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Side-by-side financial comparison of Soho House & Co Inc. (SHCO) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

Soho House & Co Inc. is the larger business by last-quarter revenue ($370.8M vs $365.8M, roughly 1.0× UNITED FIRE GROUP INC). On growth, Soho House & Co Inc. posted the faster year-over-year revenue change (11.2% vs 9.8%). Over the past eight quarters, Soho House & Co Inc.'s revenue compounded faster (13.5% CAGR vs 11.2%).

Soho House is an international private members’ club with a focus on the media, arts and fashion industries.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

SHCO vs UFCS — Head-to-Head

Bigger by revenue
SHCO
SHCO
1.0× larger
SHCO
$370.8M
$365.8M
UFCS
Growing faster (revenue YoY)
SHCO
SHCO
+1.4% gap
SHCO
11.2%
9.8%
UFCS
Faster 2-yr revenue CAGR
SHCO
SHCO
Annualised
SHCO
13.5%
11.2%
UFCS

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
SHCO
SHCO
UFCS
UFCS
Revenue
$370.8M
$365.8M
Net Profit
$-18.7M
Gross Margin
Operating Margin
-1.6%
13.2%
Net Margin
-5.0%
Revenue YoY
11.2%
9.8%
Net Profit YoY
-10790.3%
EPS (diluted)
$-0.10
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SHCO
SHCO
UFCS
UFCS
Q4 25
$365.8M
Q3 25
$370.8M
$354.0M
Q2 25
$329.8M
$335.5M
Q1 25
$282.9M
$331.1M
Q4 24
$305.6M
$333.2M
Q3 24
$333.4M
$323.0M
Q2 24
$302.9M
$301.2M
Q1 24
$261.9M
$296.0M
Net Profit
SHCO
SHCO
UFCS
UFCS
Q4 25
Q3 25
$-18.7M
$39.2M
Q2 25
$24.9M
$22.9M
Q1 25
$8.2M
$17.7M
Q4 24
$-91.7M
Q3 24
$175.0K
$19.7M
Q2 24
$-29.9M
$-2.7M
Q1 24
$-41.6M
$13.5M
Operating Margin
SHCO
SHCO
UFCS
UFCS
Q4 25
13.2%
Q3 25
-1.6%
13.7%
Q2 25
18.1%
8.7%
Q1 25
12.3%
6.6%
Q4 24
-23.1%
11.9%
Q3 24
11.4%
7.7%
Q2 24
-4.3%
-1.3%
Q1 24
-9.3%
5.5%
Net Margin
SHCO
SHCO
UFCS
UFCS
Q4 25
Q3 25
-5.0%
11.1%
Q2 25
7.5%
6.8%
Q1 25
2.9%
5.3%
Q4 24
-30.0%
Q3 24
0.1%
6.1%
Q2 24
-9.9%
-0.9%
Q1 24
-15.9%
4.6%
EPS (diluted)
SHCO
SHCO
UFCS
UFCS
Q4 25
$1.45
Q3 25
$-0.10
$1.49
Q2 25
$0.13
$0.87
Q1 25
$0.04
$0.67
Q4 24
$-0.48
$1.22
Q3 24
$0.00
$0.76
Q2 24
$-0.15
$-0.11
Q1 24
$-0.21
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SHCO
SHCO
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$142.5M
$156.3M
Total DebtLower is stronger
$735.8M
Stockholders' EquityBook value
$-351.6M
$941.2M
Total Assets
$2.7B
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SHCO
SHCO
UFCS
UFCS
Q4 25
$156.3M
Q3 25
$142.5M
$233.7M
Q2 25
$150.3M
$202.1M
Q1 25
$150.1M
$183.7M
Q4 24
$152.7M
$200.9M
Q3 24
$142.8M
$197.4M
Q2 24
$148.5M
$153.4M
Q1 24
$139.8M
$217.8M
Total Debt
SHCO
SHCO
UFCS
UFCS
Q4 25
Q3 25
$735.8M
Q2 25
$729.8M
Q1 25
$705.1M
Q4 24
$691.5M
Q3 24
$694.8M
Q2 24
$682.1M
Q1 24
$671.7M
Stockholders' Equity
SHCO
SHCO
UFCS
UFCS
Q4 25
$941.2M
Q3 25
$-351.6M
$898.7M
Q2 25
$-348.6M
$845.7M
Q1 25
$-340.1M
$817.7M
Q4 24
$-335.1M
$781.5M
Q3 24
$-279.4M
$785.8M
Q2 24
$-231.7M
$726.6M
Q1 24
$-193.0M
$736.8M
Total Assets
SHCO
SHCO
UFCS
UFCS
Q4 25
$3.8B
Q3 25
$2.7B
$3.8B
Q2 25
$2.6B
$3.7B
Q1 25
$2.5B
$3.5B
Q4 24
$2.4B
$3.5B
Q3 24
$2.6B
$3.5B
Q2 24
$2.6B
$3.4B
Q1 24
$2.5B
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SHCO
SHCO
UFCS
UFCS
Operating Cash FlowLast quarter
$34.9M
$269.7M
Free Cash FlowOCF − Capex
$3.5M
FCF MarginFCF / Revenue
0.9%
Capex IntensityCapex / Revenue
8.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$41.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SHCO
SHCO
UFCS
UFCS
Q4 25
$269.7M
Q3 25
$34.9M
$60.8M
Q2 25
$41.0M
$53.4M
Q1 25
$22.8M
$35.7M
Q4 24
$26.9M
$340.3M
Q3 24
$20.6M
$56.5M
Q2 24
$36.0M
$91.3M
Q1 24
$6.2M
$36.2M
Free Cash Flow
SHCO
SHCO
UFCS
UFCS
Q4 25
Q3 25
$3.5M
Q2 25
$12.4M
Q1 25
$7.5M
Q4 24
$18.5M
Q3 24
$10.3M
Q2 24
$10.2M
Q1 24
$-13.5M
FCF Margin
SHCO
SHCO
UFCS
UFCS
Q4 25
Q3 25
0.9%
Q2 25
3.8%
Q1 25
2.7%
Q4 24
6.1%
Q3 24
3.1%
Q2 24
3.4%
Q1 24
-5.2%
Capex Intensity
SHCO
SHCO
UFCS
UFCS
Q4 25
Q3 25
8.5%
Q2 25
8.7%
Q1 25
5.4%
Q4 24
2.7%
Q3 24
3.1%
Q2 24
8.5%
Q1 24
7.5%
Cash Conversion
SHCO
SHCO
UFCS
UFCS
Q4 25
Q3 25
1.55×
Q2 25
1.65×
2.33×
Q1 25
2.79×
2.02×
Q4 24
Q3 24
117.70×
2.86×
Q2 24
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SHCO
SHCO

Membership$122.7M33%
Other$122.0M33%
Membership Revenue$58.5M16%
Other Revenue$28.5M8%
Equity Method Investment Nonconsolidated Investee Or Group Of Investees$24.8M7%
Elimination Of Equity Accounted Revenue$13.4M4%
Related Party$2.0M1%
Soho House$1.0M0%

UFCS
UFCS

Segment breakdown not available.

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