | ||
| Q1 24 | $47.7M | $1.9M |
| Q4 25 | 208.5% | 6.8% | ||
| Q3 25 | 116.1% | 1.9% | ||
| Q2 25 | 31.0% | 9.1% | ||
| Q1 25 | 10.8% | -9.3% | ||
| Q4 24 | 182.5% | 10.8% | ||
| Q3 24 | 107.4% | 7.8% | ||
| Q2 24 | 36.9% | 17.6% | ||
| Q1 24 | 24.5% | 1.6% |
| Q4 25 | 19.3% | 0.1% | ||
| Q3 25 | 3.6% | 0.3% | ||
| Q2 25 | 5.3% | 0.3% | ||
| Q1 25 | 4.8% | 0.3% | ||
| Q4 24 | 21.8% | 0.4% | ||
| Q3 24 | 6.7% | 0.2% | ||
| Q2 24 | 6.8% | 0.1% | ||
| Q1 24 | 5.0% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.42× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.06× | — | ||
| Q2 24 | 2.11× | 3.12× | ||
| Q1 24 | 1.48× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SFNC
Segment breakdown not available.
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
