vs

Side-by-side financial comparison of SOUTHERN FIRST BANCSHARES INC (SFST) and System1, Inc. (SST). Click either name above to swap in a different company.

System1, Inc. is the larger business by last-quarter revenue ($51.9M vs $31.8M, roughly 1.6× SOUTHERN FIRST BANCSHARES INC). On growth, SOUTHERN FIRST BANCSHARES INC posted the faster year-over-year revenue change (26.1% vs -31.3%). Over the past eight quarters, SOUTHERN FIRST BANCSHARES INC's revenue compounded faster (22.2% CAGR vs -21.8%).

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

System1 is an American Internet advertising company. Formerly known as OpenMail, it was founded in 2013. It describes itself as operating a "Responsive Acquisition Marketing Platform", and cites privacy as one of its principal foci, although it has been criticized for its influence on privacy-focused properties, including search engine Startpage.com. It is headquartered in Marina del Rey, California.

SFST vs SST — Head-to-Head

Bigger by revenue
SST
SST
1.6× larger
SST
$51.9M
$31.8M
SFST
Growing faster (revenue YoY)
SFST
SFST
+57.4% gap
SFST
26.1%
-31.3%
SST
Faster 2-yr revenue CAGR
SFST
SFST
Annualised
SFST
22.2%
-21.8%
SST

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SFST
SFST
SST
SST
Revenue
$31.8M
$51.9M
Net Profit
$-13.5M
Gross Margin
41.0%
Operating Margin
40.1%
-33.6%
Net Margin
-26.0%
Revenue YoY
26.1%
-31.3%
Net Profit YoY
4.8%
EPS (diluted)
$1.19
$-3.58

