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Side-by-side financial comparison of SOUTHERN FIRST BANCSHARES INC (SFST) and VIRCO MFG CORPORATION (VIRC). Click either name above to swap in a different company.

VIRCO MFG CORPORATION is the larger business by last-quarter revenue ($47.6M vs $31.8M, roughly 1.5× SOUTHERN FIRST BANCSHARES INC). On growth, SOUTHERN FIRST BANCSHARES INC posted the faster year-over-year revenue change (26.1% vs -42.3%). SOUTHERN FIRST BANCSHARES INC produced more free cash flow last quarter ($29.9M vs $24.5M). Over the past eight quarters, SOUTHERN FIRST BANCSHARES INC's revenue compounded faster (22.2% CAGR vs 5.7%).

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

The Virco Manufacturing Corporation, more commonly known as Virco, is an American furniture manufacturer based in Torrance, California which focuses on providing products for educational markets. The principal products of the company include student desks and activity tables, school and office seating, computer stations, lightweight folding tables, and upholstered chairs.

SFST vs VIRC — Head-to-Head

Bigger by revenue
VIRC
VIRC
1.5× larger
VIRC
$47.6M
$31.8M
SFST
Growing faster (revenue YoY)
SFST
SFST
+68.5% gap
SFST
26.1%
-42.3%
VIRC
More free cash flow
SFST
SFST
$5.3M more FCF
SFST
$29.9M
$24.5M
VIRC
Faster 2-yr revenue CAGR
SFST
SFST
Annualised
SFST
22.2%
5.7%
VIRC

