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Side-by-side financial comparison of Snap-on (SNA) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.
Snap-on is the larger business by last-quarter revenue ($1.2B vs $891.0M, roughly 1.4× ZIONS BANCORPORATION, NATIONAL ASSOCIATION). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 21.3%, a 8.2% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs 2.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $254.6M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs 2.0%).
Snap-on Incorporated is an American designer, manufacturer, and marketer of high-end tools and equipment for professional use in the transportation industry, including the automotive, heavy duty, equipment, marine, aviation, and railroad industries. Headquartered in Kenosha, Wisconsin, since 1930, Snap-on also distributes lower-end tools under the brand name Blue-Point. Their primary competitors include Matco, Mac Tools, and Cornwell Tools.
Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.
SNA vs ZION — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $891.0M |
| Net Profit | $260.7M | $263.0M |
| Gross Margin | — | — |
| Operating Margin | 27.8% | — |
| Net Margin | 21.3% | 29.5% |
| Revenue YoY | 2.7% | 8.7% |
| Net Profit YoY | 1.0% | 21.8% |
| EPS (diluted) | $4.94 | $1.77 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.2B | $891.0M | ||
| Q3 25 | $1.2B | $861.0M | ||
| Q2 25 | $1.2B | $838.0M | ||
| Q1 25 | $1.1B | $795.0M | ||
| Q4 24 | $1.2B | $820.0M | ||
| Q3 24 | $1.1B | $792.0M | ||
| Q2 24 | $1.2B | $777.0M | ||
| Q1 24 | $1.2B | $742.0M |
| Q4 25 | $260.7M | $263.0M | ||
| Q3 25 | $265.4M | $222.0M | ||
| Q2 25 | $250.3M | $244.0M | ||
| Q1 25 | $240.5M | $170.0M | ||
| Q4 24 | $258.1M | $216.0M | ||
| Q3 24 | $251.1M | $214.0M | ||
| Q2 24 | $271.2M | $201.0M | ||
| Q1 24 | $263.5M | $153.0M |
| Q4 25 | 27.8% | — | ||
| Q3 25 | 29.4% | — | ||
| Q2 25 | 28.0% | — | ||
| Q1 25 | 27.7% | — | ||
| Q4 24 | 27.9% | — | ||
| Q3 24 | 28.4% | — | ||
| Q2 24 | 29.9% | — | ||
| Q1 24 | 28.9% | — |
| Q4 25 | 21.3% | 29.5% | ||
| Q3 25 | 22.5% | 25.8% | ||
| Q2 25 | 21.4% | 29.1% | ||
| Q1 25 | 21.2% | 21.4% | ||
| Q4 24 | 21.7% | 26.3% | ||
| Q3 24 | 22.0% | 27.0% | ||
| Q2 24 | 23.1% | 25.9% | ||
| Q1 24 | 22.4% | 20.6% |
| Q4 25 | $4.94 | $1.77 | ||
| Q3 25 | $5.02 | $1.48 | ||
| Q2 25 | $4.72 | $1.63 | ||
| Q1 25 | $4.51 | $1.13 | ||
| Q4 24 | $4.83 | $1.34 | ||
| Q3 24 | $4.70 | $1.37 | ||
| Q2 24 | $5.07 | $1.28 | ||
| Q1 24 | $4.91 | $0.96 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $1.5B |
| Stockholders' EquityBook value | — | $7.2B |
