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Side-by-side financial comparison of SOUTHERN FIRST BANCSHARES INC (SFST) and TRAVELZOO (TZOO). Click either name above to swap in a different company.

SOUTHERN FIRST BANCSHARES INC is the larger business by last-quarter revenue ($31.8M vs $22.5M, roughly 1.4× TRAVELZOO). On growth, SOUTHERN FIRST BANCSHARES INC posted the faster year-over-year revenue change (26.1% vs 8.7%). SOUTHERN FIRST BANCSHARES INC produced more free cash flow last quarter ($29.9M vs $1.4M). Over the past eight quarters, SOUTHERN FIRST BANCSHARES INC's revenue compounded faster (22.2% CAGR vs 1.1%).

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

Travelzoo Inc. is an Internet company that publishes deals from more than 2,000 travel, entertainment and local businesses such as restaurants and spas. It has 28 million members in North America, Europe, and Asia Pacific and 25 offices worldwide.

SFST vs TZOO — Head-to-Head

Bigger by revenue
SFST
SFST
1.4× larger
SFST
$31.8M
$22.5M
TZOO
Growing faster (revenue YoY)
SFST
SFST
+17.4% gap
SFST
26.1%
8.7%
TZOO
More free cash flow
SFST
SFST
$28.4M more FCF
SFST
$29.9M
$1.4M
TZOO
Faster 2-yr revenue CAGR
SFST
SFST
Annualised
SFST
22.2%
1.1%
TZOO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SFST
SFST
TZOO
TZOO
Revenue
$31.8M
$22.5M
Net Profit
$-20.0K
Gross Margin
81.2%
Operating Margin
40.1%
2.5%
Net Margin
-0.1%
Revenue YoY
26.1%
8.7%
Net Profit YoY
-100.6%
EPS (diluted)
$1.19
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFST
SFST
TZOO
TZOO
Q4 25
$31.8M
$22.5M
Q3 25
$31.1M
$22.2M
Q2 25
$28.6M
$23.9M
Q1 25
$26.5M
$23.1M
Q4 24
$25.2M
$20.7M
Q3 24
$23.8M
$20.1M
Q2 24
$23.1M
$21.1M
Q1 24
$21.3M
$22.0M
Net Profit
SFST
SFST
TZOO
TZOO
Q4 25
$-20.0K
Q3 25
$8.7M
$150.0K
Q2 25
$6.6M
$1.4M
Q1 25
$5.3M
$3.2M
Q4 24
$3.2M
Q3 24
$4.4M
$3.2M
Q2 24
$3.0M
$2.9M
Q1 24
$2.5M
$4.2M
Gross Margin
SFST
SFST
TZOO
TZOO
Q4 25
81.2%
Q3 25
79.6%
Q2 25
78.4%
Q1 25
82.0%
Q4 24
86.6%
Q3 24
87.3%
Q2 24
88.1%
Q1 24
88.0%
Operating Margin
SFST
SFST
TZOO
TZOO
Q4 25
40.1%
2.5%
Q3 25
36.4%
2.2%
Q2 25
30.0%
8.6%
Q1 25
26.1%
16.4%
Q4 24
27.3%
23.5%
Q3 24
24.1%
20.1%
Q2 24
17.0%
19.0%
Q1 24
15.9%
25.4%
Net Margin
SFST
SFST
TZOO
TZOO
Q4 25
-0.1%
Q3 25
27.8%
0.7%
Q2 25
23.0%
5.9%
Q1 25
19.9%
13.7%
Q4 24
15.6%
Q3 24
18.4%
15.8%
Q2 24
13.0%
13.8%
Q1 24
11.8%
19.3%
EPS (diluted)
SFST
SFST
TZOO
TZOO
Q4 25
$1.19
$0.02
Q3 25
$1.07
$0.01
Q2 25
$0.81
$0.12
Q1 25
$0.65
$0.26
Q4 24
$0.69
$0.26
Q3 24
$0.54
$0.26
Q2 24
$0.37
$0.23
Q1 24
$0.31
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFST
SFST
TZOO
TZOO
Cash + ST InvestmentsLiquidity on hand
$10.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$368.7M
$-7.5M
Total Assets
$4.4B
$45.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFST
SFST
TZOO
TZOO
Q4 25
$10.0M
Q3 25
$8.5M
Q2 25
$10.4M
Q1 25
$11.5M
Q4 24
$17.1M
Q3 24
$11.4M
Q2 24
$12.6M
Q1 24
$16.2M
Stockholders' Equity
SFST
SFST
TZOO
TZOO
Q4 25
$368.7M
$-7.5M
Q3 25
$356.3M
$-8.1M
Q2 25
$345.5M
$-7.1M
Q1 25
$337.6M
$-6.1M
Q4 24
$330.4M
$-462.0K
Q3 24
$326.5M
$-2.2M
Q2 24
$318.7M
$966.0K
Q1 24
$315.3M
$4.1M
Total Assets
SFST
SFST
TZOO
TZOO
Q4 25
$4.4B
$45.2M
Q3 25
$4.4B
$46.2M
Q2 25
$4.3B
$46.7M
Q1 25
$4.3B
$49.2M
Q4 24
$4.1B
$54.7M
Q3 24
$4.2B
$50.5M
Q2 24
$4.1B
$51.5M
Q1 24
$4.1B
$54.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFST
SFST
TZOO
TZOO
Operating Cash FlowLast quarter
$30.5M
$1.5M
Free Cash FlowOCF − Capex
$29.9M
$1.4M
FCF MarginFCF / Revenue
93.8%
6.4%
Capex IntensityCapex / Revenue
1.8%
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$62.1M
$5.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFST
SFST
TZOO
TZOO
Q4 25
$30.5M
$1.5M
Q3 25
$14.5M
$-373.0K
Q2 25
$10.5M
$1.3M
Q1 25
$7.6M
$3.3M
Q4 24
$25.6M
$7.8M
Q3 24
$26.3M
$5.3M
Q2 24
$4.0M
$3.3M
Q1 24
$-2.9M
$4.6M
Free Cash Flow
SFST
SFST
TZOO
TZOO
Q4 25
$29.9M
$1.4M
Q3 25
$14.4M
$-388.0K
Q2 25
$10.4M
$1.3M
Q1 25
$7.4M
$3.3M
Q4 24
$24.8M
$7.8M
Q3 24
$26.1M
$5.3M
Q2 24
$3.9M
$3.3M
Q1 24
$-3.2M
$4.6M
FCF Margin
SFST
SFST
TZOO
TZOO
Q4 25
93.8%
6.4%
Q3 25
46.3%
-1.7%
Q2 25
36.3%
5.4%
Q1 25
28.1%
14.1%
Q4 24
98.2%
37.7%
Q3 24
110.0%
26.3%
Q2 24
16.8%
15.4%
Q1 24
-15.0%
20.9%
Capex Intensity
SFST
SFST
TZOO
TZOO
Q4 25
1.8%
0.1%
Q3 25
0.3%
0.1%
Q2 25
0.3%
0.1%
Q1 25
0.5%
0.1%
Q4 24
3.1%
0.2%
Q3 24
0.8%
0.2%
Q2 24
0.4%
0.2%
Q1 24
1.3%
0.2%
Cash Conversion
SFST
SFST
TZOO
TZOO
Q4 25
Q3 25
1.67×
-2.49×
Q2 25
1.59×
0.93×
Q1 25
1.44×
1.04×
Q4 24
2.44×
Q3 24
6.01×
1.67×
Q2 24
1.32×
1.13×
Q1 24
-1.16×
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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