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Side-by-side financial comparison of Skillsoft Corp. (SKIL) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $129.0M, roughly 1.5× Skillsoft Corp.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -32.0%, a 81.4% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -6.0%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-19.3M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -3.2%).
Skillsoft is an American educational technology company that produces learning management system software and content.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
SKIL vs TMP — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $129.0M | $194.8M |
| Net Profit | $-41.3M | $96.2M |
| Gross Margin | 72.7% | — |
| Operating Margin | -26.6% | 71.7% |
| Net Margin | -32.0% | 49.4% |
| Revenue YoY | -6.0% | 152.7% |
| Net Profit YoY | -74.9% | 388.9% |
| EPS (diluted) | — | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $129.0M | $194.8M | ||
| Q3 25 | $128.8M | $87.4M | ||
| Q2 25 | $124.2M | $82.6M | ||
| Q1 25 | $133.8M | $81.7M | ||
| Q4 24 | $137.2M | $77.1M | ||
| Q3 24 | $132.2M | $76.6M | ||
| Q2 24 | $127.8M | $72.7M | ||
| Q1 24 | $137.5M | $72.8M |
| Q4 25 | $-41.3M | $96.2M | ||
| Q3 25 | $-23.8M | $23.7M | ||
| Q2 25 | $-38.0M | $21.5M | ||
| Q1 25 | $-31.1M | $19.7M | ||
| Q4 24 | $-23.6M | $19.7M | ||
| Q3 24 | $-39.6M | $18.6M | ||
| Q2 24 | $-27.6M | $15.7M | ||
| Q1 24 | $-245.3M | $16.9M |
| Q4 25 | 72.7% | — | ||
| Q3 25 | 74.5% | — | ||
| Q2 25 | 74.0% | — | ||
| Q1 25 | 74.9% | — | ||
| Q4 24 | 75.0% | — | ||
| Q3 24 | 75.4% | — | ||
| Q2 24 | 73.0% | — | ||
| Q1 24 | 72.0% | — |
| Q4 25 | -26.6% | 71.7% | ||
| Q3 25 | -9.2% | 35.6% | ||
| Q2 25 | -14.6% | 34.2% | ||
| Q1 25 | -12.9% | 31.6% | ||
| Q4 24 | -6.7% | 33.4% | ||
| Q3 24 | -14.6% | 32.0% | ||
| Q2 24 | -18.6% | 28.3% | ||
| Q1 24 | -165.8% | 30.4% |
| Q4 25 | -32.0% | 49.4% | ||
| Q3 25 | -18.5% | 27.1% | ||
| Q2 25 | -30.6% | 26.0% | ||
| Q1 25 | -23.3% | 24.1% | ||
| Q4 24 | -17.2% | 25.5% | ||
| Q3 24 | -29.9% | 24.3% | ||
| Q2 24 | -21.6% | 21.6% | ||
| Q1 24 | -178.4% | 23.2% |
| Q4 25 | — | $6.72 | ||
| Q3 25 | — | $1.65 | ||
| Q2 25 | — | $1.50 | ||
| Q1 25 | — | $1.37 | ||
| Q4 24 | — | $1.39 | ||
| Q3 24 | — | $1.30 | ||
| Q2 24 | — | $1.10 | ||
| Q1 24 | — | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $74.6M | $132.8M |
| Total DebtLower is stronger | $570.2M | — |
| Stockholders' EquityBook value | $4.0M | $938.4M |
| Total Assets | $897.6M | $8.7B |
| Debt / EquityLower = less leverage | 142.97× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $74.6M | $132.8M | ||