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFST
SFST
SST
SST
Q4 25
$31.8M
$51.9M
Q3 25
$31.1M
$61.6M
Q2 25
$28.6M
$78.1M
Q1 25
$26.5M
$74.5M
Q4 24
$25.2M
$75.6M
Q3 24
$23.8M
$88.8M
Q2 24
$23.1M
$94.6M
Q1 24
$21.3M
$84.9M
Net Profit
SFST
SFST
SST
SST
Q4 25
$-13.5M
Q3 25
$8.7M
$-18.5M
Q2 25
$6.6M
$-17.5M
Q1 25
$5.3M
$-15.9M
Q4 24
$-14.2M
Q3 24
$4.4M
$-23.6M
Q2 24
$3.0M
$-26.4M
Q1 24
$2.5M
$-10.5M
Gross Margin
SFST
SFST
SST
SST
Q4 25
41.0%
Q3 25
36.9%
Q2 25
35.7%
Q1 25
38.2%
Q4 24
42.1%
Q3 24
28.0%
Q2 24
27.6%
Q1 24
21.9%
Operating Margin
SFST
SFST
SST
SST
Q4 25
40.1%
-33.6%
Q3 25
36.4%
-25.3%
Q2 25
30.0%
-20.4%
Q1 25
26.1%
-17.6%
Q4 24
27.3%
-15.7%
Q3 24
24.1%
-24.6%
Q2 24
17.0%
-30.8%
Q1 24
15.9%
-30.4%
Net Margin
SFST
SFST
SST
SST
Q4 25
-26.0%
Q3 25
27.8%
-30.1%
Q2 25
23.0%
-22.4%
Q1 25
19.9%
-21.3%
Q4 24
-18.7%
Q3 24
18.4%
-26.6%
Q2 24
13.0%
-27.9%
Q1 24
11.8%
-12.4%
EPS (diluted)
SFST
SFST
SST
SST
Q4 25
$1.19
$-3.58
Q3 25
$1.07
$-2.30
Q2 25
$0.81
$-2.23
Q1 25
$0.65
$-0.21
Q4 24
$0.69
$-3.41
Q3 24
$0.54
$-3.37
Q2 24
$0.37
$-3.80
Q1 24
$0.31
$-0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFST
SFST
SST
SST
Cash + ST InvestmentsLiquidity on hand
$86.9M
Total DebtLower is stronger
$305.1M
Stockholders' EquityBook value
$368.7M
$30.5M
Total Assets
$4.4B
$405.0M
Debt / EquityLower = less leverage
10.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFST
SFST
SST
SST
Q4 25
$86.9M
Q3 25
$54.6M
Q2 25
$63.6M
Q1 25
$43.9M
Q4 24
$63.6M
Q3 24
$69.1M
Q2 24
$75.7M
Q1 24
$69.9M
Total Debt
SFST
SFST
SST
SST
Q4 25
$305.1M
Q3 25
$259.2M
Q2 25
$263.3M
Q1 25
$267.4M
Q4 24
$255.1M
Q3 24
$259.2M
Q2 24
$263.3M
Q1 24
$268.6M
Stockholders' Equity
SFST
SFST
SST
SST
Q4 25
$368.7M
$30.5M
Q3 25
$356.3M
$42.7M
Q2 25
$345.5M
$58.2M
Q1 25
$337.6M
$67.2M
Q4 24
$330.4M
$80.3M
Q3 24
$326.5M
$90.3M
Q2 24
$318.7M
$109.4M
Q1 24
$315.3M
$131.7M
Total Assets
SFST
SFST
SST
SST
Q4 25
$4.4B
$405.0M
Q3 25
$4.4B
$385.2M
Q2 25
$4.3B
$429.2M
Q1 25
$4.3B
$419.2M
Q4 24
$4.1B
$459.1M
Q3 24
$4.2B
$479.3M
Q2 24
$4.1B
$511.3M
Q1 24
$4.1B
$521.1M
Debt / Equity
SFST
SFST
SST
SST
Q4 25
10.01×
Q3 25
6.07×
Q2 25
4.53×
Q1 25
3.98×
Q4 24
3.18×
Q3 24
2.87×
Q2 24
2.41×
Q1 24
2.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFST
SFST
SST
SST
Operating Cash FlowLast quarter
$30.5M
$-10.6M
Free Cash FlowOCF − Capex
$29.9M
FCF MarginFCF / Revenue
93.8%
Capex IntensityCapex / Revenue
1.8%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$62.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFST
SFST
SST
SST
Q4 25
$30.5M
$-10.6M
Q3 25
$14.5M
$-2.1M
Q2 25
$10.5M
$24.5M
Q1 25
$7.6M
$-15.9M
Q4 24
$25.6M
$772.0K
Q3 24
$26.3M
$-5.0K
Q2 24
$4.0M
$10.0M
Q1 24
$-2.9M
$-16.0M
Free Cash Flow
SFST
SFST
SST
SST
Q4 25
$29.9M
Q3 25
$14.4M
Q2 25
$10.4M
Q1 25
$7.4M
$-16.0M
Q4 24
$24.8M
Q3 24
$26.1M
$-36.0K
Q2 24
$3.9M
Q1 24
$-3.2M
FCF Margin
SFST
SFST
SST
SST
Q4 25
93.8%
Q3 25
46.3%
Q2 25
36.3%
Q1 25
28.1%
-21.5%
Q4 24
98.2%
Q3 24
110.0%
-0.0%
Q2 24
16.8%
Q1 24
-15.0%
Capex Intensity
SFST
SFST
SST
SST
Q4 25
1.8%
0.0%
Q3 25
0.3%
0.0%
Q2 25
0.3%
0.0%
Q1 25
0.5%
0.1%
Q4 24
3.1%
0.0%
Q3 24
0.8%
0.0%
Q2 24
0.4%
0.0%
Q1 24
1.3%
0.0%
Cash Conversion
SFST
SFST
SST
SST
Q4 25
Q3 25
1.67×
Q2 25
1.59×
Q1 25
1.44×
Q4 24
Q3 24
6.01×
Q2 24
1.32×
Q1 24
-1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons