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Side-by-side financial comparison of Scienjoy Holding Corp (SJ) and TRUSTCO BANK CORP N Y (TRST). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $49.5M, roughly 1.8× TRUSTCO BANK CORP N Y).

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

TRUSTCO BANK CORP N Y is a regional U.S. financial holding company that provides a full suite of retail and commercial banking products and services, including personal deposit accounts, mortgage loans, small business financing, and wealth management solutions. It primarily operates across New York, Florida, and several other U.S. states, serving individual consumers and small business client segments.

SJ vs TRST — Head-to-Head

Bigger by revenue
SJ
SJ
1.8× larger
SJ
$91.6M
$49.5M
TRST

Income Statement — Q2 FY2025 vs Q1 FY2026

Metric
SJ
SJ
TRST
TRST
Revenue
$91.6M
$49.5M
Net Profit
$16.3M
Gross Margin
Operating Margin
Net Margin
32.9%
Revenue YoY
Net Profit YoY
14.1%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SJ
SJ
TRST
TRST
Q1 26
$49.5M
Q4 25
$48.2M
Q3 25
$47.8M
Q2 25
$91.6M
$46.6M
Q1 25
$45.3M
Q4 24
$43.3M
Q3 24
$43.6M
Q2 24
$43.4M
Net Profit
SJ
SJ
TRST
TRST
Q1 26
$16.3M
Q4 25
$15.6M
Q3 25
$16.3M
Q2 25
$15.0M
Q1 25
$14.3M
Q4 24
$11.3M
Q3 24
$12.9M
Q2 24
$12.6M
Operating Margin
SJ
SJ
TRST
TRST
Q1 26
Q4 25
43.7%
Q3 25
44.6%
Q2 25
42.3%
Q1 25
41.3%
Q4 24
34.0%
Q3 24
38.8%
Q2 24
37.9%
Net Margin
SJ
SJ
TRST
TRST
Q1 26
32.9%
Q4 25
32.3%
Q3 25
34.0%
Q2 25
32.3%
Q1 25
31.5%
Q4 24
26.0%
Q3 24
29.5%
Q2 24
28.9%
EPS (diluted)
SJ
SJ
TRST
TRST
Q1 26
Q4 25
$0.85
Q3 25
$0.86
Q2 25
$0.79
Q1 25
$0.75
Q4 24
$0.59
Q3 24
$0.68
Q2 24
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SJ
SJ
TRST
TRST
Cash + ST InvestmentsLiquidity on hand
$913.0K
Total DebtLower is stronger
$112.9M
Stockholders' EquityBook value
$170.2M
$670.9M
Total Assets
$199.9M
$6.5B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SJ
SJ
TRST
TRST
Q1 26
Q4 25
$730.4M
Q3 25
$695.6M
Q2 25
$913.0K
$713.6M
Q1 25
$756.1M
Q4 24
$641.8M
Q3 24
$523.0M
Q2 24
$536.1M
Total Debt
SJ
SJ
TRST
TRST
Q1 26
$112.9M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
SJ
SJ
TRST
TRST
Q1 26
$670.9M
Q4 25
$686.6M
Q3 25
$692.0M
Q2 25
$170.2M
$692.8M
Q1 25
$687.8M
Q4 24
$676.3M
Q3 24
$669.0M
Q2 24
$655.2M
Total Assets
SJ
SJ
TRST
TRST
Q1 26
$6.5B
Q4 25
$6.4B
Q3 25
$6.3B
Q2 25
$199.9M
$6.3B
Q1 25
$6.3B
Q4 24
$6.2B
Q3 24
$6.1B
Q2 24
$6.1B
Debt / Equity
SJ
SJ
TRST
TRST
Q1 26
0.17×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SJ
SJ
TRST
TRST
Operating Cash FlowLast quarter
$7.1M
Free Cash FlowOCF − Capex
$7.1M
FCF MarginFCF / Revenue
7.7%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SJ
SJ
TRST
TRST
Q1 26
Q4 25
$57.6M
Q3 25
$12.8M
Q2 25
$7.1M
$27.1M
Q1 25
$1.3M
Q4 24
$59.4M
Q3 24
$16.5M
Q2 24
$18.7M
Free Cash Flow
SJ
SJ
TRST
TRST
Q1 26
Q4 25
$45.7M
Q3 25
$10.0M
Q2 25
$7.1M
$24.9M
Q1 25
$-3.3M
Q4 24
$54.6M
Q3 24
$15.6M
Q2 24
$17.6M
FCF Margin
SJ
SJ
TRST
TRST
Q1 26
Q4 25
95.0%
Q3 25
20.9%
Q2 25
7.7%
53.5%
Q1 25
-7.2%
Q4 24
126.0%
Q3 24
35.7%
Q2 24
40.5%
Capex Intensity
SJ
SJ
TRST
TRST
Q1 26
Q4 25
24.6%
Q3 25
5.9%
Q2 25
0.0%
4.5%
Q1 25
10.0%
Q4 24
11.3%
Q3 24
2.1%
Q2 24
2.6%
Cash Conversion
SJ
SJ
TRST
TRST
Q1 26
Q4 25
3.70×
Q3 25
0.79×
Q2 25
1.80×
Q1 25
0.09×
Q4 24
5.27×
Q3 24
1.28×
Q2 24
1.49×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SJ
SJ

Segment breakdown not available.

TRST
TRST

Net Interest Income$44.7M90%
Noninterest Income$4.8M10%

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