| Q3 25 | $100.5M | $193.5M | ||
| Q2 25 | $127.8M | $212.6M | ||
| Q1 25 | $100.8M | $193.1M | ||
| Q4 24 | $97.9M | $134.4M | ||
| Q3 24 | $122.7M | $132.3M | ||
| Q2 24 | $142.0M | $70.9M | ||
| Q1 24 | $136.3M | $57.1M |
| Q4 25 | $570.2M | — | ||
| Q3 25 | $571.2M | — | ||
| Q2 25 | $572.2M | — | ||
| Q1 25 | $573.3M | — | ||
| Q4 24 | $574.3M | — | ||
| Q3 24 | $575.4M | — | ||
| Q2 24 | $576.4M | — | ||
| Q1 24 | $577.5M | — |
| Q4 25 | $4.0M | $938.4M | ||
| Q3 25 | $42.5M | $788.8M | ||
| Q2 25 | $62.6M | $761.8M | ||
| Q1 25 | $93.8M | $741.4M | ||
| Q4 24 | $120.5M | $713.4M | ||
| Q3 24 | $141.4M | $719.9M | ||
| Q2 24 | $182.1M | $674.6M | ||
| Q1 24 | $205.6M | $667.9M |
| Q4 25 | $897.6M | $8.7B | ||
| Q3 25 | $969.4M | $8.5B | ||
| Q2 25 | $1.0B | $8.4B | ||
| Q1 25 | $1.1B | $8.2B | ||
| Q4 24 | $1.1B | $8.1B | ||
| Q3 24 | $1.1B | $8.0B | ||
| Q2 24 | $1.2B | $7.9B | ||
| Q1 24 | $1.3B | $7.8B |
| Q4 25 | 142.97× | — | ||
| Q3 25 | 13.45× | — | ||
| Q2 25 | 9.13× | — | ||
| Q1 25 | 6.11× | — | ||
| Q4 24 | 4.77× | — | ||
| Q3 24 | 4.07× | — | ||
| Q2 24 | 3.16× | — | ||
| Q1 24 | 2.81× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-18.9M | $38.9M |
| Free Cash FlowOCF − Capex | $-19.3M | $31.9M |
| FCF MarginFCF / Revenue | -15.0% | 16.4% |
| Capex IntensityCapex / Revenue | 0.4% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $10.0M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-18.9M | $38.9M | ||
| Q3 25 | $-17.8M | $34.9M | ||
| Q2 25 | $31.3M | $18.9M | ||
| Q1 25 | $17.8M | $22.2M | ||
| Q4 24 | $8.7M | $95.0M | ||
| Q3 24 | $-11.4M | $21.2M | ||
| Q2 24 | $14.9M | $27.3M | ||
| Q1 24 | $11.5M | $23.2M |
| Q4 25 | $-19.3M | $31.9M | ||
| Q3 25 | $-18.5M | $33.9M | ||
| Q2 25 | $30.8M | $18.3M | ||
| Q1 25 | $17.0M | $20.9M | ||
| Q4 24 | $8.3M | $88.8M | ||
| Q3 24 | $-11.7M | $18.9M | ||
| Q2 24 | $14.8M | $26.3M | ||
| Q1 24 | $11.1M | $21.9M |
| Q4 25 | -15.0% | 16.4% | ||
| Q3 25 | -14.3% | 38.8% | ||
| Q2 25 | 24.8% | 22.1% | ||
| Q1 25 | 12.7% | 25.5% | ||
| Q4 24 | 6.0% | 115.1% | ||
| Q3 24 | -8.8% | 24.7% | ||
| Q2 24 | 11.6% | 36.2% | ||
| Q1 24 | 8.0% | 30.0% |
| Q4 25 | 0.4% | 3.6% | ||
| Q3 25 | 0.5% | 1.1% | ||
| Q2 25 | 0.4% | 0.8% | ||
| Q1 25 | 0.6% | 1.7% | ||
| Q4 24 | 0.3% | 8.1% | ||
| Q3 24 | 0.2% | 2.9% | ||
| Q2 24 | 0.1% | 1.3% | ||
| Q1 24 | 0.3% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SKIL
| SAAS And Subscription Services | $93.5M | 73% |
| Virtual Ondemand And Classroom And Individualized Coaching | $28.2M | 22% |
| Professional Services | $7.3M | 6% |
TMP
Segment breakdown not available.