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
SFST
SFST
VIRC
VIRC
Revenue
$31.8M
$47.6M
Net Profit
$-1.3M
Gross Margin
38.0%
Operating Margin
40.1%
-3.6%
Net Margin
-2.8%
Revenue YoY
26.1%
-42.3%
Net Profit YoY
-115.8%
EPS (diluted)
$1.19
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFST
SFST
VIRC
VIRC
Q4 25
$31.8M
$47.6M
Q3 25
$31.1M
$92.1M
Q2 25
$28.6M
$33.8M
Q1 25
$26.5M
$28.5M
Q4 24
$25.2M
$82.6M
Q3 24
$23.8M
$108.4M
Q2 24
$23.1M
$46.7M
Q1 24
$21.3M
$42.6M
Net Profit
SFST
SFST
VIRC
VIRC
Q4 25
$-1.3M
Q3 25
$8.7M
$10.2M
Q2 25
$6.6M
$732.0K
Q1 25
$5.3M
$-5.7M
Q4 24
$8.4M
Q3 24
$4.4M
$16.8M
Q2 24
$3.0M
$2.1M
Q1 24
$2.5M
$-2.3M
Gross Margin
SFST
SFST
VIRC
VIRC
Q4 25
38.0%
Q3 25
44.4%
Q2 25
47.5%
Q1 25
26.2%
Q4 24
44.4%
Q3 24
46.3%
Q2 24
43.5%
Q1 24
37.7%
Operating Margin
SFST
SFST
VIRC
VIRC
Q4 25
40.1%
-3.6%
Q3 25
36.4%
16.7%
Q2 25
30.0%
-0.3%
Q1 25
26.1%
-28.5%
Q4 24
27.3%
13.5%
Q3 24
24.1%
20.2%
Q2 24
17.0%
6.4%
Q1 24
15.9%
-6.5%
Net Margin
SFST
SFST
VIRC
VIRC
Q4 25
-2.8%
Q3 25
27.8%
11.1%
Q2 25
23.0%
2.2%
Q1 25
19.9%
-20.1%
Q4 24
10.2%
Q3 24
18.4%
15.5%
Q2 24
13.0%
4.6%
Q1 24
11.8%
-5.5%
EPS (diluted)
SFST
SFST
VIRC
VIRC
Q4 25
$1.19
$-0.08
Q3 25
$1.07
$0.65
Q2 25
$0.81
$0.05
Q1 25
$0.65
$-0.37
Q4 24
$0.69
$0.52
Q3 24
$0.54
$1.04
Q2 24
$0.37
$0.13
Q1 24
$0.31
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFST
SFST
VIRC
VIRC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$3.9M
Stockholders' EquityBook value
$368.7M
$113.6M
Total Assets
$4.4B
$181.5M
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFST
SFST
VIRC
VIRC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$5.3M
Total Debt
SFST
SFST
VIRC
VIRC
Q4 25
$3.9M
Q3 25
$4.0M
Q2 25
$4.1M
Q1 25
$4.1M
Q4 24
$4.2M
Q3 24
$4.3M
Q2 24
$7.0M
Q1 24
$4.4M
Stockholders' Equity
SFST
SFST
VIRC
VIRC
Q4 25
$368.7M
$113.6M
Q3 25
$356.3M
$115.4M
Q2 25
$345.5M
$105.6M
Q1 25
$337.6M
$109.3M
Q4 24
$330.4M
$115.9M
Q3 24
$326.5M
$107.8M
Q2 24
$318.7M
$91.6M
Q1 24
$315.3M
$91.2M
Total Assets
SFST
SFST
VIRC
VIRC
Q4 25
$4.4B
$181.5M
Q3 25
$4.4B
$198.6M
Q2 25
$4.3B
$183.8M
Q1 25
$4.3B
$191.9M
Q4 24
$4.1B
$210.1M
Q3 24
$4.2B
$216.3M
Q2 24
$4.1B
$152.5M
Q1 24
$4.1B
$146.4M
Debt / Equity
SFST
SFST
VIRC
VIRC
Q4 25
0.03×
Q3 25
0.03×
Q2 25
0.04×
Q1 25
0.04×
Q4 24
0.04×
Q3 24
0.04×
Q2 24
0.08×
Q1 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFST
SFST
VIRC
VIRC
Operating Cash FlowLast quarter
$30.5M
$25.8M
Free Cash FlowOCF − Capex
$29.9M
$24.5M
FCF MarginFCF / Revenue
93.8%
51.5%
Capex IntensityCapex / Revenue
1.8%
2.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$62.1M
$-4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFST
SFST
VIRC
VIRC
Q4 25
$30.5M
$25.8M
Q3 25
$14.5M
$3.2M
Q2 25
$10.5M
$-19.0M
Q1 25
$7.6M
$-8.3M
Q4 24
$25.6M
$33.5M
Q3 24
$26.3M
$12.5M
Q2 24
$4.0M
$-4.5M
Q1 24
$-2.9M
$4.7M
Free Cash Flow
SFST
SFST
VIRC
VIRC
Q4 25
$29.9M
$24.5M
Q3 25
$14.4M
$1.8M
Q2 25
$10.4M
$-21.5M
Q1 25
$7.4M
$-9.2M
Q4 24
$24.8M
$31.0M
Q3 24
$26.1M
$10.7M
Q2 24
$3.9M
$-5.6M
Q1 24
$-3.2M
$4.0M
FCF Margin
SFST
SFST
VIRC
VIRC
Q4 25
93.8%
51.5%
Q3 25
46.3%
2.0%
Q2 25
36.3%
-63.6%
Q1 25
28.1%
-32.4%
Q4 24
98.2%
37.5%
Q3 24
110.0%
9.8%
Q2 24
16.8%
-12.0%
Q1 24
-15.0%
9.5%
Capex Intensity
SFST
SFST
VIRC
VIRC
Q4 25
1.8%
2.7%
Q3 25
0.3%
1.5%
Q2 25
0.3%
7.2%
Q1 25
0.5%
3.3%
Q4 24
3.1%
3.0%
Q3 24
0.8%
1.7%
Q2 24
0.4%
2.3%
Q1 24
1.3%
1.5%
Cash Conversion
SFST
SFST
VIRC
VIRC
Q4 25
Q3 25
1.67×
0.31×
Q2 25
1.59×
-26.00×
Q1 25
1.44×
Q4 24
3.98×
Q3 24
6.01×
0.74×
Q2 24
1.32×
-2.11×
Q1 24
-1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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