SOUTHERN FIRST BANCSHARES INC

SOUTHERN FIRST BANCSHARES INCSFSTEarnings & Financial Report

Nasdaq · Financials · National Commercial Banks

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

SFST Q4 FY2025 Key Financial Metrics

Revenue

$31.8M

Gross Profit

N/A

Operating Profit

$12.8M

Net Profit

N/A

Gross Margin

N/A

Operating Margin

40.1%

Net Margin

N/A

YoY Growth

26.1%

EPS

$1.19

SOUTHERN FIRST BANCSHARES INC Q4 FY2025 Financial Summary

SOUTHERN FIRST BANCSHARES INC reported revenue of $31.8M (up 26.1% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).

Key Financial Metrics

Total Revenue$31.8M
Net ProfitN/A
Gross MarginN/A
Operating Margin40.1%
Report PeriodQ4 FY2025

SOUTHERN FIRST BANCSHARES INC Annual Revenue by Year

SOUTHERN FIRST BANCSHARES INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $118.1M).

YearAnnual Revenue
2025$118.1Mvs 2024
2024$93.4Mvs 2023
2023$4.0Mvs 2022
2022$4.2M

SOUTHERN FIRST BANCSHARES INC Quarterly Revenue & Net Profit History

SOUTHERN FIRST BANCSHARES INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$31.8M+26.1%N/AN/A
Q3 FY2025$31.1M+31.0%$8.7M27.8%
Q2 FY2025$28.6M+24.2%$6.6M23.0%
Q1 FY2025$26.5M+24.3%$5.3M19.9%
Q4 FY2024$25.2M+18.0%N/AN/A
Q3 FY2024$23.8M+7.6%$4.4M18.4%
Q2 FY2024$23.1M+6.9%$3.0M13.0%
Q1 FY2024$21.3M-5.2%$2.5M11.8%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$21.3M$23.1M$23.8M$25.2M$26.5M$28.6M$31.1M$31.8M
YoY Growth-5.2%6.9%7.6%18.0%24.3%24.2%31.0%26.1%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$4.11B$4.11B$4.17B$4.09B$4.28B$4.31B$4.36B$4.40B
Liabilities$3.79B$3.79B$3.85B$3.76B$3.95B$3.96B$4.00B$4.03B
Equity$315.3M$318.7M$326.5M$330.4M$337.6M$345.5M$356.3M$368.7M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$-2.9M$4.0M$26.3M$25.6M$7.6M$10.5M$14.5M$30.5M