| Total Assets | — | $89.0B |
| Debt / EquityLower = less leverage | — | 0.21× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.1B | — |
| Q4 25 | — | $1.5B | ||
| Q3 25 | $1.2B | $1.5B | ||
| Q2 25 | $1.2B | $970.0M | ||
| Q1 25 | — | $964.0M | ||
| Q4 24 | $1.2B | $950.0M | ||
| Q3 24 | — | $548.0M | ||
| Q2 24 | — | $546.0M | ||
| Q1 24 | — | $544.0M |
| Q4 25 | — | $7.2B | ||
| Q3 25 | $5.8B | $6.9B | ||
| Q2 25 | $5.7B | $6.6B | ||
| Q1 25 | $5.5B | $6.3B | ||
| Q4 24 | $5.4B | $6.1B | ||
| Q3 24 | $5.5B | $6.4B | ||
| Q2 24 | $5.3B | $6.0B | ||
| Q1 24 | $5.1B | $5.8B |
| Q4 25 | — | $89.0B | ||
| Q3 25 | $8.4B | $88.5B | ||
| Q2 25 | $8.2B | $88.9B | ||
| Q1 25 | $8.1B | $88.0B | ||
| Q4 24 | $7.9B | $88.8B | ||
| Q3 24 | $8.0B | $87.0B | ||
| Q2 24 | $7.8B | $87.6B | ||
| Q1 24 | $7.7B | $87.1B |
| Q4 25 | — | 0.21× | ||
| Q3 25 | 0.21× | 0.21× | ||
| Q2 25 | 0.21× | 0.15× | ||
| Q1 25 | — | 0.15× | ||
| Q4 24 | 0.22× | 0.16× | ||
| Q3 24 | — | 0.09× | ||
| Q2 24 | — | 0.09× | ||
| Q1 24 | — | 0.09× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $268.1M | $1.1B |
| Free Cash FlowOCF − Capex | $254.6M | $952.0M |
| FCF MarginFCF / Revenue | 20.8% | 106.8% |
| Capex IntensityCapex / Revenue | 1.1% | 13.6% |
| Cash ConversionOCF / Net Profit | 1.03× | 4.08× |
| TTM Free Cash FlowTrailing 4 quarters | $1.0B | $1.4B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $268.1M | $1.1B | ||
| Q3 25 | $277.9M | $438.0M | ||
| Q2 25 | $237.2M | $-62.0M | ||
| Q1 25 | $298.5M | $179.0M | ||
| Q4 24 | $293.5M | $1.1B | ||
| Q3 24 | $274.2M | $119.0M | ||
| Q2 24 | $301.1M | $251.0M | ||
| Q1 24 | $348.7M | $261.0M |
| Q4 25 | $254.6M | $952.0M | ||
| Q3 25 | $258.0M | $413.0M | ||
| Q2 25 | $217.5M | $-93.0M | ||
| Q1 25 | $275.6M | $152.0M | ||
| Q4 24 | $275.4M | $1.1B | ||
| Q3 24 | $253.8M | $97.0M | ||
| Q2 24 | $277.9M | $234.0M | ||
| Q1 24 | $326.9M | $231.0M |
| Q4 25 | 20.8% | 106.8% | ||
| Q3 25 | 21.8% | 48.0% | ||
| Q2 25 | 18.6% | -11.1% | ||
| Q1 25 | 24.3% | 19.1% | ||
| Q4 24 | 23.1% | 128.2% | ||
| Q3 24 | 22.3% | 12.2% | ||
| Q2 24 | 23.7% | 30.1% | ||
| Q1 24 | 27.8% | 31.1% |
| Q4 25 | 1.1% | 13.6% | ||
| Q3 25 | 1.7% | 2.9% | ||
| Q2 25 | 1.7% | 3.7% | ||
| Q1 25 | 2.0% | 3.4% | ||
| Q4 24 | 1.5% | 11.8% | ||
| Q3 24 | 1.8% | 2.8% | ||
| Q2 24 | 2.0% | 2.2% | ||
| Q1 24 | 1.9% | 4.0% |
| Q4 25 | 1.03× | 4.08× | ||
| Q3 25 | 1.05× | 1.97× | ||
| Q2 25 | 0.95× | -0.25× | ||
| Q1 25 | 1.24× | 1.05× | ||
| Q4 24 | 1.14× | 5.31× | ||
| Q3 24 | 1.09× | 0.56× | ||
| Q2 24 | 1.11× | 1.25× | ||
| Q1 24 | 1.32× | 1.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
