vs

Side-by-side financial comparison of SOUTHERN FIRST BANCSHARES INC (SFST) and TOP SHIPS INC. (TOPS). Click either name above to swap in a different company.

TOP SHIPS INC. is the larger business by last-quarter revenue ($36.6M vs $31.8M, roughly 1.1× SOUTHERN FIRST BANCSHARES INC).

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

Top Ships Inc. is a supply chain maritime transportation operations management company responsible for seaborne trade of raw materials. The company was founded by Evangelos J. Pistiolis on January 10, 2000 and is headquartered in Maroussi, Greece.

SFST vs TOPS — Head-to-Head

Bigger by revenue
TOPS
TOPS
1.1× larger
TOPS
$36.6M
$31.8M
SFST

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SFST
SFST
TOPS
TOPS
Revenue
$31.8M
$36.6M
Net Profit
$-4.5M
Gross Margin
Operating Margin
40.1%
22.0%
Net Margin
-12.2%
Revenue YoY
26.1%
Net Profit YoY
EPS (diluted)
$1.19
$-0.96

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFST
SFST
TOPS
TOPS
Q4 25
$31.8M
$36.6M
Q3 25
$31.1M
Q2 25
$28.6M
Q1 25
$26.5M
Q4 24
$25.2M
Q3 24
$23.8M
Q2 24
$23.1M
Q1 24
$21.3M
Net Profit
SFST
SFST
TOPS
TOPS
Q4 25
$-4.5M
Q3 25
$8.7M
Q2 25
$6.6M
Q1 25
$5.3M
Q4 24
Q3 24
$4.4M
Q2 24
$3.0M
Q1 24
$2.5M
Operating Margin
SFST
SFST
TOPS
TOPS
Q4 25
40.1%
22.0%
Q3 25
36.4%
Q2 25
30.0%
Q1 25
26.1%
Q4 24
27.3%
Q3 24
24.1%
Q2 24
17.0%
Q1 24
15.9%
Net Margin
SFST
SFST
TOPS
TOPS
Q4 25
-12.2%
Q3 25
27.8%
Q2 25
23.0%
Q1 25
19.9%
Q4 24
Q3 24
18.4%
Q2 24
13.0%
Q1 24
11.8%
EPS (diluted)
SFST
SFST
TOPS
TOPS
Q4 25
$1.19
$-0.96
Q3 25
$1.07
Q2 25
$0.81
Q1 25
$0.65
Q4 24
$0.69
Q3 24
$0.54
Q2 24
$0.37
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFST
SFST
TOPS
TOPS
Cash + ST InvestmentsLiquidity on hand
$20.4M
Total DebtLower is stronger
$216.6M
Stockholders' EquityBook value
$368.7M
$89.2M
Total Assets
$4.4B
$333.6M
Debt / EquityLower = less leverage
2.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFST
SFST
TOPS
TOPS
Q4 25
$20.4M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
SFST
SFST
TOPS
TOPS
Q4 25
$216.6M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
SFST
SFST
TOPS
TOPS
Q4 25
$368.7M
$89.2M
Q3 25
$356.3M
Q2 25
$345.5M
Q1 25
$337.6M
Q4 24
$330.4M
Q3 24
$326.5M
Q2 24
$318.7M
Q1 24
$315.3M
Total Assets
SFST
SFST
TOPS
TOPS
Q4 25
$4.4B
$333.6M
Q3 25
$4.4B
Q2 25
$4.3B
Q1 25
$4.3B
Q4 24
$4.1B
Q3 24
$4.2B
Q2 24
$4.1B
Q1 24
$4.1B
Debt / Equity
SFST
SFST
TOPS
TOPS
Q4 25
2.43×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFST
SFST
TOPS
TOPS
Operating Cash FlowLast quarter
$30.5M
$26.4M
Free Cash FlowOCF − Capex
$29.9M
FCF MarginFCF / Revenue
93.8%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$62.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFST
SFST
TOPS
TOPS
Q4 25
$30.5M
$26.4M
Q3 25
$14.5M
Q2 25
$10.5M
Q1 25
$7.6M
Q4 24
$25.6M
Q3 24
$26.3M
Q2 24
$4.0M
Q1 24
$-2.9M
Free Cash Flow
SFST
SFST
TOPS
TOPS
Q4 25
$29.9M
Q3 25
$14.4M
Q2 25
$10.4M
Q1 25
$7.4M
Q4 24
$24.8M
Q3 24
$26.1M
Q2 24
$3.9M
Q1 24
$-3.2M
FCF Margin
SFST
SFST
TOPS
TOPS
Q4 25
93.8%
Q3 25
46.3%
Q2 25
36.3%
Q1 25
28.1%
Q4 24
98.2%
Q3 24
110.0%
Q2 24
16.8%
Q1 24
-15.0%
Capex Intensity
SFST
SFST
TOPS
TOPS
Q4 25
1.8%
Q3 25
0.3%
Q2 25
0.3%
Q1 25
0.5%
Q4 24
3.1%
Q3 24
0.8%
Q2 24
0.4%
Q1 24
1.3%
Cash Conversion
SFST
SFST
TOPS
TOPS
Q4 25
Q3 25
1.67×
Q2 25
1.59×
Q1 25
1.44×
Q4 24
Q3 24
6.01×
Q2 24
1.32×
Q1 24
-1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons