vs

Side-by-side financial comparison of SHORE BANCSHARES INC (SHBI) and Talkspace, Inc. (TALK). Click either name above to swap in a different company.

Talkspace, Inc. is the larger business by last-quarter revenue ($63.0M vs $59.1M, roughly 1.1× SHORE BANCSHARES INC). On growth, Talkspace, Inc. posted the faster year-over-year revenue change (29.3% vs 11.8%). Over the past eight quarters, Talkspace, Inc.'s revenue compounded faster (17.8% CAGR vs 11.3%).

Shore Bancshares Inc. is a U.S. regional bank holding company headquartered in Maryland. It offers a full range of retail and commercial banking services, including deposit products, personal and commercial loans, and wealth management solutions, primarily serving local individual customers, small businesses and mid-sized enterprises in its operating regions.

Talkspace, Inc. is an American company that provides online and mobile therapy services. Founded in 2012 by Oren and Roni Frank, Talkspace connects users with licensed therapists and psychiatrists through web and mobile platforms. The service offers communication through text, audio, and video messaging, as well as live video sessions in some cases. The company is headquartered in New York City.

SHBI vs TALK — Head-to-Head

Bigger by revenue
TALK
TALK
1.1× larger
TALK
$63.0M
$59.1M
SHBI
Growing faster (revenue YoY)
TALK
TALK
+17.5% gap
TALK
29.3%
11.8%
SHBI
Faster 2-yr revenue CAGR
TALK
TALK
Annualised
TALK
17.8%
11.3%
SHBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SHBI
SHBI
TALK
TALK
Revenue
$59.1M
$63.0M
Net Profit
$4.8M
Gross Margin
Operating Margin
35.2%
6.1%
Net Margin
7.6%
Revenue YoY
11.8%
29.3%
Net Profit YoY
292.5%
EPS (diluted)
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SHBI
SHBI
TALK
TALK
Q4 25
$59.1M
$63.0M
Q3 25
$56.4M
$59.4M
Q2 25
$56.6M
$54.3M
Q1 25
$53.0M
$52.2M
Q4 24
$52.9M
$48.7M
Q3 24
$50.5M
$47.4M
Q2 24
$50.6M
$46.1M
Q1 24
$47.7M
$45.4M
Net Profit
SHBI
SHBI
TALK
TALK
Q4 25
$4.8M
Q3 25
$14.3M
$3.3M
Q2 25
$15.5M
$-541.0K
Q1 25
$13.8M
$318.0K
Q4 24
$1.2M
Q3 24
$11.2M
$1.9M
Q2 24
$11.2M
$-474.0K
Q1 24
$8.2M
$-1.5M
Gross Margin
SHBI
SHBI
TALK
TALK
Q4 25
Q3 25
Q2 25
Q1 25
44.6%
Q4 24
44.2%
Q3 24
45.6%
Q2 24
45.5%
Q1 24
47.8%
Operating Margin
SHBI
SHBI
TALK
TALK
Q4 25
35.2%
6.1%
Q3 25
33.7%
3.7%
Q2 25
36.5%
-3.3%
Q1 25
34.4%
-2.1%
Q4 24
34.3%
1.2%
Q3 24
29.6%
0.2%
Q2 24
29.7%
-7.6%
Q1 24
22.2%
-3.7%
Net Margin
SHBI
SHBI
TALK
TALK
Q4 25
7.6%
Q3 25
25.5%
5.5%
Q2 25
27.4%
-1.0%
Q1 25
26.0%
0.6%
Q4 24
2.5%
Q3 24
22.1%
4.0%
Q2 24
22.2%
-1.0%
Q1 24
17.2%
-3.2%
EPS (diluted)
SHBI
SHBI
