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Side-by-side financial comparison of SHORE BANCSHARES INC (SHBI) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $59.1M, roughly 1.6× SHORE BANCSHARES INC). SHORE BANCSHARES INC produced more free cash flow last quarter ($59.2M vs $7.1M).

Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

SHBI vs SJ — Head-to-Head

Bigger by revenue
SJ
SJ
1.6× larger
SJ
$91.6M
$59.1M
SHBI
More free cash flow
SHBI
SHBI
$52.1M more FCF
SHBI
$59.2M
$7.1M
SJ

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
SHBI
SHBI
SJ
SJ
Revenue
$59.1M
$91.6M
Net Profit
Gross Margin
Operating Margin
35.2%
Net Margin
Revenue YoY
11.8%
Net Profit YoY
EPS (diluted)
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SHBI
SHBI
SJ
SJ
Q4 25
$59.1M
Q3 25
$56.4M
Q2 25
$56.6M
$91.6M
Q1 25
$53.0M
Q4 24
$52.9M
Q3 24
$50.5M
Q2 24
$50.6M
Q1 24
$47.7M
Net Profit
SHBI
SHBI
SJ
SJ
Q4 25
Q3 25
$14.3M
Q2 25
$15.5M
Q1 25
$13.8M
Q4 24
Q3 24
$11.2M
Q2 24
$11.2M
Q1 24
$8.2M
Operating Margin
SHBI
SHBI
SJ
SJ
Q4 25
35.2%
Q3 25
33.7%
Q2 25
36.5%
Q1 25
34.4%
Q4 24
34.3%
Q3 24
29.6%
Q2 24
29.7%
Q1 24
22.2%
Net Margin
SHBI
SHBI
SJ
SJ
Q4 25
Q3 25
25.5%
Q2 25
27.4%
Q1 25
26.0%
Q4 24
Q3 24
22.1%
Q2 24
22.2%
Q1 24
17.2%
EPS (diluted)
SHBI
SHBI
SJ
SJ
Q4 25
$0.48
Q3 25
$0.43
Q2 25
$0.46
Q1 25
$0.41
Q4 24
$0.39
Q3 24
$0.34
Q2 24
$0.34
Q1 24
$0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SHBI
SHBI
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$355.6M
$913.0K
Total DebtLower is stronger
$89.1M
Stockholders' EquityBook value
$589.9M
$170.2M
Total Assets
$6.3B
$199.9M
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SHBI
SHBI
SJ
SJ
Q4 25
$355.6M
Q3 25
$416.5M
Q2 25
$185.0M
$913.0K
Q1 25
$389.0M
Q4 24
$459.9M
Q3 24
$183.6M
Q2 24
$138.9M
Q1 24
$114.6M
Total Debt
SHBI
SHBI
SJ
SJ
Q4 25
$89.1M
Q3 25
$74.5M
Q2 25
$74.2M
Q1 25
$74.0M
Q4 24
$73.7M
Q3 24
$123.5M
Q2 24
$122.8M
Q1 24
$72.6M
Stockholders' Equity
SHBI
SHBI
SJ
SJ
Q4 25
$589.9M
Q3 25
$577.2M
Q2 25
$565.2M
$170.2M
Q1 25
$552.5M
Q4 24
$541.1M
Q3 24
$533.3M
Q2 24
$522.8M
Q1 24
$515.2M
Total Assets
SHBI
SHBI
SJ
SJ
Q4 25
$6.3B
Q3 25
$6.3B
Q2 25
$6.0B
$199.9M
Q1 25
$6.2B
Q4 24
$6.2B
Q3 24
$5.9B
Q2 24
$5.9B
Q1 24
$5.8B
Debt / Equity
SHBI
SHBI
SJ
SJ
Q4 25
0.15×
Q3 25
0.13×
Q2 25
0.13×
Q1 25
0.13×
Q4 24
0.14×
Q3 24
0.23×
Q2 24
0.23×
Q1 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SHBI
SHBI
SJ
SJ
Operating Cash FlowLast quarter
$62.4M
$7.1M
Free Cash FlowOCF − Capex
$59.2M
$7.1M
FCF MarginFCF / Revenue
100.2%
7.7%
Capex IntensityCapex / Revenue
5.4%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$110.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SHBI
SHBI
SJ
SJ
Q4 25
$62.4M
Q3 25
$42.5M
Q2 25
$-8.3M
$7.1M
Q1 25
$19.8M
Q4 24
$46.9M
Q3 24
$9.1M
Q2 24
$3.0M
Q1 24
$2.4M
Free Cash Flow
SHBI
SHBI
SJ
SJ
Q4 25
$59.2M
Q3 25
$41.9M
Q2 25
$-9.2M
$7.1M
Q1 25
$18.8M
Q4 24
$41.7M
Q3 24
$8.4M
Q2 24
$1.4M
Q1 24
$614.0K
FCF Margin
SHBI
SHBI
SJ
SJ
Q4 25
100.2%
Q3 25
74.3%
Q2 25
-16.3%
7.7%
Q1 25
35.4%
Q4 24
78.8%
Q3 24
16.7%
Q2 24
2.9%
Q1 24
1.3%
Capex Intensity
SHBI
SHBI
SJ
SJ
Q4 25
5.4%
Q3 25
1.0%
Q2 25
1.6%
0.0%
Q1 25
1.9%
Q4 24
9.9%
Q3 24
1.2%
Q2 24
3.1%
Q1 24
3.7%
Cash Conversion
SHBI
SHBI
SJ
SJ
Q4 25
Q3 25
2.96×
Q2 25
-0.54×
Q1 25
1.44×
Q4 24
Q3 24
0.81×
Q2 24
0.27×
Q1 24
0.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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