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Side-by-side financial comparison of Skyward Specialty Insurance Group, Inc. (SKWD) and SM Energy Co (SM). Click either name above to swap in a different company.
SM Energy Co is the larger business by last-quarter revenue ($704.9M vs $385.6M, roughly 1.8× Skyward Specialty Insurance Group, Inc.). On growth, Skyward Specialty Insurance Group, Inc. posted the faster year-over-year revenue change (26.7% vs -17.3%). Over the past eight quarters, Skyward Specialty Insurance Group, Inc.'s revenue compounded faster (20.6% CAGR vs 12.2%).
Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurance provider offering tailored coverage solutions including commercial auto, general liability, professional indemnity, and specialty property policies. It primarily serves small-to-medium enterprises and niche industry segments across the United States, focusing on underwriting complex, hard-to-place risks for underserved client groups.
SM Energy Company is a company engaged in hydrocarbon exploration. It is organized in Delaware and headquartered in Denver, Colorado.
SKWD vs SM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $385.6M | $704.9M |
| Net Profit | $43.2M | — |
| Gross Margin | — | — |
| Operating Margin | 14.2% | 25.9% |
| Net Margin | 11.2% | — |
| Revenue YoY | 26.7% | -17.3% |
| Net Profit YoY | 200.1% | — |
| EPS (diluted) | $1.03 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.6M | $704.9M | ||
| Q3 25 | $382.5M | $811.6M | ||
| Q2 25 | $319.9M | $792.9M | ||
| Q1 25 | $328.5M | $844.5M | ||
| Q4 24 | $304.4M | $852.0M | ||
| Q3 24 | $300.9M | $643.6M | ||
| Q2 24 | $279.9M | $634.6M | ||
| Q1 24 | $265.0M | $559.9M |
| Q4 25 | $43.2M | — | ||
| Q3 25 | $45.9M | $155.1M | ||
| Q2 25 | $38.8M | $201.7M | ||
| Q1 25 | $42.1M | $182.3M | ||
| Q4 24 | $14.4M | — | ||
| Q3 24 | $36.7M | $240.5M | ||
| Q2 24 | $31.0M | $210.3M | ||
| Q1 24 | $36.8M | $131.2M |
| Q4 25 | 14.2% | 25.9% | ||
| Q3 25 | 15.8% | 30.4% | ||
| Q2 25 | 15.6% | 37.2% | ||
| Q1 25 | 15.7% | 32.7% | ||
| Q4 24 | 6.1% | 33.7% | ||
| Q3 24 | 15.6% | 51.4% | ||
| Q2 24 | 14.4% | 44.0% | ||
| Q1 24 | 17.7% | 31.9% |
| Q4 25 | 11.2% | — | ||
| Q3 25 | 12.0% | 19.1% | ||
| Q2 25 | 12.1% | 25.4% | ||
| Q1 25 | 12.8% | 21.6% | ||
| Q4 24 | 4.7% | — | ||
| Q3 24 | 12.2% | 37.4% | ||
| Q2 24 | 11.1% | 33.1% | ||
| Q1 24 | 13.9% | 23.4% |
| Q4 25 | $1.03 | $0.94 | ||
| Q3 25 | $1.10 | $1.35 | ||
| Q2 25 | $0.93 | $1.76 | ||
| Q1 25 | $1.01 | $1.59 | ||
| Q4 24 | $0.33 | $1.63 | ||
| Q3 24 | $0.89 | $2.09 | ||
| Q2 24 | $0.75 | $1.82 | ||
| Q1 24 | $0.90 | $1.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $168.5M | $368.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $4.8B |
| Total Assets | $4.8B | $9.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $168.5M | $368.0M | ||
| Q3 25 | $160.1M | $162.3M | ||
| Q2 25 | $136.6M | $101.9M | ||
| Q1 25 | $112.9M | $54.0K | ||
| Q4 24 | $121.6M | — | ||
| Q3 24 | $105.6M | $1.7B | ||
| Q2 24 | $73.0M | $487.9M | ||
| Q1 24 | $85.1M | $506.3M |
| Q4 25 | $1.0B | $4.8B | ||
| Q3 25 | $961.4M | $4.7B | ||
| Q2 25 | $899.9M | $4.6B | ||
| Q1 25 | $850.7M | $4.4B | ||
| Q4 24 | $794.0M | $4.2B | ||
| Q3 24 | $797.5M | $4.1B | ||
| Q2 24 | $723.6M | $3.8B | ||
| Q1 24 | $692.3M | $3.7B |
| Q4 25 | $4.8B | $9.3B | ||
| Q3 25 | $4.6B | $9.1B | ||
| Q2 25 | $4.3B | $9.0B | ||
| Q1 25 | $4.0B | $8.8B | ||
| Q4 24 | $3.7B | $8.6B | ||
| Q3 24 | $3.6B | $8.0B | ||
| Q2 24 | $3.4B | $6.7B | ||
| Q1 24 | $3.2B | $6.4B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $408.1M | $451.9M |
| Free Cash FlowOCF − Capex | $402.6M | — |
| FCF MarginFCF / Revenue | 104.4% | — |
| Capex IntensityCapex / Revenue | 1.4% | — |
| Cash ConversionOCF / Net Profit | 9.44× | — |
| TTM Free Cash FlowTrailing 4 quarters | $755.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $408.1M | $451.9M | ||
| Q3 25 | $171.4M | $505.0M | ||
| Q2 25 | $88.2M | $571.1M | ||
| Q1 25 | $96.8M | $483.0M | ||
| Q4 24 | $305.1M | $578.4M | ||
| Q3 24 | $168.0M | $452.3M | ||
| Q2 24 | $21.0M | $476.4M | ||
| Q1 24 | $94.3M | $276.0M |
| Q4 25 | $402.6M | — | ||
| Q3 25 | $168.9M | — | ||
| Q2 25 | $87.1M | — | ||
| Q1 25 | $96.6M | — | ||
| Q4 24 | $300.9M | — | ||
| Q3 24 | $167.6M | — | ||
| Q2 24 | $18.4M | — | ||
| Q1 24 | $94.0M | — |
| Q4 25 | 104.4% | — | ||
| Q3 25 | 44.2% | — | ||
| Q2 25 | 27.2% | — | ||
| Q1 25 | 29.4% | — | ||
| Q4 24 | 98.8% | — | ||
| Q3 24 | 55.7% | — | ||
| Q2 24 | 6.6% | — | ||
| Q1 24 | 35.5% | — |
| Q4 25 | 1.4% | — | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 1.4% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 0.1% | — |
| Q4 25 | 9.44× | — | ||
| Q3 25 | 3.73× | 3.26× | ||
| Q2 25 | 2.27× | 2.83× | ||
| Q1 25 | 2.30× | 2.65× | ||
| Q4 24 | 21.18× | — | ||
| Q3 24 | 4.58× | 1.88× | ||
| Q2 24 | 0.68× | 2.27× | ||
| Q1 24 | 2.56× | 2.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