TALK
TALK
Q4 25
$0.48
Q3 25
$0.43
$0.02
Q2 25
$0.46
Q1 25
$0.41
$0.00
Q4 24
$0.39
$0.01
Q3 24
$0.34
$0.01
Q2 24
$0.34
$0.00
Q1 24
$0.25
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SHBI
SHBI
TALK
TALK
Cash + ST InvestmentsLiquidity on hand
$355.6M
$37.4M
Total DebtLower is stronger
$89.1M
Stockholders' EquityBook value
$589.9M
$117.0M
Total Assets
$6.3B
$134.9M
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SHBI
SHBI
TALK
TALK
Q4 25
$355.6M
$37.4M
Q3 25
$416.5M
$39.5M
Q2 25
$185.0M
$54.3M
Q1 25
$389.0M
$60.1M
Q4 24
$459.9M
$76.7M
Q3 24
$183.6M
$119.0M
Q2 24
$138.9M
$114.9M
Q1 24
$114.6M
$120.3M
Total Debt
SHBI
SHBI
TALK
TALK
Q4 25
$89.1M
Q3 25
$74.5M
Q2 25
$74.2M
Q1 25
$74.0M
Q4 24
$73.7M
Q3 24
$123.5M
Q2 24
$122.8M
Q1 24
$72.6M
Stockholders' Equity
SHBI
SHBI
TALK
TALK
Q4 25
$589.9M
$117.0M
Q3 25
$577.2M
$109.1M
Q2 25
$565.2M
$112.9M
Q1 25
$552.5M
$113.4M
Q4 24
$541.1M
$117.4M
Q3 24
$533.3M
$117.6M
Q2 24
$522.8M
$114.0M
Q1 24
$515.2M
$119.6M
Total Assets
SHBI
SHBI
TALK
TALK
Q4 25
$6.3B
$134.9M
Q3 25
$6.3B
$129.1M
Q2 25
$6.0B
$132.8M
Q1 25
$6.2B
$134.2M
Q4 24
$6.2B
$138.7M
Q3 24
$5.9B
$138.2M
Q2 24
$5.9B
$133.8M
Q1 24
$5.8B
$138.3M
Debt / Equity
SHBI
SHBI
TALK
TALK
Q4 25
0.15×
Q3 25
0.13×
Q2 25
0.13×
Q1 25
0.13×
Q4 24
0.14×
Q3 24
0.23×
Q2 24
0.23×
Q1 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SHBI
SHBI
TALK
TALK
Operating Cash FlowLast quarter
$62.4M
$5.4M
Free Cash FlowOCF − Capex
$59.2M
FCF MarginFCF / Revenue
100.2%
Capex IntensityCapex / Revenue
5.4%
Cash ConversionOCF / Net Profit
1.13×
TTM Free Cash FlowTrailing 4 quarters
$110.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SHBI
SHBI
TALK
TALK
Q4 25
$62.4M
$5.4M
Q3 25
$42.5M
$4.7M
Q2 25
$-8.3M
$-351.0K
Q1 25
$19.8M
$-1.2M
Q4 24
$46.9M
$3.7M
Q3 24
$9.1M
$6.2M
Q2 24
$3.0M
$4.8M
Q1 24
$2.4M
$-3.4M
Free Cash Flow
SHBI
SHBI
TALK
TALK
Q4 25
$59.2M
Q3 25
$41.9M
Q2 25
$-9.2M
Q1 25
$18.8M
Q4 24
$41.7M
Q3 24
$8.4M
Q2 24
$1.4M
$4.5M
Q1 24
$614.0K
$-3.8M
FCF Margin
SHBI
SHBI
TALK
TALK
Q4 25
100.2%
Q3 25
74.3%
Q2 25
-16.3%
Q1 25
35.4%
Q4 24
78.8%
Q3 24
16.7%
Q2 24
2.9%
9.7%
Q1 24
1.3%
-8.3%
Capex Intensity
SHBI
SHBI
TALK
TALK
Q4 25
5.4%
Q3 25
1.0%
Q2 25
1.6%
Q1 25
1.9%
Q4 24
9.9%
Q3 24
1.2%
Q2 24
3.1%
0.7%
Q1 24
3.7%
0.8%
Cash Conversion
SHBI
SHBI
TALK
TALK
Q4 25
1.13×
Q3 25
2.96×
1.46×
Q2 25
-0.54×
Q1 25
1.44×
-3.90×
Q4 24
3.02×
Q3 24
0.81×
3.31×
Q2 24
0.27×
Q1 24
0.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SHBI
SHBI

Segment breakdown not available.

TALK
TALK

Payor Revenue$47.7M76%
Dte Revenue$11.6M18%
Consumer$3.7M6%

Related Comparisons