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Side-by-side financial comparison of SELECTIVE INSURANCE GROUP INC (SIGI) and Snap-on (SNA). Click either name above to swap in a different company.
SELECTIVE INSURANCE GROUP INC is the larger business by last-quarter revenue ($1.4B vs $1.2B, roughly 1.1× Snap-on). Snap-on runs the higher net margin — 21.3% vs 7.2%, a 14.1% gap on every dollar of revenue. On growth, SELECTIVE INSURANCE GROUP INC posted the faster year-over-year revenue change (5.7% vs 2.7%). Over the past eight quarters, SELECTIVE INSURANCE GROUP INC's revenue compounded faster (6.6% CAGR vs 2.0%).
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
Snap-on Incorporated is an American designer, manufacturer, and marketer of high-end tools and equipment for professional use in the transportation industry, including the automotive, heavy duty, equipment, marine, aviation, and railroad industries. Headquartered in Kenosha, Wisconsin, since 1930, Snap-on also distributes lower-end tools under the brand name Blue-Point. Their primary competitors include Matco, Mac Tools, and Cornwell Tools.
SIGI vs SNA — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.4B | $1.2B |
| Net Profit | $97.7M | $260.7M |
| Gross Margin | — | — |
| Operating Margin | — | 27.8% |
| Net Margin | 7.2% | 21.3% |
| Revenue YoY | 5.7% | 2.7% |
| Net Profit YoY | -37.0% | 1.0% |
| EPS (diluted) | $1.58 | $4.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $1.4B | — | ||
| Q4 25 | $1.4B | $1.2B | ||
| Q3 25 | $1.4B | $1.2B | ||
| Q2 25 | $1.3B | $1.2B | ||
| Q1 25 | $1.3B | $1.1B | ||
| Q4 24 | $1.3B | $1.2B | ||
| Q3 24 | $1.2B | $1.1B | ||
| Q2 24 | $1.2B | $1.2B |
| Q1 26 | $97.7M | — | ||
| Q4 25 | $155.2M | $260.7M | ||
| Q3 25 | $115.3M | $265.4M | ||
| Q2 25 | $85.9M | $250.3M | ||
| Q1 25 | $109.9M | $240.5M | ||
| Q4 24 | $95.5M | $258.1M | ||
| Q3 24 | $92.3M | $251.1M | ||
| Q2 24 | $-63.3M | $271.2M |
| Q1 26 | — | — | ||
| Q4 25 | 14.4% | 27.8% | ||
| Q3 25 | 10.7% | 29.4% | ||
| Q2 25 | 8.2% | 28.0% | ||
| Q1 25 | 10.8% | 27.7% | ||
| Q4 24 | 9.5% | 27.9% | ||
| Q3 24 | 9.4% | 28.4% | ||
| Q2 24 | -6.7% | 29.9% |
| Q1 26 | 7.2% | — | ||
| Q4 25 | 11.4% | 21.3% | ||
| Q3 25 | 8.5% | 22.5% | ||
| Q2 25 | 6.5% | 21.4% | ||
| Q1 25 | 8.6% | 21.2% | ||
| Q4 24 | 7.6% | 21.7% | ||
| Q3 24 | 7.4% | 22.0% | ||
| Q2 24 | -5.3% | 23.1% |
| Q1 26 | $1.58 | — | ||
| Q4 25 | $2.52 | $4.94 | ||
| Q3 25 | $1.85 | $5.02 | ||
| Q2 25 | $1.36 | $4.72 | ||
| Q1 25 | $1.76 | $4.51 | ||
| Q4 24 | $1.53 | $4.83 | ||
| Q3 24 | $1.47 | $4.70 | ||
| Q2 24 | $-1.08 | $5.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $451.8M | — |
| Total DebtLower is stronger | $901.4M | — |
| Stockholders' EquityBook value | $3.6B | — |
| Total Assets | $15.3B | — |
| Debt / EquityLower = less leverage | 0.25× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $451.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.2B |
| Q1 26 | $901.4M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | — | ||
| Q4 24 | $507.9M | $1.2B | ||
| Q3 24 | $508.2M | — | ||
| Q2 24 | $508.8M | — |
| Q1 26 | $3.6B | — | ||
| Q4 25 | $3.6B | — | ||
| Q3 25 | $3.5B | $5.8B | ||
| Q2 25 | $3.4B | $5.7B | ||
| Q1 25 | $3.3B | $5.5B | ||
| Q4 24 | $3.1B | $5.4B | ||
| Q3 24 | $3.2B | $5.5B | ||
| Q2 24 | $2.9B | $5.3B |
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.2B | — | ||
| Q3 25 | $15.0B | $8.4B | ||
| Q2 25 | $14.5B | $8.2B | ||
| Q1 25 | $14.2B | $8.1B | ||
| Q4 24 | $13.5B | $7.9B | ||
| Q3 24 | $13.5B | $8.0B | ||
| Q2 24 | $12.6B | $7.8B |
| Q1 26 | 0.25× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.16× | 0.22× | ||
| Q3 24 | 0.16× | — | ||
| Q2 24 | 0.17× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $268.1M |
| Free Cash FlowOCF − Capex | — | $254.6M |
| FCF MarginFCF / Revenue | — | 20.8% |
| Capex IntensityCapex / Revenue | — | 1.1% |
| Cash ConversionOCF / Net Profit | — | 1.03× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.0B |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $376.3M | $268.1M | ||
| Q3 25 | $405.8M | $277.9M | ||
| Q2 25 | $166.9M | $237.2M | ||
| Q1 25 | $284.0M | $298.5M | ||
| Q4 24 | $332.2M | $293.5M | ||
| Q3 24 | $387.4M | $274.2M | ||
| Q2 24 | $266.1M | $301.1M |
| Q1 26 | — | — | ||
| Q4 25 | $366.3M | $254.6M | ||
| Q3 25 | $397.3M | $258.0M | ||
| Q2 25 | $159.7M | $217.5M | ||
| Q1 25 | $271.0M | $275.6M | ||
| Q4 24 | $324.7M | $275.4M | ||
| Q3 24 | $378.0M | $253.8M | ||
| Q2 24 | $258.4M | $277.9M |
| Q1 26 | — | — | ||
| Q4 25 | 26.8% | 20.8% | ||
| Q3 25 | 29.2% | 21.8% | ||
| Q2 25 | 12.0% | 18.6% | ||
| Q1 25 | 21.1% | 24.3% | ||
| Q4 24 | 25.8% | 23.1% | ||
| Q3 24 | 30.4% | 22.3% | ||
| Q2 24 | 21.6% | 23.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.7% | 1.1% | ||
| Q3 25 | 0.6% | 1.7% | ||
| Q2 25 | 0.5% | 1.7% | ||
| Q1 25 | 1.0% | 2.0% | ||
| Q4 24 | 0.6% | 1.5% | ||
| Q3 24 | 0.8% | 1.8% | ||
| Q2 24 | 0.6% | 2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 2.42× | 1.03× | ||
| Q3 25 | 3.52× | 1.05× | ||
| Q2 25 | 1.94× | 0.95× | ||
| Q1 25 | 2.58× | 1.24× | ||
| Q4 24 | 3.48× | 1.14× | ||
| Q3 24 | 4.20× | 1.09× | ||
| Q2 24 | — | 1.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
