vs

Side-by-side financial comparison of Virgin Galactic Holdings, Inc (SPCE) and UNITED BANCORP INC (UBCP). Click either name above to swap in a different company.

UNITED BANCORP INC is the larger business by last-quarter revenue ($6.9M vs $4.2M, roughly 1.6× Virgin Galactic Holdings, Inc). UNITED BANCORP INC runs the higher net margin — 29.6% vs -2222.2%, a 2251.7% gap on every dollar of revenue. On growth, Virgin Galactic Holdings, Inc posted the faster year-over-year revenue change (125.5% vs 8.6%). UNITED BANCORP INC produced more free cash flow last quarter ($-1.3M vs $-113.5M).

Virgin Galactic Holdings, Inc. is a British-American spaceflight company founded by Richard Branson and the Virgin Group conglomerate, which retains an 11.9% stake through Virgin Investments Limited.

United Bank was an American bank headquartered in Hartford, Connecticut, and had locations throughout Connecticut, Massachusetts and Rhode Island. The bank was acquired in 2019 by People's United Financial and branches were rebranded or closed.

SPCE vs UBCP — Head-to-Head

Bigger by revenue
UBCP
UBCP
1.6× larger
UBCP
$6.9M
$4.2M
SPCE
Growing faster (revenue YoY)
SPCE
SPCE
+117.0% gap
SPCE
125.5%
8.6%
UBCP
Higher net margin
UBCP
UBCP
2251.7% more per $
UBCP
29.6%
-2222.2%
SPCE
More free cash flow
UBCP
UBCP
$112.2M more FCF
UBCP
$-1.3M
$-113.5M
SPCE

Income Statement — Q2 FY2024 vs Q4 FY2025

Metric
SPCE
SPCE
UBCP
UBCP
Revenue
$4.2M
$6.9M
Net Profit
$-93.8M
$2.0M
Gross Margin
-546.6%
Operating Margin
-2412.1%
28.7%
Net Margin
-2222.2%
29.6%
Revenue YoY
125.5%
8.6%
Net Profit YoY
30.2%
10.1%
EPS (diluted)
$-4.36
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SPCE
SPCE
UBCP
UBCP
Q4 25
$6.9M
Q3 25
$8.1M
Q2 25
$8.0M
Q1 25
$7.5M
Q4 24
$6.3M
Q3 24
$7.4M
Q2 24
$4.2M
$7.4M
Q1 24
$2.0M
$7.0M
Net Profit
SPCE
SPCE
UBCP
UBCP
Q4 25
$2.0M
Q3 25
$1.9M
Q2 25
$1.9M
Q1 25
$1.9M
Q4 24
$1.8M
Q3 24
$1.8M
Q2 24
$-93.8M
$1.7M
Q1 24
$-102.0M
$2.0M
Gross Margin
SPCE
SPCE
UBCP
UBCP
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
-546.6%
Q1 24
-1038.1%
Operating Margin
SPCE
SPCE
UBCP
UBCP
Q4 25
28.7%
Q3 25
23.7%
Q2 25
24.2%
Q1 25
24.5%
Q4 24
28.1%
Q3 24
23.9%
Q2 24
-2412.1%
21.8%
Q1 24
-5599.9%
30.7%
Net Margin
SPCE
SPCE
UBCP
UBCP
Q4 25
29.6%
Q3 25
23.9%
Q2 25
24.0%
Q1 25
24.9%
Q4 24
29.1%
Q3 24
24.7%
Q2 24
-2222.2%
23.6%
Q1 24
-5139.1%
28.5%
EPS (diluted)
SPCE
SPCE
UBCP
UBCP
Q4 25
$0.35
Q3 25
$0.34
Q2 25
$0.33
Q1 25
$0.32
Q4 24
$0.31
Q3 24
$0.31
Q2 24
$-4.36
$0.30
Q1 24
$-5.10
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SPCE
SPCE
UBCP
UBCP
Cash + ST InvestmentsLiquidity on hand
$775.7M
$46.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$394.8M
$70.5M
Total Assets
$1.1B
$857.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SPCE
SPCE
UBCP
UBCP
Q4 25
$46.5M
Q3 25
$45.7M
Q2 25
$49.7M
Q1 25
$36.4M
Q4 24
$19.6M
Q3 24
$37.8M
Q2 24
$775.7M
$37.6M
Q1 24
$765.2M
$46.9M
Stockholders' Equity
SPCE
SPCE
UBCP
UBCP
Q4 25
$70.5M
Q3 25
$66.5M
Q2 25
$59.7M
Q1 25
$60.8M
Q4 24
$63.5M
Q3 24
$65.5M
Q2 24
$394.8M
$60.6M
Q1 24
$417.6M
$63.2M
Total Assets
SPCE
SPCE
UBCP
UBCP
Q4 25
$857.4M
Q3 25
$866.8M
Q2 25
$847.9M
Q1 25
$830.7M
Q4 24
$816.7M
Q3 24
$825.5M
Q2 24
$1.1B
$821.8M
Q1 24
$1.1B
$834.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SPCE
SPCE
UBCP
UBCP
Operating Cash FlowLast quarter
$-79.1M
$10.5M
Free Cash FlowOCF − Capex
$-113.5M
$-1.3M
FCF MarginFCF / Revenue
-2690.7%
-19.2%
Capex IntensityCapex / Revenue
815.5%
171.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$-458.3M
$-819.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SPCE
SPCE
UBCP
UBCP
Q4 25
$10.5M
Q3 25
$3.2M
Q2 25
$3.8M
Q1 25
$1.1M
Q4 24
$8.4M
Q3 24
$4.4M
Q2 24
$-79.1M
$-789.0K
Q1 24
$-113.2M
$3.6M
Free Cash Flow
SPCE
SPCE
UBCP
UBCP
Q4 25
$-1.3M
Q3 25
$-367.0K
Q2 25
$1.5M
Q1 25
$-594.0K
Q4 24
$-1.2M
Q3 24
$-1.7M
Q2 24
$-113.5M
$-1.5M
Q1 24
$-126.3M
$223.0K
FCF Margin
SPCE
SPCE
UBCP
UBCP
Q4 25
-19.2%
Q3 25
-4.5%
Q2 25
18.3%
Q1 25
-7.9%
Q4 24
-19.7%
Q3 24
-22.9%
Q2 24
-2690.7%
-20.5%
Q1 24
-6362.8%
3.2%
Capex Intensity
SPCE
SPCE
UBCP
UBCP
Q4 25
171.0%
Q3 25
43.7%
Q2 25
29.0%
Q1 25
22.0%
Q4 24
152.8%
Q3 24
82.8%
Q2 24
815.5%
9.8%
Q1 24
658.5%
48.6%
Cash Conversion
SPCE
SPCE
UBCP
UBCP
Q4 25
5.14×
Q3 25
1.64×
Q2 25
1.98×
Q1 25
0.57×
Q4 24
4.57×
Q3 24
2.42×
Q2 24
-0.45×
Q1 24
1.81×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons