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Side-by-side financial comparison of SoFi Technologies, Inc. (SOFI) and WillScot Holdings Corp (WSC). Click either name above to swap in a different company.
SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.1B vs $566.0M, roughly 1.9× WillScot Holdings Corp). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs -33.1%, a 48.2% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs -6.1%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (35.6% CAGR vs -1.8%).
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
WillScot Holdings Corp is a leading provider of modular space solutions and portable storage services across North America. It serves a wide range of sectors including construction, commercial development, education, healthcare, government projects, and special events, offering flexible, scalable temporary and semi-permanent space solutions tailored to diverse client needs.
SOFI vs WSC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $566.0M |
| Net Profit | $166.7M | $-187.3M |
| Gross Margin | — | 50.4% |
| Operating Margin | — | -32.5% |
| Net Margin | 15.2% | -33.1% |
| Revenue YoY | 42.6% | -6.1% |
| Net Profit YoY | 897.2% | -310.0% |
| EPS (diluted) | $0.12 | $-1.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $1.1B | — | ||
| Q4 25 | $1.0B | $566.0M | ||
| Q3 25 | $961.6M | $566.8M | ||
| Q2 25 | $854.9M | $589.1M | ||
| Q1 25 | $771.8M | $559.6M | ||
| Q4 24 | $734.1M | $602.5M | ||
| Q3 24 | $697.1M | $601.4M | ||
| Q2 24 | $598.6M | $604.6M |
| Q1 26 | $166.7M | — | ||
| Q4 25 | $173.5M | $-187.3M | ||
| Q3 25 | $139.4M | $43.3M | ||
| Q2 25 | $97.3M | $47.9M | ||
| Q1 25 | $71.1M | $43.1M | ||
| Q4 24 | $332.5M | $89.2M | ||
| Q3 24 | $60.7M | $-70.5M | ||
| Q2 24 | $17.4M | $-46.9M |
| Q1 26 | — | — | ||
| Q4 25 | 84.2% | 50.4% | ||
| Q3 25 | 83.2% | 49.7% | ||
| Q2 25 | 82.4% | 50.3% | ||
| Q1 25 | 82.4% | 53.7% | ||
| Q4 24 | 82.5% | 55.8% | ||
| Q3 24 | 82.3% | 53.5% | ||
| Q2 24 | 81.7% | 54.1% |
| Q1 26 | — | — | ||
| Q4 25 | 18.1% | -32.5% | ||
| Q3 25 | 15.4% | 21.0% | ||
| Q2 25 | 13.1% | 21.5% | ||
| Q1 25 | 10.3% | 21.3% | ||
| Q4 24 | 8.2% | 28.9% | ||
| Q3 24 | 9.2% | -5.9% | ||
| Q2 24 | 2.6% | -0.9% |
| Q1 26 | 15.2% | — | ||
| Q4 25 | 16.9% | -33.1% | ||
| Q3 25 | 14.5% | 7.6% | ||
| Q2 25 | 11.4% | 8.1% | ||
| Q1 25 | 9.2% | 7.7% | ||
| Q4 24 | 45.3% | 14.8% | ||
| Q3 24 | 8.7% | -11.7% | ||
| Q2 24 | 2.9% | -7.7% |
| Q1 26 | $0.12 | — | ||
| Q4 25 | $0.14 | $-1.02 | ||
| Q3 25 | $0.11 | $0.24 | ||
| Q2 25 | $0.08 | $0.26 | ||
| Q1 25 | $0.06 | $0.23 | ||
| Q4 24 | $0.31 | $0.48 | ||
| Q3 24 | $0.05 | $-0.37 | ||
| Q2 24 | $0.01 | $-0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.4B | $14.6M |
| Total DebtLower is stronger | — | $3.6B |
| Stockholders' EquityBook value | $10.8B | $856.3M |
| Total Assets | $53.7B | $5.8B |
| Debt / EquityLower = less leverage | — | 4.15× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $3.4B | — | ||
| Q4 25 | $4.9B | $14.6M | ||
| Q3 25 | $3.2B | $14.8M | ||
| Q2 25 | $2.1B | $12.8M | ||
| Q1 25 | $2.1B | $10.7M | ||
| Q4 24 | $2.5B | $9.0M | ||
| Q3 24 | $2.4B | $11.0M | ||
| Q2 24 | $2.3B | $5.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | $3.6B | ||
| Q3 25 | — | $3.6B | ||
| Q2 25 | — | $3.7B | ||
| Q1 25 | — | $3.6B | ||
| Q4 24 | — | $3.7B | ||
| Q3 24 | — | $3.6B | ||
| Q2 24 | — | $3.5B |
| Q1 26 | $10.8B | — | ||
| Q4 25 | $10.5B | $856.3M | ||
| Q3 25 | $8.8B | $1.1B | ||
| Q2 25 | $6.9B | $1.0B | ||
| Q1 25 | $6.7B | $1.0B | ||
| Q4 24 | $6.5B | $1.0B | ||
| Q3 24 | $6.1B | $1.1B | ||
| Q2 24 | $5.9B | $1.2B |
| Q1 26 | $53.7B | — | ||
| Q4 25 | $50.7B | $5.8B | ||
| Q3 25 | $45.3B | $6.1B | ||
| Q2 25 | $41.1B | $6.1B | ||
| Q1 25 | $37.7B | $6.0B | ||
| Q4 24 | $36.3B | $6.0B | ||
| Q3 24 | $34.4B | $6.0B | ||
| Q2 24 | $32.6B | $6.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.15× | ||
| Q3 25 | — | 3.39× | ||
| Q2 25 | — | 3.55× | ||
| Q1 25 | — | 3.56× | ||
| Q4 24 | — | 3.62× | ||
| Q3 24 | — | 3.42× | ||
| Q2 24 | — | 2.88× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $158.9M |
| Free Cash FlowOCF − Capex | — | $149.7M |
| FCF MarginFCF / Revenue | — | 26.5% |
| Capex IntensityCapex / Revenue | — | 1.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $737.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-3.7B | $158.9M | ||
| Q3 25 | $-1.3B | $191.2M | ||
| Q2 25 | $-1.5B | $205.3M | ||
| Q1 25 | $21.5M | $206.6M | ||
| Q4 24 | $-1.1B | $178.9M | ||
| Q3 24 | $-1.2B | $-1.6M | ||
| Q2 24 | $-484.4M | $175.6M |
| Q1 26 | — | — | ||
| Q4 25 | $-4.0B | $149.7M | ||
| Q3 25 | $-1.4B | $186.9M | ||
| Q2 25 | $-1.5B | $199.0M | ||
| Q1 25 | $-31.1M | $202.0M | ||
| Q4 24 | $-1.3B | $176.6M | ||
| Q3 24 | $-1.2B | $-4.9M | ||
| Q2 24 | $-521.1M | $169.4M |
| Q1 26 | — | — | ||
| Q4 25 | -388.8% | 26.5% | ||
| Q3 25 | -142.0% | 33.0% | ||
| Q2 25 | -179.0% | 33.8% | ||
| Q1 25 | -4.0% | 36.1% | ||
| Q4 24 | -173.5% | 29.3% | ||
| Q3 24 | -174.6% | -0.8% | ||
| Q2 24 | -87.0% | 28.0% |
| Q1 26 | — | — | ||
| Q4 25 | 23.7% | 1.6% | ||
| Q3 25 | 6.2% | 0.7% | ||
| Q2 25 | 7.4% | 1.1% | ||
| Q1 25 | 6.8% | 0.8% | ||
| Q4 24 | 21.0% | 0.4% | ||
| Q3 24 | 6.2% | 0.6% | ||
| Q2 24 | 6.1% | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | -21.56× | — | ||
| Q3 25 | -9.37× | 4.41× | ||
| Q2 25 | -15.08× | 4.28× | ||
| Q1 25 | 0.30× | 4.80× | ||
| Q4 24 | -3.37× | 2.01× | ||
| Q3 24 | -19.32× | — | ||
| Q2 24 | -27.83× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SOFI
| Loans and securitizations | $932.2M | 85% |
| Loan origination, sales, securitizations and servicing | $142.2M | 13% |
| Corporate borrowings | $10.7M | 1% |
| Securitizations and warehouses | $10.1M | 1% |
WSC
| Modular Space Leasing | $249.8M | 44% |
| Value Added Product And Services | $101.0M | 18% |
| Portable Storage Leasing | $83.0M | 15% |
| Delivery Revenue | $48.2M | 9% |
| Installation Revenue | $45.0M | 8% |
| Rental Units | $19.7M | 3% |
| New Units | $15.5M | 3% |
| Value Added Services | $10.3M | 2% |
| Other Leasing Related Products And Services | $3.8M | 1% |
